Compare 30308 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Atlanta just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 13,246 neighbors looking to save on their home insurance policy in the local 30308 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 30308. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Georgia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Atlanta, GA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Atlanta, GA

30308 Home Insurance Average Premiums

Local 30308 homeowners insurance quotes comparison

$830 /yr.

Shows Zip Code: 30308 lowest rates with discounts applied on average.

For the 30308, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$830 /yr.
Average Coverage:	$1080 /yr.
2600 sq. ft. or higher (all discounts applied)	$1380 /yr.

What is the average home insurance cost for a home in 30308?

• The average homeowners insurance premium paid annually for a home in 30308 is around $1080 per year.

What does it cost on average per month for home insurance in 30308?

• Homeowners in 30308 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30308?

• Autoowners in 30308 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 30308.
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Home Replacement Cost Coverage in 30308

Average Building Cost Per Square Foot in 30308: $122

Location: Atlanta, Georgia (Fulton County)

Average Square Footage in 30308: 2,881 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30308 before you start any project. Atlanta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30308 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30308 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,881 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$122	2,881	$351,500
Additional Upgrades & Added Features	$153	2,881	$439,375
Major Home Updates or Advancements	$183	2,881	$527,250

Calculate Your Dwelling Coverage in 30308

It's important to understand that when you estimate your replacement cost of your home in the 30308 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 30308

ACE Cash Express

Address: 461 Ponce de Leon Ave NE Atlanta, GA 30308
Phone:
Website: http://www.acecashexpress.com/
Info:

Allstate Insurance Company - Anthony Edwards

Address: 566 Ponce de Leon Ave NE Atlanta, GA 30308
Phone:
Website: http://www.allstateagencies.com/092393?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Companies

Address: 440 W Peachtree St NW Atlanta, GA 30308
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Corwin M Robison II State Farm Ins

Address: 75 Ponce de Leon Ave NE, #101 Atlanta, GA 30308
Phone:
Website: http://www.CorwinRobison.BWTR
Info:

Direct General Insurance Agency Inc - Jonesboro

Address: 184 North Ave NE Atlanta, GA 30308
Phone:
Website: http://www.direct-general.com
Info:

Housing Demographics for 30308

Population Review for 30308 Zip Code

For the city of Atlanta, the population within 30308 has increased to over 22,430 residents in population size. The current population total is 22,121. We have broken down the population based on race below. In 30308, there are over 11895 in male population and 10226 females.

Population	Values
Total Population	22,121
White Population	11379
Black Population	6459
Hispanic Population	1502
Asian Population	2041
Hawaiian Population	9
Indian Population	63
Other Population	483
Male Population	11895
Female Population	10226
Population Estimate	22430

Household Data for 30308

The average number of homes in 30308 is around 13,246, there are an average of 1.54 per household. The average house value according to local real estate values is around $351,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	13,246
Persons Per Household	1.54
Average House Value	$351,500
Income Per Household	$69724
Median Age	31.0
Median Age Male	32.2
Median Age Female	30.0

30308 Details	Values
State	GA
State Full Name	Georgia
City Type	P
City Alias Abbreviation
Area Code	404/470/678
City	Atlanta
City Alias Name	ATLANTA
County	Fulton
County FIPS	121
State FIPS	13
Time Zone	5
Day Light Saving	Y
MSA	0520
PMSA
CSA	122
CBSA	12060
CBSA_DIV	12054
CBSA_Type	Metro
CBSA_Name	Atlanta-Sandy Springs-Roswell, GA
MSA_Name	Atlanta, GA MSA
PMSA_Name
Region	South
Division	South Atlantic
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1242
Number Of Employees	44950
Business First Quarter Payroll	1299238
Business Annual Payroll	4716469
Business Employment Flag
Growth Rank	53
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	29016
Growth Increase Percentage	3.2

Metropolitan Details	Values
CBSA Population	5268860
CBSA Division Population	4124692
Congressional District	05
Congressional LandArea	264.91
Delivery Residential	14565
Delivery Business	885
Delivery Total	18397
Preferred Last Line Key	X10056
Classification Code
Multi-County
CSA Name	Atlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name	Atlanta-Sandy Springs-Roswell, GA
City State Key	X10056
Land Area	1.598000
Water Area	0.000000
City Alias Code
City Mixed Case	Atlanta
City Alias Mixed Case	Atlanta
Box Count	449
SFDU	1503
MFDU	10743
State ANSI	13
County ANSI	121
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	120440
Unique ZIP Name
SSA State County Code	11470
Medicare CBSA Code	12060
Medicare CBSA Name	Atlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA Type	Metro
Market Rating Area ID	3
County Mixed Case	Fulton

Georgia Homeowners Insurance News & Information

Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]

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