Get multiple home insurance quotes in 34472. Our licensed 34472, FL agents are ready to serve you.

34472 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 34472 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Ocala, FL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 34472 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-888-685-4704 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Florida, like average Ocala homeowners insurance rates, coverage options or home insurance types, please select Ocala, FL Home Insurance Rates Online!

34472 Home Insurance Average Premiums

Local 34472 homeowners insurance quotes comparison

$1388 /yr.

Shows Zip Code: 34472 lowest rates with discounts applied on average.

For the 34472, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1388 /yr.
Average Coverage:$1638 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1938 /yr.

What is the average home insurance cost for a home in 34472?

  • • The average homeowners insurance premium paid annually for a home in 34472 is around $1638 per year.

What does it cost on average per month for home insurance in 34472?

  • • Homeowners in 34472 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 34472?

  • • Autoowners in 34472 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ocala area, check out other zip codes nearby 34472.
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Home Replacement Cost Coverage in 34472

Average Building Cost Per Square Foot in 34472: $167

Location: Ocala, Florida (Marion County)

Average Square Footage in 34472: 840 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34472 before you start any project. Ocala homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34472 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34472 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 840 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ocala area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167840$140,300
Additional Upgrades & Added Features$209840$175,375
Major Home Updates or Advancements$251840$210,450

It's important to understand that when you estimate your replacement cost of your home in the 34472 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34472

Best Home & Auto Insurance Agencies in 34472

Housing Demographics for 34472

Population Review for 34472 Zip Code

For the city of Ocala, the population within 34472 has increased to over 38,289 residents in population size. The current population total is 31,701. We have broken down the population based on race below. In 34472, there are over 15099 in male population and 16602 females.

PopulationValues
Total Population31,701
White Population18417
Black Population6242
Hispanic Population6573
Asian Population560
Hawaiian Population21
Indian Population175
Other Population2201
Male Population15099
Female Population16602
Population Estimate38289

Household Data for 34472

The average number of homes in 34472 is around 11,843, there are an average of 2.68 per household. The average house value according to local real estate values is around $140,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,843
Persons Per Household2.68
Average House Value$140,300
Income Per Household$50308
Median Age40.1
Median Age Male38.3
Median Age Female41.5
34472 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code352
CityOcala
City Alias NameOCALA
CountyMarion
County FIPS083
State FIPS12
Time Zone5
Day Light SavingY
MSA5790
PMSA
CSA
CBSA36100
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOcala, FL
MSA_NameOcala, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses317
Number Of Employees4307
Business First Quarter Payroll46682
Business Annual Payroll199505
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population331298
CBSA Division Population0
Congressional District06
Congressional LandArea2506.92
Delivery Residential14287
Delivery Business234
Delivery Total16176
Preferred Last Line KeyY22570
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY22570
Land Area36.284000
Water Area3.180000
City Alias Code
City Mixed CaseOcala
City Alias Mixed CaseOcala
Box Count0
SFDU12568
MFDU398
State ANSI12
County ANSI083
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116600
Unique ZIP Name
SSA State County Code10410
Medicare CBSA Code36100
Medicare CBSA NameOcala, FL
Medicare CBSA TypeMetro
Market Rating Area ID41
County Mixed CaseMarion

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