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Home Insurance Quotes in 33417
Are you shopping for a cheaper homeowners insurance rate in 33417? Our rates are very competitive for homeowners living in West Palm Beach, FL. Many homeowners located in the 33417 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 33417. To get free 33417 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 33417 zip code should appear in the zip code field ready to go. Shopping West Palm Beach, FL Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 33417 to review the best rate coverages.
Your 33417 Home Insurance Costs Is Rated: Very High!
For the great city of West Palm Beach, the average home insurance premium paid annually is around $1641 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Florida specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in West Palm Beach and need insurance on your home in the 33417 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.
33417 Home Insurance Average Premiums
For the 33417, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1391 /yr. |
Average Coverage: | $1641 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1941 /yr. |
What is the average home insurance cost for a home in 33417?
- • The average homeowners insurance premium paid annually for a home in 33417 is around $1641 per year.
What does it cost on average per month for home insurance in 33417?
- • Homeowners in 33417 pay a monthly average cost per month around $137.00.
What kind of discount could I get if I combine my home and auto insurance together in 33417?
- • Autoowners in 33417 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the West Palm Beach area, check out other zip codes nearby 33417.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 33417
Average Building Cost Per Square Foot in 33417: $167
Location: West Palm Beach, Florida (Palm Beach County)Average Square Footage in 33417: 684 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 33417 before you start any project. West Palm Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33417 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 33417 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 684 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the West Palm Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $167 | 684 | $114,200 |
Additional Upgrades & Added Features | $209 | 684 | $142,750 |
Major Home Updates or Advancements | $251 | 684 | $171,300 |
It's important to understand that when you estimate your replacement cost of your home in the 33417 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 33417
Best Home & Auto Insurance Agencies in 33417
Alan Pattee Ins Agcy Inc - State Farm Insurance Agent
Address: 3933 Haverhill Rd N, #113 West Palm Beach, FL 33417Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Trustway Insurance - Haverhill
Address: 2080 Haverhill Rd N West Palm Beach, FL 33417Phone:
Website: http://www.trustwayinsurance.com/?search-class=DB_CustomSearch_Widget-db_customsearch_widget&widget_number=preset-1&-1=Page&cs-05_State-0=FL&search=Go
Info:
Gregorian, Deborah - A Auto Insurance World of West Palm Beach
Address: 5762 Okeechobee Blvd West Palm Beach, FL 33417Phone:
Website: http://www.dobryinsurance.com/
Info:
Swinson, Mallory - State Farm Insurance Auto Car Life 33417
Address: 4561 Okeechobee Blvd West Palm Beach, FL 33417Phone:
Website: http://www.malloryswinson.com/
Info:
Housing Demographics for 33417
Population Review for 33417 Zip Code
For the city of West Palm Beach, the population within 33417 has increased to over 37,083 residents in population size. The current population total is 34,153. We have broken down the population based on race below. In 33417, there are over 15637 in male population and 18516 females.
Population | Values |
---|---|
Total Population | 34,153 |
White Population | 14360 |
Black Population | 10145 |
Hispanic Population | 10066 |
Asian Population | 858 |
Hawaiian Population | 8 |
Indian Population | 257 |
Other Population | 3788 |
Male Population | 15637 |
Female Population | 18516 |
Population Estimate | 37083 |
Household Data for 33417
The average number of homes in 33417 is around 15,692, there are an average of 2.12 per household. The average house value according to local real estate values is around $114,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 15,692 |
Persons Per Household | 2.12 |
Average House Value | $114,200 |
Income Per Household | $43599 |
Median Age | 48.2 |
Median Age Male | 44.4 |
Median Age Female | 51.0 |
33417 Details | Values |
---|---|
State | FL |
State Full Name | Florida |
City Type | P |
City Alias Abbreviation | WEST PALM BCH |
Area Code | 561 |
City | West Palm Beach |
City Alias Name | WEST PALM BEACH |
County | Palm Beach |
County FIPS | 099 |
State FIPS | 12 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 8960 |
PMSA | |
CSA | 370 |
CBSA | 33100 |
CBSA_DIV | 48424 |
CBSA_Type | Metro |
CBSA_Name | Miami-Fort Lauderdale-West Palm Beach, FL |
MSA_Name | West Palm Beach-Boca Raton, FL MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 466 |
Number Of Employees | 4588 |
Business First Quarter Payroll | 41414 |
Business Annual Payroll | 177173 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5564635 |
CBSA Division Population | 1320134 |
Congressional District | 20|21 |
Congressional LandArea | 2427.42|260.97 |
Delivery Residential | 17492 |
Delivery Business | 317 |
Delivery Total | 17669 |
Preferred Last Line Key | Y23234 |
Classification Code | |
Multi-County | |
CSA Name | Miami-Port St. Lucie-Fort Lauderdale, FL |
CBSA_DIV_Name | West Palm Beach-Boca Raton-Delray Beach, FL |
City State Key | Y23234 |
Land Area | 6.610000 |
Water Area | 0.177000 |
City Alias Code | |
City Mixed Case | West Palm Beach |
City Alias Mixed Case | West Palm Beach |
Box Count | 0 |
SFDU | 3291 |
MFDU | 8930 |
State ANSI | 12 |
County ANSI | 099 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 119465 |
Unique ZIP Name | |
SSA State County Code | 10490 |
Medicare CBSA Code | 48424 |
Medicare CBSA Name | West Palm Beach-Boca Raton-Boynton Beach, FL |
Medicare CBSA Type | Metro |
Market Rating Area ID | 50 |
County Mixed Case | Palm Beach |
Florida Homeowners Insurance News & Information
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$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024
As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]
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Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024
Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]
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Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024
A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase. Currently, a Broward commissioner is asking Congress to pass legislation he claims […]
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Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024
Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home. SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month. This […]
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Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024
Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute. The Insurance Information Institute is hopeful that the new insurance […]