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30314 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 30314 zip code find a great new policy that offers the coverage they need at a price they can afford.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 30314 and start shopping.

Quickly and Easily Compare Average Rates for 30314

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Atlanta, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 30314

Homeowners in Atlanta are paying roughly $1093 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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30314 Home Insurance Average Premiums

Local 30314 homeowners insurance quotes comparison

$843 /yr.

Shows Zip Code: 30314 lowest rates with discounts applied on average.

For the 30314, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$843 /yr.
Average Coverage:$1093 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1393 /yr.

What is the average home insurance cost for a home in 30314?

  • • The average homeowners insurance premium paid annually for a home in 30314 is around $1093 per year.

What does it cost on average per month for home insurance in 30314?

  • • Homeowners in 30314 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 30314?

  • • Autoowners in 30314 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30314.
Review average rates in another zip code:
30360 homeowners insurance rates
30331 homeowners insurance rates
30309 homeowners insurance rates
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30336 homeowners insurance rates
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30332 homeowners insurance rates

Home Replacement Cost Coverage in 30314

Average Building Cost Per Square Foot in 30314: $122

Location: Atlanta, Georgia (Fulton County)

Average Square Footage in 30314: 1,215 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30314 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30314 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30314 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,215 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,215$148,200
Additional Upgrades & Added Features$1531,215$185,250
Major Home Updates or Advancements$1831,215$222,300

It's important to understand that when you estimate your replacement cost of your home in the 30314 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30314

Best Home & Auto Insurance Agencies in 30314

Allstate Insurance Companies

Address: 2397 Central Dr NW Atlanta, GA 30314
Phone:
Website:
Info:

Housing Demographics for 30314

Population Review for 30314 Zip Code

For the city of Atlanta, the population within 30314 has increased to over 18,861 residents in population size. The current population total is 20,598. We have broken down the population based on race below. In 30314, there are over 10133 in male population and 10465 females.

PopulationValues
Total Population20,598
White Population823
Black Population18702
Hispanic Population578
Asian Population99
Hawaiian Population13
Indian Population40
Other Population210
Male Population10133
Female Population10465
Population Estimate18861

Household Data for 30314

The average number of homes in 30314 is around 6,948, there are an average of 2.35 per household. The average house value according to local real estate values is around $148,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,948
Persons Per Household2.35
Average House Value$148,200
Income Per Household$29287
Median Age28.9
Median Age Male29.5
Median Age Female28.5
30314 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code404
CityAtlanta
City Alias NameATLANTA
CountyFulton
County FIPS121
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses195
Number Of Employees4225
Business First Quarter Payroll45137
Business Annual Payroll197387
Business Employment Flag
Growth Rank53
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29016
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District05
Congressional LandArea264.91
Delivery Residential8026
Delivery Business271
Delivery Total10061
Preferred Last Line KeyX10056
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10056
Land Area4.562000
Water Area0.000000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count389
SFDU4723
MFDU1148
State ANSI13
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120440
Unique ZIP Name
SSA State County Code11470
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseFulton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]