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30252 Homeowners Insurance Quotes & Rates

Mcdonough residents living within the 16,218 homes available in the zip code of 30252 are shopping online to compare cheaper and more affordable Mcdonough, GA home insurance rates. In the great city of Mcdonough, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Georgia is around $1,091 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 30252 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 30252 home insurance rates today! Please give us a call now at 1-855-976-2656. For Mcdonough, GA Homeowners Insurance Quotes, Click to easily get started!

30252 Home Insurance Average Premiums

Local 30252 homeowners insurance quotes comparison

$841 /yr.

Shows Zip Code: 30252 lowest rates with discounts applied on average.

For the 30252, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$841 /yr.
Average Coverage:$1091 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1391 /yr.

What is the average home insurance cost for a home in 30252?

  • • The average homeowners insurance premium paid annually for a home in 30252 is around $1091 per year.

What does it cost on average per month for home insurance in 30252?

  • • Homeowners in 30252 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 30252?

  • • Autoowners in 30252 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mcdonough area, check out other zip codes nearby 30252.
Review average rates in another zip code:
30252 homeowners insurance rates
30253 homeowners insurance rates

Home Replacement Cost Coverage in 30252

Average Building Cost Per Square Foot in 30252: $122

Location: Mcdonough, Georgia (Henry County)

Average Square Footage in 30252: 2,079 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30252 before you start any project. Mcdonough homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30252 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30252 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,079 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mcdonough area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,079$253,600
Additional Upgrades & Added Features$1532,079$317,000
Major Home Updates or Advancements$1832,079$380,400

It's important to understand that when you estimate your replacement cost of your home in the 30252 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30252

Best Home & Auto Insurance Agencies in 30252

Allstate Insurance Companies

Address: 1898 Keys Ferry Rd McDonough, GA 30252
Phone:
Website: http://www.allstateagencies.com
Info:

Allstate Insurance

Address: 1041 Ola Dale Dr McDonough, GA 30252
Phone:
Website:
Info:

Housing Demographics for 30252

Population Review for 30252 Zip Code

For the city of Mcdonough, the population within 30252 has increased to over 54,266 residents in population size. The current population total is 49,702. We have broken down the population based on race below. In 30252, there are over 23909 in male population and 25793 females.

PopulationValues
Total Population49,702
White Population27297
Black Population16998
Hispanic Population2784
Asian Population964
Hawaiian Population32
Indian Population143
Other Population1147
Male Population23909
Female Population25793
Population Estimate54266

Household Data for 30252

The average number of homes in 30252 is around 16,218, there are an average of 3.06 per household. The average house value according to local real estate values is around $253,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,218
Persons Per Household3.06
Average House Value$253,600
Income Per Household$91220
Median Age38.6
Median Age Male37.5
Median Age Female39.6
30252 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678
CityMcdonough
City Alias NameMCDONOUGH
CountyHenry
County FIPS151
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses591
Number Of Employees4107
Business First Quarter Payroll33745
Business Annual Payroll161085
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04|10|13
Congressional LandArea496.6|7096.22|714.95
Delivery Residential17734
Delivery Business301
Delivery Total18005
Preferred Last Line KeyX10801
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10801
Land Area94.079000
Water Area1.300000
City Alias Code
City Mixed CaseMcDonough
City Alias Mixed CaseMcDonough
Box Count0
SFDU15701
MFDU262
State ANSI13
County ANSI151
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number125401
Unique ZIP Name
SSA State County Code11591
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHenry

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]