Get multiple home insurance quotes in 30296. Our licensed 30296, GA agents are ready to serve you.

30296 Home Insurance Rates

For homeowners living in 30296, the population estimates are increasing to well over 27,869 with 9,700 occupied homes within the zip code of 30296. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Riverdale have increased and the average home insurance premium is around $1,078 per year in 30296. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 30296 zip code today so we can help you find affordable Riverdale, GA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 30296

Please select one of the three options below based on your 30296 zip code to learn more about Georgia homeowners insurance, plus review average rates and information per state, county or city.

  1. Georgia Homeowners Insurance Quotes
  2. Clayton County, GA Home Insurance
  3. Riverdale, GA Home Insurance Quotes

30296 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 30296 zip code just got easier with GetHomeInsuranceQuotes.com of Riverdale, GA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 30296 today and let us help you review the best home insurance quotes available for homeowners living in Riverdale.

Get 30296 Homeowners Insurance Rates Now!

30296 Home Insurance Average Premiums

Local 30296 homeowners insurance quotes comparison

$828 /yr.

Shows Zip Code: 30296 lowest rates with discounts applied on average.

For the 30296, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$828 /yr.
Average Coverage:$1078 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1378 /yr.

What is the average home insurance cost for a home in 30296?

  • • The average homeowners insurance premium paid annually for a home in 30296 is around $1078 per year.

What does it cost on average per month for home insurance in 30296?

  • • Homeowners in 30296 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30296?

  • • Autoowners in 30296 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Riverdale area, check out other zip codes nearby 30296.
Review average rates in another zip code:
30296 homeowners insurance rates
30274 homeowners insurance rates

Home Replacement Cost Coverage in 30296

Average Building Cost Per Square Foot in 30296: $122

Location: Riverdale, Georgia (Clayton County)

Average Square Footage in 30296: 1,106 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30296 before you start any project. Riverdale homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30296 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30296 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,106 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Riverdale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,106$134,900
Additional Upgrades & Added Features$1531,106$168,625
Major Home Updates or Advancements$1831,106$202,350

It's important to understand that when you estimate your replacement cost of your home in the 30296 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30296

Best Home & Auto Insurance Agencies in 30296

Allstate Insurance Company - Betty Campbell

Address: 1843 Highway 138 SW Riverdale, GA 30296
Phone:
Website: http://www.allstateagencies.com/097300?cid=OTC-YP.com-IYP&att=TL
Info:

Reed, Richard Agent - Reed Financial Insurance Group

Address: 1241 Highway 138 SW Riverdale, GA 30296
Phone:
Website: http://www.rfigautoinsurance.com/
Info:

Conley Jr- Hugh C - State Farm Insurance Agent

Address: 928 Highway 138 SW Riverdale, GA 30296
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

JONES, CAROL AGENT - State Farm Insurance Carol Jones

Address: 7445 Old National Hwy Riverdale, GA 30296
Phone:
Website: http://www.cjonesinsurance.com/
Info:

Housing Demographics for 30296

Population Review for 30296 Zip Code

For the city of Riverdale, the population within 30296 has increased to over 28,972 residents in population size. The current population total is 27,869. We have broken down the population based on race below. In 30296, there are over 12840 in male population and 15029 females.

PopulationValues
Total Population27,869
White Population1378
Black Population22669
Hispanic Population2740
Asian Population716
Hawaiian Population13
Indian Population113
Other Population1847
Male Population12840
Female Population15029
Population Estimate28972

Household Data for 30296

The average number of homes in 30296 is around 9,700, there are an average of 2.87 per household. The average house value according to local real estate values is around $134,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,700
Persons Per Household2.87
Average House Value$134,900
Income Per Household$54418
Median Age36.3
Median Age Male33.8
Median Age Female38.5
30296 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678/470/770/943
CityRiverdale
City Alias NameRIVERDALE
CountyClayton
County FIPS063
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses164
Number Of Employees687
Business First Quarter Payroll4101
Business Annual Payroll17659
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District05|13
Congressional LandArea264.91|714.95
Delivery Residential10095
Delivery Business137
Delivery Total11365
Preferred Last Line KeyX11056
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX11056
Land Area10.441000
Water Area0.163000
City Alias Code
City Mixed CaseRiverdale
City Alias Mixed CaseRiverdale
Box Count845
SFDU8601
MFDU327
State ANSI13
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number127436
Unique ZIP Name
SSA State County Code11280
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClayton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]