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Compare 34471 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Ocala just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 11,151 neighbors looking to save on their home insurance policy in the local 34471 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 34471. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Florida rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Ocala, FL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Ocala, FL

34471 Home Insurance Average Premiums

Local 34471 homeowners insurance quotes comparison

$1398 /yr.

Shows Zip Code: 34471 lowest rates with discounts applied on average.

For the 34471, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1398 /yr.
Average Coverage:$1648 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1948 /yr.

What is the average home insurance cost for a home in 34471?

  • • The average homeowners insurance premium paid annually for a home in 34471 is around $1648 per year.

What does it cost on average per month for home insurance in 34471?

  • • Homeowners in 34471 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 34471?

  • • Autoowners in 34471 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ocala area, check out other zip codes nearby 34471.
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Home Replacement Cost Coverage in 34471

Average Building Cost Per Square Foot in 34471: $167

Location: Ocala, Florida (Marion County)

Average Square Footage in 34471: 1,292 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34471 before you start any project. Ocala homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34471 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34471 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,292 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ocala area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,292$215,800
Additional Upgrades & Added Features$2091,292$269,750
Major Home Updates or Advancements$2511,292$323,700

It's important to understand that when you estimate your replacement cost of your home in the 34471 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34471

Best Home & Auto Insurance Agencies in 34471

Blessing- Bart

Address: 3233 SE Maricamp Rd Ocala, FL 34471
Phone:
Website:
Info:

Bankers Life and Casualty CO

Address: 2303 SE 17th St, #102 Ocala, FL 34471
Phone:
Website:
Info:

Bradshaw- Joseph B

Address: 1306 S Pine Ave Ocala, FL 34471
Phone:
Website:
Info:

Allstate Insurance - Kevin W. Mc Donald

Address: 2118 SW 20th Pl Ocala, FL 34471
Phone:
Website:
Info:

Allstate Insurance Companies - Ocala

Address: 221 SW 17th St Ocala, FL 34471
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 34471

Population Review for 34471 Zip Code

For the city of Ocala, the population within 34471 has increased to over 27,817 residents in population size. The current population total is 27,632. We have broken down the population based on race below. In 34471, there are over 12964 in male population and 14668 females.

PopulationValues
Total Population27,632
White Population19719
Black Population3224
Hispanic Population3907
Asian Population640
Hawaiian Population9
Indian Population68
Other Population1131
Male Population12964
Female Population14668
Population Estimate27817

Household Data for 34471

The average number of homes in 34471 is around 11,151, there are an average of 2.38 per household. The average house value according to local real estate values is around $215,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,151
Persons Per Household2.38
Average House Value$215,800
Income Per Household$54723
Median Age42.7
Median Age Male40.5
Median Age Female45.2
34471 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code352
CityOcala
City Alias NameOCALA
CountyMarion
County FIPS083
State FIPS12
Time Zone5
Day Light SavingY
MSA5790
PMSA
CSA
CBSA36100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOcala, FL
MSA_NameOcala, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1407
Number Of Employees19488
Business First Quarter Payroll231822
Business Annual Payroll1003332
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population331298
CBSA Division Population0
Congressional District03|06
Congressional LandArea7306.05|2506.92
Delivery Residential11688
Delivery Business1572
Delivery Total14533
Preferred Last Line KeyY22570
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY22570
Land Area19.821000
Water Area0.020000
City Alias Code
City Mixed CaseOcala
City Alias Mixed CaseOcala
Box Count0
SFDU7665
MFDU2308
State ANSI12
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116600
Unique ZIP Name
SSA State County Code10410
Medicare CBSA Code36100
Medicare CBSA NameOcala, FL
Medicare CBSA TypeMetro
Market Rating Area ID41
County Mixed CaseMarion

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]