Get multiple home insurance quotes in 30274. Our licensed 30274, GA agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 30274

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 30274, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Riverdale, GA from a list of top tier nationwide insurers.

Our Georgia licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 30274 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 30274

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Riverdale, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

30274 Ratings: high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Riverdale we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 30274, homeowners are seeing rates around 1067 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 30274!

30274 Home Insurance Average Premiums

Local 30274 homeowners insurance quotes comparison

$817 /yr.

Shows Zip Code: 30274 lowest rates with discounts applied on average.

For the 30274, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$817 /yr.
Average Coverage:$1067 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1367 /yr.

What is the average home insurance cost for a home in 30274?

  • • The average homeowners insurance premium paid annually for a home in 30274 is around $1067 per year.

What does it cost on average per month for home insurance in 30274?

  • • Homeowners in 30274 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30274?

  • • Autoowners in 30274 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Riverdale area, check out other zip codes nearby 30274.
Review average rates in another zip code:
30274 homeowners insurance rates
30296 homeowners insurance rates

Home Replacement Cost Coverage in 30274

Average Building Cost Per Square Foot in 30274: $122

Location: Riverdale, Georgia (Clayton County)

Average Square Footage in 30274: 948 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30274 before you start any project. Riverdale homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30274 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30274 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 948 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Riverdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122948$115,700
Additional Upgrades & Added Features$153948$144,625
Major Home Updates or Advancements$183948$173,550

It's important to understand that when you estimate your replacement cost of your home in the 30274 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30274

Cannon Insurance Agency

Address: 6348 Highway 85 Riverdale, GA 30274
Phone: (770)991-3818
Website: www.cannoninsurance.com

Crews Insurance Agency

Address: 60 Flint River Road Southwest Riverdale, GA 30274
Phone: (770)473-0855
Website:

Allstate Insurance - Toni Miller

Address: 373 Highway 138 Sw Suite G Riverdale, GA 30274
Phone: (770)473-1934
Website:

Best Home & Auto Insurance Agencies in 30274

ROSSER, FAYE AGENT - STATE FARM INSURANCE FAYE ROSSER

Address: 6618 Highway 85 Riverdale, GA 30274
Phone:
Website: http://www.online2.statefarm.com/b2c/sf/agent/11/1725
Info:

Allstate Insurance CO

Address: 6963 Highway 85 Riverdale, GA 30274
Phone:
Website:
Info:

Dependable Insurance Agency Inc

Address: 6030 Highway 85 Riverdale, GA 30274
Phone:
Website: http://www.dependableinsurance.net
Info:

Trustway Insurance - Riverdale

Address: 6348 Highway 85 Riverdale, GA 30274
Phone:
Website: http://www.trustwayinsurance.com/?search-class=DB_CustomSearch_Widget-db_customsearch_widget&widget_number=preset-1&-1=Page&cs-05_State-0=GA&search=Go
Info:

ACE Cash Express

Address: 6762 Highway 85 Riverdale, GA 30274
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 30274

Population Review for 30274 Zip Code

For the city of Riverdale, the population within 30274 has increased to over 35,285 residents in population size. The current population total is 34,537. We have broken down the population based on race below. In 30274, there are over 16021 in male population and 18516 females.

PopulationValues
Total Population34,537
White Population2366
Black Population25925
Hispanic Population4370
Asian Population1509
Hawaiian Population18
Indian Population182
Other Population2716
Male Population16021
Female Population18516
Population Estimate35285

Household Data for 30274

The average number of homes in 30274 is around 12,556, there are an average of 2.74 per household. The average house value according to local real estate values is around $115,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,556
Persons Per Household2.74
Average House Value$115,700
Income Per Household$48014
Median Age34.1
Median Age Male32.3
Median Age Female35.6
30274 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678/470/770/943
CityRiverdale
City Alias NameRIVERDALE
CountyClayton
County FIPS063
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses514
Number Of Employees6135
Business First Quarter Payroll72034
Business Annual Payroll275649
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District05|13
Congressional LandArea264.91|714.95
Delivery Residential12878
Delivery Business878
Delivery Total14728
Preferred Last Line KeyX11056
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX11056
Land Area10.211000
Water Area0.052000
City Alias Code
City Mixed CaseRiverdale
City Alias Mixed CaseRiverdale
Box Count427
SFDU8752
MFDU2347
State ANSI13
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number127436
Unique ZIP Name
SSA State County Code11280
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClayton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]