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Find the Best Home Insurance Rates in 30009

Shopping for homeowners insurance in 30009 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Alpharetta, GA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Georgia licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 30009 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 30009

Find Alpharetta, GA Homeowners Insurance Quotes to review the best coverage options in your area.

30009 Home Insurance Rating is: high!

In 30009 the average premium is $1122. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 30009, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 30009!

30009 Home Insurance Average Premiums

Local 30009 homeowners insurance quotes comparison

$872 /yr.

Shows Zip Code: 30009 lowest rates with discounts applied on average.

For the 30009, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$872 /yr.
Average Coverage:$1122 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1422 /yr.

What is the average home insurance cost for a home in 30009?

  • • The average homeowners insurance premium paid annually for a home in 30009 is around $1122 per year.

What does it cost on average per month for home insurance in 30009?

  • • Homeowners in 30009 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 30009?

  • • Autoowners in 30009 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alpharetta area, check out other zip codes nearby 30009.
Review average rates in another zip code:
30022 homeowners insurance rates
30005 homeowners insurance rates
30009 homeowners insurance rates
30004 homeowners insurance rates

Home Replacement Cost Coverage in 30009

Average Building Cost Per Square Foot in 30009: $122

Location: Alpharetta, Georgia (Fulton County)

Average Square Footage in 30009: 3,740 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30009 before you start any project. Alpharetta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30009 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30009 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,740 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alpharetta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,740$456,300
Additional Upgrades & Added Features$1533,740$570,375
Major Home Updates or Advancements$1833,740$684,450

It's important to understand that when you estimate your replacement cost of your home in the 30009 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30009

Best Home & Auto Insurance Agencies in 30009

Evans- Raymond J

Address: 202 S Main St Alpharetta, GA 30009
Phone:
Website: http://www.raymondevans.net
Info:

Allstate Insurance - Erv Dykstra- CLU CLTC CSA

Address: 284 N Main St Alpharetta, GA 30009
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Roswell

Address: 1605 Mansell Rd Alpharetta, GA 30009
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Avalon Risk Management Inc

Address: 1125 Powers Pl Alpharetta, GA 30009
Phone:
Website: http://www.avalonrisk.com
Info:

Metlife Auto & Home Insurance

Address: Lakeview Pky Alpharetta, GA 30009
Phone:
Website: http://www.metlife.com/
Info:

Housing Demographics for 30009

Population Review for 30009 Zip Code

For the city of Alpharetta, the population within 30009 has increased to over 21,891 residents in population size. The current population total is 19,256. We have broken down the population based on race below. In 30009, there are over 9075 in male population and 10181 females.

PopulationValues
Total Population19,256
White Population12678
Black Population1760
Hispanic Population2013
Asian Population2149
Hawaiian Population11
Indian Population79
Other Population823
Male Population9075
Female Population10181
Population Estimate21891

Household Data for 30009

The average number of homes in 30009 is around 8,051, there are an average of 2.38 per household. The average house value according to local real estate values is around $456,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,051
Persons Per Household2.38
Average House Value$456,300
Income Per Household$136384
Median Age42.0
Median Age Male40.4
Median Age Female43.2
30009 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678
CityAlpharetta
City Alias NameALPHARETTA
CountyFulton
County FIPS121
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1332
Number Of Employees26998
Business First Quarter Payroll682526
Business Annual Payroll2621716
Business Employment Flag
Growth Rank53
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29016
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District06
Congressional LandArea298.76
Delivery Residential9198
Delivery Business1716
Delivery Total14233
Preferred Last Line KeyX10024
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10024
Land Area9.107000
Water Area0.077000
City Alias Code
City Mixed CaseAlpharetta
City Alias Mixed CaseAlpharetta
Box Count490
SFDU3831
MFDU2949
State ANSI13
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120187
Unique ZIP Name
SSA State County Code11470
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseFulton

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]