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Homeowners Insurance in 30120

In Cartersville, GA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 30120 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 30120 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30120 should appear in the zip code field ready to go.

30120 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Georgia, you are going to see rates around the average home insurance premium per year of $1016. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Cartersville home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 30120 Home Insurance Rates Now!

Best 3 Options to Compare in 30120

If you want homeowners insurance quotes within the city of Cartersville or in the 30120 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Cartersville, GA.

30120 Home Insurance Average Premiums

Local 30120 homeowners insurance quotes comparison

$766 /yr.

Shows Zip Code: 30120 lowest rates with discounts applied on average.

For the 30120, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$766 /yr.
Average Coverage:$1016 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1316 /yr.

What is the average home insurance cost for a home in 30120?

  • • The average homeowners insurance premium paid annually for a home in 30120 is around $1016 per year.

What does it cost on average per month for home insurance in 30120?

  • • Homeowners in 30120 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 30120?

  • • Autoowners in 30120 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cartersville area, check out other zip codes nearby 30120.
Review average rates in another zip code:
30121 homeowners insurance rates
30120 homeowners insurance rates

Home Replacement Cost Coverage in 30120

Average Building Cost Per Square Foot in 30120: $122

Location: Cartersville, Georgia (Bartow County)

Average Square Footage in 30120: 1,693 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30120 before you start any project. Cartersville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30120 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30120 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,693 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cartersville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,693$206,500
Additional Upgrades & Added Features$1531,693$258,125
Major Home Updates or Advancements$1831,693$309,750

It's important to understand that when you estimate your replacement cost of your home in the 30120 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30120

Lester Jenkins Agency

Address: 24 Fox Chase Cartersville, GA 30120
Phone: (770)607-7015
Website:

Harry Daniel Insurance

Address: 15 South Gilmer Street Cartersville, GA 30120
Phone: (770)382-8954
Website: www.hdins.com

Allstate Insurance - Samuel M Braly

Address: 121 Postelle St Cartersville, GA 30120
Phone: (770)382-2027
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 30120

Smith, CL Agent - State Farm Insurance - Cartersville, GA

Address: 11 S Dixie Ave Cartersville, GA 30120
Phone:
Website: http://www.statefarm.com/
Info:

Lester Jenkins Agency

Address: 24 Fox Chase Cartersville, GA 30120
Phone:
Website:
Info:

Martin- Janet L - State Farm Insurance Agent

Address: 700 Douthit Ferry Rd, #740 Cartersville, GA 30120
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Direct General Insurance Agency Inc - Cartersville

Address: 863 Joe Frank Harris Pky SE Cartersville, GA 30120
Phone:
Website:
Info:

Lewis- E Button

Address: 321 N Tennessee St Cartersville, GA 30120
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 30120

Population Review for 30120 Zip Code

For the city of Cartersville, the population within 30120 has increased to over 46,161 residents in population size. The current population total is 42,702. We have broken down the population based on race below. In 30120, there are over 20803 in male population and 21899 females.

PopulationValues
Total Population42,702
White Population30319
Black Population5837
Hispanic Population4943
Asian Population417
Hawaiian Population24
Indian Population214
Other Population2689
Male Population20803
Female Population21899
Population Estimate46161

Household Data for 30120

The average number of homes in 30120 is around 15,703, there are an average of 2.70 per household. The average house value according to local real estate values is around $206,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,703
Persons Per Household2.70
Average House Value$206,500
Income Per Household$68743
Median Age38.5
Median Age Male37.4
Median Age Female39.7
30120 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/770/678/943
CityCartersville
City Alias NameCARTERSVILLE
CountyBartow
County FIPS015
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV31924
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1283
Number Of Employees19158
Business First Quarter Payroll216278
Business Annual Payroll904025
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population1173685
Congressional District11|14
Congressional LandArea1071.25|3623.16
Delivery Residential17097
Delivery Business1451
Delivery Total19959
Preferred Last Line KeyX10204
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameMarietta, GA
City State KeyX10204
Land Area92.980000
Water Area1.233000
City Alias Code
City Mixed CaseCartersville
City Alias Mixed CaseCartersville
Box Count1119
SFDU13914
MFDU341
State ANSI13
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number121474
Unique ZIP Name
SSA State County Code11060
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseBartow

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]