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30127 Homeowners Insurance Quotes & Rates

Powder Springs residents living within the 22,912 homes available in the zip code of 30127 are shopping online to compare cheaper and more affordable Powder Springs, GA home insurance rates. In the great city of Powder Springs, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Georgia is around $1,044 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 30127 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 30127 home insurance rates today! Please give us a call now at 1-855-976-2656. For Powder Springs, GA Homeowners Insurance Quotes, Click to easily get started!

30127 Home Insurance Average Premiums

Local 30127 homeowners insurance quotes comparison

$794 /yr.

Shows Zip Code: 30127 lowest rates with discounts applied on average.

For the 30127, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$794 /yr.
Average Coverage:$1044 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1344 /yr.

What is the average home insurance cost for a home in 30127?

  • • The average homeowners insurance premium paid annually for a home in 30127 is around $1044 per year.

What does it cost on average per month for home insurance in 30127?

  • • Homeowners in 30127 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 30127?

  • • Autoowners in 30127 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Powder Springs area, check out other zip codes nearby 30127.
Review average rates in another zip code:
30127 homeowners insurance rates

Home Replacement Cost Coverage in 30127

Average Building Cost Per Square Foot in 30127: $122

Location: Powder Springs, Georgia (Cobb County)

Average Square Footage in 30127: 1,988 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30127 before you start any project. Powder Springs homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30127 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30127 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,988 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Powder Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,988$242,500
Additional Upgrades & Added Features$1531,988$303,125
Major Home Updates or Advancements$1831,988$363,750

It's important to understand that when you estimate your replacement cost of your home in the 30127 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30127

Allstate Insurance - Tom Hatch

Address: 5041 Dallas Hwy #506 Powder Springs, GA 30127
Phone: (770)424-7111
Website:

Best Home & Auto Insurance Agencies in 30127

Allstate Insurance Companies

Address: 5041 Dallas Hwy Powder Springs, GA 30127
Phone:
Website: http://www.allstateagencies.com
Info:

Cash- James S

Address: 3862 New MacLand Rd Powder Springs, GA 30127
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Tom Hatch

Address: 5041 Dallas Hwy, #Hwy-506 Powder Springs, GA 30127
Phone:
Website:
Info:

Housing Demographics for 30127

Population Review for 30127 Zip Code

For the city of Powder Springs, the population within 30127 has increased to over 72,303 residents in population size. The current population total is 68,574. We have broken down the population based on race below. In 30127, there are over 32673 in male population and 35901 females.

PopulationValues
Total Population68,574
White Population29255
Black Population28713
Hispanic Population7434
Asian Population1238
Hawaiian Population49
Indian Population274
Other Population3621
Male Population32673
Female Population35901
Population Estimate72303

Household Data for 30127

The average number of homes in 30127 is around 22,912, there are an average of 2.98 per household. The average house value according to local real estate values is around $242,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,912
Persons Per Household2.98
Average House Value$242,500
Income Per Household$88981
Median Age39.9
Median Age Male37.8
Median Age Female41.5
30127 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias AbbreviationPOWDER SPGS
Area Code678/470/770/943
CityPowder Springs
City Alias NamePOWDER SPRINGS
CountyCobb
County FIPS067
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV31924
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses955
Number Of Employees6447
Business First Quarter Payroll55244
Business Annual Payroll254969
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population1173685
Congressional District11|13|14
Congressional LandArea1071.25|714.95|3623.16
Delivery Residential24263
Delivery Business586
Delivery Total27816
Preferred Last Line KeyX11018
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameMarietta, GA
City State KeyX11018
Land Area51.327000
Water Area0.405000
City Alias Code
City Mixed CasePowder Springs
City Alias Mixed CasePowder Springs
Box Count679
SFDU22135
MFDU144
State ANSI13
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number127040
Unique ZIP Name
SSA State County Code11290
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseCobb

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]