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33432 Home Insurance Rates & Premiums

Did you know there are over 22,061 people living within the 33432 zip code area? There are over 11,023 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 33432.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Florida are on the rise. The estimated average premium is around $1,528 a year for a standard homeowners insurance policy in Boca Raton. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Boca Raton, FL Homeowners Insurance Quotes Online

33432 Home Insurance Average Premiums

Local 33432 homeowners insurance quotes comparison

$1278 /yr.

Shows Zip Code: 33432 lowest rates with discounts applied on average.

For the 33432, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1278 /yr.
Average Coverage:$1528 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1828 /yr.

What is the average home insurance cost for a home in 33432?

  • • The average homeowners insurance premium paid annually for a home in 33432 is around $1528 per year.

What does it cost on average per month for home insurance in 33432?

  • • Homeowners in 33432 pay a monthly average cost per month around $127.00.

What kind of discount could I get if I combine my home and auto insurance together in 33432?

  • • Autoowners in 33432 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Boca Raton area, check out other zip codes nearby 33432.
Review average rates in another zip code:
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33434 homeowners insurance rates
33486 homeowners insurance rates
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33433 homeowners insurance rates

Home Replacement Cost Coverage in 33432

Average Building Cost Per Square Foot in 33432: $167

Location: Boca Raton, Florida (Palm Beach County)

Average Square Footage in 33432: 4,075 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33432 before you start any project. Boca Raton homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33432 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33432 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,075 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boca Raton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1674,075$680,500
Additional Upgrades & Added Features$2094,075$850,625
Major Home Updates or Advancements$2514,075$1,020,750

It's important to understand that when you estimate your replacement cost of your home in the 33432 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33432

Cover All Concepts Insurance Agency

Address: 399 Camino Gardens Boulevard Boca Raton, FL 33432
Phone: (561)368-3113
Website: www.coverallconcept.com

A A Riteway Insurance Group

Address: 855 South Federal Highway Suite 109 Boca Raton, FL 33432
Phone: (561)338-6222
Website:

Best Home & Auto Insurance Agencies in 33432

Day William J Agency

Address: 1700 S Dixie Hwy Boca Raton, FL 33432
Phone:
Website: http://www.williamjdayinsurance.com/
Info:

Allstate Insurance - Martha A Roussin

Address: 555 N Federal Hwy, #10 Boca Raton, FL 33432
Phone:
Website:
Info:

Stirling Insurance Services Incorporated

Address: 1700 N Dixie Hwy Boca Raton, FL 33432
Phone:
Website: http://www.stirlinginsuranceservices.com/
Info:

Allstate Insurance-William Ramirez

Address: 1615 S Federal Hwy, #201 Boca Raton, FL 33432
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Bonomo Insurance Group

Address: 1 S Ocean Blvd, #303 Boca Raton, FL 33432
Phone:
Website: http://www.bonomoinsurancegroup.com
Info:

Housing Demographics for 33432

Population Review for 33432 Zip Code

For the city of Boca Raton, the population within 33432 has increased to over 26,975 residents in population size. The current population total is 22,061. We have broken down the population based on race below. In 33432, there are over 10742 in male population and 11319 females.

PopulationValues
Total Population22,061
White Population16710
Black Population1261
Hispanic Population3190
Asian Population564
Hawaiian Population10
Indian Population76
Other Population912
Male Population10742
Female Population11319
Population Estimate26975

Household Data for 33432

The average number of homes in 33432 is around 11,023, there are an average of 1.98 per household. The average house value according to local real estate values is around $680,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,023
Persons Per Household1.98
Average House Value$680,500
Income Per Household$81566
Median Age52.3
Median Age Male51.5
Median Age Female52.8
33432 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code561
CityBoca Raton
City Alias NameBOCA RATON
CountyPalm Beach
County FIPS099
State FIPS12
Time Zone5
Day Light SavingY
MSA8960
PMSA
CSA370
CBSA33100
CBSA_DIV48424
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameWest Palm Beach-Boca Raton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2090
Number Of Employees18006
Business First Quarter Payroll260191
Business Annual Payroll1161956
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1320134
Congressional District23
Congressional LandArea169.1
Delivery Residential13624
Delivery Business1876
Delivery Total16467
Preferred Last Line KeyY21477
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameWest Palm Beach-Boca Raton-Delray Beach, FL
City State KeyY21477
Land Area4.640000
Water Area1.283000
City Alias Code
City Mixed CaseBoca Raton
City Alias Mixed CaseBoca Raton
Box Count0
SFDU3285
MFDU9551
State ANSI12
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number110855
Unique ZIP Name
SSA State County Code10490
Medicare CBSA Code48424
Medicare CBSA NameWest Palm Beach-Boca Raton-Boynton Beach, FL
Medicare CBSA TypeMetro
Market Rating Area ID50
County Mixed CasePalm Beach

Florida Homeowners Insurance News & Information

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]

  • 2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025

    Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance.  If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]

  • Will Citizens Policyholders See a Home Insurance Rate Decrease?  Posted on Tuesday 11th March, 2025

    Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]