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Homeowners Insurance in 30121

For homeowners living in 30121, you want more affordable home insurance rates in Cartersville, right? Our rates are very competitive for homeowners living in the great city of Cartersville, GA. Many homeowners living in the 30121 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 30121 should appear in the zip code field ready to go. Comparing Cartersville, GA Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

30121 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Cartersville pay around $996 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Georgia home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 30121 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Cartersville homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Georgia home insurance premium today!

Get 30121 Homeowners Insurance Rates Now!

30121 Home Insurance Average Premiums

Local 30121 homeowners insurance quotes comparison

$746 /yr.

Shows Zip Code: 30121 lowest rates with discounts applied on average.

For the 30121, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$746 /yr.
Average Coverage:$996 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1296 /yr.

What is the average home insurance cost for a home in 30121?

  • • The average homeowners insurance premium paid annually for a home in 30121 is around $996 per year.

What does it cost on average per month for home insurance in 30121?

  • • Homeowners in 30121 pay a monthly average cost per month around $83.00.

What kind of discount could I get if I combine my home and auto insurance together in 30121?

  • • Autoowners in 30121 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cartersville area, check out other zip codes nearby 30121.
Review average rates in another zip code:
30121 homeowners insurance rates
30120 homeowners insurance rates

Home Replacement Cost Coverage in 30121

Average Building Cost Per Square Foot in 30121: $122

Location: Cartersville, Georgia (Bartow County)

Average Square Footage in 30121: 1,660 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30121 before you start any project. Cartersville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30121 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30121 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,660 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cartersville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,660$202,500
Additional Upgrades & Added Features$1531,660$253,125
Major Home Updates or Advancements$1831,660$303,750

It's important to understand that when you estimate your replacement cost of your home in the 30121 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30121

Best Home & Auto Insurance Agencies in 30121

Floyd, Robert - Peach State Insurance

Address: 227 Market Place Blvd Cartersville, GA 30121
Phone:
Website: http://www.peachstateinsurance.net/
Info:

Professional Insurance & Financial Services

Address: 186 S Morningside Dr Cartersville, GA 30121
Phone:
Website: http://www.profins-finsvcs.com/
Info:

Esquire Insurance

Address: 409 E Main St Cartersville, GA 30121
Phone:
Website: http://www.esquireinsurance.com/
Info:

Lester Jenkins Agency - Nationwide Insurance

Address: 207 E Felton Rd, Ste 111 Cartersville, GA 30121
Phone:
Website: http://www.nationwide.com/agent/Cartersville-GEORGIA-insurance-agent/lester-jenkins/office.html
Info:

Allstate Insurance Company - Bruce Thompson

Address: 5698 GA-20 Cartersville, GA 30121
Phone:
Website: http://www.allstateagencies.com/035799?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 30121

Population Review for 30121 Zip Code

For the city of Cartersville, the population within 30121 has increased to over 25,908 residents in population size. The current population total is 25,089. We have broken down the population based on race below. In 30121, there are over 12212 in male population and 12877 females.

PopulationValues
Total Population25,089
White Population17554
Black Population3674
Hispanic Population2833
Asian Population499
Hawaiian Population10
Indian Population92
Other Population1396
Male Population12212
Female Population12877
Population Estimate25908

Household Data for 30121

The average number of homes in 30121 is around 9,601, there are an average of 2.55 per household. The average house value according to local real estate values is around $202,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,601
Persons Per Household2.55
Average House Value$202,500
Income Per Household$63839
Median Age37.8
Median Age Male36.7
Median Age Female38.8
30121 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/770/678/943
CityCartersville
City Alias NameCARTERSVILLE
CountyBartow
County FIPS015
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV31924
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses494
Number Of Employees8123
Business First Quarter Payroll87822
Business Annual Payroll396329
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population1173685
Congressional District11
Congressional LandArea1071.25
Delivery Residential10160
Delivery Business607
Delivery Total13480
Preferred Last Line KeyX10204
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameMarietta, GA
City State KeyX10204
Land Area57.700000
Water Area1.848000
City Alias Code
City Mixed CaseCartersville
City Alias Mixed CaseCartersville
Box Count0
SFDU7137
MFDU1559
State ANSI13
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number121474
Unique ZIP Name
SSA State County Code11060
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseBartow

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]