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Find the Best Home Insurance Rates in 30458

Shopping for homeowners insurance in 30458 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Statesboro, GA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Georgia licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 30458 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 30458

Find Statesboro, GA Homeowners Insurance Quotes to review the best coverage options in your area.

30458 Home Insurance Rating is: high!

In 30458 the average premium is $1044. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 30458, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 30458!

30458 Home Insurance Average Premiums

Local 30458 homeowners insurance quotes comparison

$794 /yr.

Shows Zip Code: 30458 lowest rates with discounts applied on average.

For the 30458, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$794 /yr.
Average Coverage:$1044 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1344 /yr.

What is the average home insurance cost for a home in 30458?

  • • The average homeowners insurance premium paid annually for a home in 30458 is around $1044 per year.

What does it cost on average per month for home insurance in 30458?

  • • Homeowners in 30458 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 30458?

  • • Autoowners in 30458 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Statesboro area, check out other zip codes nearby 30458.
Review average rates in another zip code:
30460 homeowners insurance rates
30458 homeowners insurance rates
30461 homeowners insurance rates

Home Replacement Cost Coverage in 30458

Average Building Cost Per Square Foot in 30458: $122

Location: Statesboro, Georgia (Bulloch County)

Average Square Footage in 30458: 1,266 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30458 before you start any project. Statesboro homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30458 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30458 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,266 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Statesboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,266$154,400
Additional Upgrades & Added Features$1531,266$193,000
Major Home Updates or Advancements$1831,266$231,600

It's important to understand that when you estimate your replacement cost of your home in the 30458 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30458

Darley Insurance Agency Inc

Address: 4 East Vine Street Statesboro, GA 30458
Phone: (912)764-3144
Website:

Brinson & Dixon Insurance Inc

Address: 13 North Main Street Apt 201 Statesboro, GA 30458
Phone: (912)764-3335
Website:

Lee Hill & Johnston Insurors

Address: 212 Savannah Avenue Statesboro, GA 30458
Phone: (912)764-1150
Website: leehill.webagent4u.com

Blount Burke Wimberly & Hendricks Insurors

Address: 114 South Main Street Statesboro, GA 30458
Phone: (912)764-9602
Website: www.bbwhins.com

Glenn Davis & Associates

Address: 110 Savannah Avenue Statesboro, GA 30458
Phone: (912)489-3716
Website:

Best Home & Auto Insurance Agencies in 30458

Brinson & Dixon Insurance, Incorporated

Address: 30 E Main St Statesboro, GA 30458
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 520 Gentilly Rd Statesboro, GA 30458
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Lee Hill & Johnston Insurors

Address: 212 Savannah Ave Statesboro, GA 30458
Phone:
Website: http://www.leehill.webagent4u.com
Info:

Brinson, J David - Brinson & Dixon Insurance

Address: 30 E Main St, #201 Statesboro, GA 30458
Phone:
Website:
Info:

Brinson & Dixon Insurance Inc

Address: 13 N Main St, #201 Statesboro, GA 30458
Phone:
Website:
Info:

Housing Demographics for 30458

Population Review for 30458 Zip Code

For the city of Statesboro, the population within 30458 has increased to over 39,886 residents in population size. The current population total is 48,526. We have broken down the population based on race below. In 30458, there are over 24391 in male population and 24135 females.

PopulationValues
Total Population48,526
White Population26512
Black Population17328
Hispanic Population2915
Asian Population870
Hawaiian Population51
Indian Population149
Other Population1301
Male Population24391
Female Population24135
Population Estimate39886

Household Data for 30458

The average number of homes in 30458 is around 17,515, there are an average of 2.38 per household. The average house value according to local real estate values is around $154,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,515
Persons Per Household2.38
Average House Value$154,400
Income Per Household$44067
Median Age24.3
Median Age Male24.1
Median Age Female24.4
30458 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityStatesboro
City Alias NameSTATESBORO
CountyBulloch
County FIPS031
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA496
CBSA44340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameStatesboro, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1148
Number Of Employees16241
Business First Quarter Payroll137515
Business Annual Payroll590412
Business Employment Flag
Growth Rank27
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number2664
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population70217
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential16759
Delivery Business1523
Delivery Total18144
Preferred Last Line KeyX11214
Classification Code
Multi-CountyY
CSA NameSavannah-Hinesville-Statesboro, GA
CBSA_DIV_Name
City State KeyX11214
Land Area142.286000
Water Area3.752000
City Alias Code
City Mixed CaseStatesboro
City Alias Mixed CaseStatesboro
Box Count0
SFDU9881
MFDU1536
State ANSI13
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number128151
Unique ZIP Name
SSA State County Code11140
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseBulloch

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]