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Searching for Homeowners Insurance in 30461

If you are a homeowners that lives in 30461 you may be searching for more affordable homeowners insurance in Statesboro. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Statesboro, GA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Georgia licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 30461 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Statesboro, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 30461 Home Insurance Costs: high!

In Statesboro, homeowners are paying roughly $1002 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 30461 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Statesboro are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

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30461 Home Insurance Average Premiums

Local 30461 homeowners insurance quotes comparison

$752 /yr.

Shows Zip Code: 30461 lowest rates with discounts applied on average.

For the 30461, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$752 /yr.
Average Coverage:$1002 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1302 /yr.

What is the average home insurance cost for a home in 30461?

  • • The average homeowners insurance premium paid annually for a home in 30461 is around $1002 per year.

What does it cost on average per month for home insurance in 30461?

  • • Homeowners in 30461 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 30461?

  • • Autoowners in 30461 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Statesboro area, check out other zip codes nearby 30461.
Review average rates in another zip code:
30458 homeowners insurance rates
30461 homeowners insurance rates
30460 homeowners insurance rates

Home Replacement Cost Coverage in 30461

Average Building Cost Per Square Foot in 30461: $122

Location: Statesboro, Georgia (Bulloch County)

Average Square Footage in 30461: 1,484 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30461 before you start any project. Statesboro homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30461 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30461 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,484 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Statesboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,484$181,100
Additional Upgrades & Added Features$1531,484$226,375
Major Home Updates or Advancements$1831,484$271,650

It's important to understand that when you estimate your replacement cost of your home in the 30461 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30461

Best Home & Auto Insurance Agencies in 30461

Alfa Insurance

Address: 103 Cherry St Statesboro, GA 30461
Phone:
Website:
Info:

Glenn, Brian - Glenn/Davis & Association

Address: 23452 Us-80 E Statesboro, GA 30461
Phone:
Website: http://www.glenn-davis.com/
Info:

Housing Demographics for 30461

Population Review for 30461 Zip Code

For the city of Statesboro, the population within 30461 has increased to over 18,075 residents in population size. The current population total is 16,534. We have broken down the population based on race below. In 30461, there are over 8104 in male population and 8430 females.

PopulationValues
Total Population16,534
White Population11408
Black Population3762
Hispanic Population670
Asian Population352
Hawaiian Population8
Indian Population24
Other Population292
Male Population8104
Female Population8430
Population Estimate18075

Household Data for 30461

The average number of homes in 30461 is around 6,226, there are an average of 2.58 per household. The average house value according to local real estate values is around $181,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,226
Persons Per Household2.58
Average House Value$181,100
Income Per Household$66197
Median Age37.1
Median Age Male36.3
Median Age Female37.9
30461 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code912
CityStatesboro
City Alias NameSTATESBORO
CountyBulloch
County FIPS031
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA496
CBSA44340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameStatesboro, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses195
Number Of Employees1421
Business First Quarter Payroll11386
Business Annual Payroll50911
Business Employment Flag
Growth Rank27
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number2664
Growth Increase Percentage3.8
Metropolitan DetailsValues
CBSA Population70217
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential7006
Delivery Business162
Delivery Total7157
Preferred Last Line KeyX11214
Classification Code
Multi-County
CSA NameSavannah-Hinesville-Statesboro, GA
CBSA_DIV_Name
City State KeyX11214
Land Area163.005000
Water Area3.349000
City Alias Code
City Mixed CaseStatesboro
City Alias Mixed CaseStatesboro
Box Count0
SFDU5310
MFDU16
State ANSI13
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number128151
Unique ZIP Name
SSA State County Code11140
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseBulloch

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]