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Compare 30253 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 30253 area? The average homeowners premium in Georgia for a standard homeowners policy is around $1,017/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 30253 zip code, the population size is around 62,025 with 21,899 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 30253.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Mcdonough, GA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. GA RateDiscountsSavingsShop Rates
$1,403up to 40% off$561

30253 Home Insurance Average Premiums

Local 30253 homeowners insurance quotes comparison

$767 /yr.

Shows Zip Code: 30253 lowest rates with discounts applied on average.

For the 30253, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$767 /yr.
Average Coverage:$1017 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1317 /yr.

What is the average home insurance cost for a home in 30253?

  • • The average homeowners insurance premium paid annually for a home in 30253 is around $1017 per year.

What does it cost on average per month for home insurance in 30253?

  • • Homeowners in 30253 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 30253?

  • • Autoowners in 30253 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mcdonough area, check out other zip codes nearby 30253.
Review average rates in another zip code:
30253 homeowners insurance rates
30252 homeowners insurance rates

Home Replacement Cost Coverage in 30253

Average Building Cost Per Square Foot in 30253: $122

Location: Mcdonough, Georgia (Henry County)

Average Square Footage in 30253: 1,694 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30253 before you start any project. Mcdonough homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30253 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30253 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,694 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mcdonough area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,694$206,700
Additional Upgrades & Added Features$1531,694$258,375
Major Home Updates or Advancements$1831,694$310,050

It's important to understand that when you estimate your replacement cost of your home in the 30253 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30253

C & A Insurance

Address: 365 Bald Eagle Way Mcdonough, GA 30253
Phone: (770)954-9330
Website:

Cotton States Insurance

Address: 18 Atlanta Street Mcdonough, GA 30253
Phone: (770)957-2622
Website:

Best Home & Auto Insurance Agencies in 30253

Allstate Insurance Companies

Address: 73 Hampton St McDonough, GA 30253
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Leverette- Edie - State Farm Insurance Agent

Address: 64 Atlanta St McDonough, GA 30253
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Liberty Mutual

Address: 1872 Jonesboro Rd McDonough, GA 30253
Phone:
Website: http://www.libertymutual.com
Info:

Carter Grant

Address: 245 Atlanta St McDonough, GA 30253
Phone:
Website:
Info:

Housing Demographics for 30253

Population Review for 30253 Zip Code

For the city of Mcdonough, the population within 30253 has increased to over 69,429 residents in population size. The current population total is 62,025. We have broken down the population based on race below. In 30253, there are over 28759 in male population and 33266 females.

PopulationValues
Total Population62,025
White Population15515
Black Population36979
Hispanic Population5125
Asian Population2630
Hawaiian Population42
Indian Population191
Other Population2403
Male Population28759
Female Population33266
Population Estimate69429

Household Data for 30253

The average number of homes in 30253 is around 21,899, there are an average of 2.81 per household. The average house value according to local real estate values is around $206,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,899
Persons Per Household2.81
Average House Value$206,700
Income Per Household$74817
Median Age35.9
Median Age Male33.6
Median Age Female38.0
30253 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678
CityMcdonough
City Alias NameMCDONOUGH
CountyHenry
County FIPS151
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1630
Number Of Employees29032
Business First Quarter Payroll306043
Business Annual Payroll1343856
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District03|10|13
Congressional LandArea3838.27|7096.22|714.95
Delivery Residential24708
Delivery Business1934
Delivery Total29138
Preferred Last Line KeyX10801
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10801
Land Area46.868000
Water Area0.455000
City Alias Code
City Mixed CaseMcDonough
City Alias Mixed CaseMcDonough
Box Count1112
SFDU17030
MFDU4062
State ANSI13
County ANSI151
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number125401
Unique ZIP Name
SSA State County Code11591
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHenry

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]