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If you live in the 30005 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Alpharetta have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our GA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 30005 and then compare quotes from a variety of nationwide insurance companies.

30005 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 30005 the average premium for homeowners coverage is $1141 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 30005. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 30005 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Alpharetta, GA home insurance quotes in your area.

30005 Home Insurance Average Premiums

Local 30005 homeowners insurance quotes comparison

$891 /yr.

Shows Zip Code: 30005 lowest rates with discounts applied on average.

For the 30005, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$891 /yr.
Average Coverage:$1141 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1441 /yr.

What is the average home insurance cost for a home in 30005?

  • • The average homeowners insurance premium paid annually for a home in 30005 is around $1141 per year.

What does it cost on average per month for home insurance in 30005?

  • • Homeowners in 30005 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 30005?

  • • Autoowners in 30005 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alpharetta area, check out other zip codes nearby 30005.
Review average rates in another zip code:
30004 homeowners insurance rates
30022 homeowners insurance rates
30005 homeowners insurance rates
30009 homeowners insurance rates

Home Replacement Cost Coverage in 30005

Average Building Cost Per Square Foot in 30005: $122

Location: Alpharetta, Georgia (Fulton County)

Average Square Footage in 30005: 3,804 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30005 before you start any project. Alpharetta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30005 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30005 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,804 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alpharetta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,804$464,100
Additional Upgrades & Added Features$1533,804$580,125
Major Home Updates or Advancements$1833,804$696,150

It's important to understand that when you estimate your replacement cost of your home in the 30005 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30005

Allstate Insurance - Paul Locke

Address: 11877 Douglas Road Suite 203 Alpharetta, GA 30005
Phone: (678)893-9050
Website:

Allstate Insurance - Pam Haenelt

Address: 11877 Douglas Rd. #203 Alpharetta, GA 30005
Phone: (678)893-0489
Website: www.iypx.com/kdrt/clicktrack.asp?mbid=471

Best Home & Auto Insurance Agencies in 30005

Allstate Insurance - Paul Locke

Address: 11877 Douglas Rd, #203 Alpharetta, GA 30005
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Alpharetta

Address: 3630 Old Milton Pky, #140 Alpharetta, GA 30005
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance - Pam Haenelt

Address: 11877 Douglas Rd, #Rd-203 Alpharetta, GA 30005
Phone:
Website: http://www.iypx.com/kdrt/clicktrack.asp?mbid=471
Info:

Lane- Richard A - State Farm Insurance Agent

Address: 4455 State Bridge Way Alpharetta, GA 30005
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 330 Prospect Pl Alpharetta, GA 30005
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 30005

Population Review for 30005 Zip Code

For the city of Alpharetta, the population within 30005 has increased to over 42,537 residents in population size. The current population total is 39,308. We have broken down the population based on race below. In 30005, there are over 19320 in male population and 19988 females.

PopulationValues
Total Population39,308
White Population19791
Black Population4062
Hispanic Population2991
Asian Population11013
Hawaiian Population16
Indian Population83
Other Population1046
Male Population19320
Female Population19988
Population Estimate42537

Household Data for 30005

The average number of homes in 30005 is around 13,481, there are an average of 2.90 per household. The average house value according to local real estate values is around $464,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,481
Persons Per Household2.90
Average House Value$464,100
Income Per Household$152326
Median Age38.5
Median Age Male38.1
Median Age Female38.9
30005 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678
CityAlpharetta
City Alias NameALPHARETTA
CountyFulton
County FIPS121
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1988
Number Of Employees39372
Business First Quarter Payroll1094069
Business Annual Payroll4140993
Business Employment Flag
Growth Rank53
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29016
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District06|07
Congressional LandArea298.76|392.61
Delivery Residential14668
Delivery Business1667
Delivery Total19966
Preferred Last Line KeyX10024
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10024
Land Area15.791000
Water Area0.347000
City Alias Code
City Mixed CaseAlpharetta
City Alias Mixed CaseAlpharetta
Box Count0
SFDU8861
MFDU3611
State ANSI13
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120187
Unique ZIP Name
SSA State County Code11470
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseFulton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]