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30901 Homeowners Insurance Quotes & Rates

Augusta residents living within the 6,870 homes available in the zip code of 30901 are shopping online to compare cheaper and more affordable Augusta, GA home insurance rates. In the great city of Augusta, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Georgia is around $1,065 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 30901 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 30901 home insurance rates today! Please give us a call now at 1-855-976-2656. For Augusta, GA Homeowners Insurance Quotes, Click to easily get started!

30901 Home Insurance Average Premiums

Local 30901 homeowners insurance quotes comparison

$815 /yr.

Shows Zip Code: 30901 lowest rates with discounts applied on average.

For the 30901, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$815 /yr.
Average Coverage:$1065 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1365 /yr.

What is the average home insurance cost for a home in 30901?

  • • The average homeowners insurance premium paid annually for a home in 30901 is around $1065 per year.

What does it cost on average per month for home insurance in 30901?

  • • Homeowners in 30901 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30901?

  • • Autoowners in 30901 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Augusta area, check out other zip codes nearby 30901.
Review average rates in another zip code:
30907 homeowners insurance rates
30904 homeowners insurance rates
30903 homeowners insurance rates
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30909 homeowners insurance rates
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30912 homeowners insurance rates
30906 homeowners insurance rates

Home Replacement Cost Coverage in 30901

Average Building Cost Per Square Foot in 30901: $122

Location: Augusta, Georgia (Richmond County)

Average Square Footage in 30901: 592 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30901 before you start any project. Augusta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30901 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30901 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 592 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Augusta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122592$72,200
Additional Upgrades & Added Features$153592$90,250
Major Home Updates or Advancements$183592$108,300

It's important to understand that when you estimate your replacement cost of your home in the 30901 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30901

Best Home & Auto Insurance Agencies in 30901

Affordable Auto Insurance

Address: 453 Broad St Augusta, GA 30901
Phone:
Website:
Info:

Budget Insurance Agency

Address: 2455 Ga Highway 88, #1938 Hephzibah, GA 30901
Phone:
Website: http://www.progressiveagent.com/budget-insurance-agency-hephzibah
Info:

Allstate Insurance

Address: 1810 Wylds Rd Augusta, GA 30901
Phone:
Website: http://www.allstateagencies.com/012536?cid=OTC-YP.com-IYP&att=TL
Info:

Ace Insurance Agency

Address: 3420 Peach Orchard Rd, #5626 Augusta, GA 30901
Phone:
Website: http://www.progressiveagent.com/ace-insurance-agcy-augusta
Info:

ACE Cash Express

Address: 531 15th St Augusta, GA 30901
Phone:
Website: http://www.acecashexpress.com/
Info:

Housing Demographics for 30901

Population Review for 30901 Zip Code

For the city of Augusta, the population within 30901 has increased to over 15,660 residents in population size. The current population total is 15,978. We have broken down the population based on race below. In 30901, there are over 7562 in male population and 8416 females.

PopulationValues
Total Population15,978
White Population2346
Black Population12714
Hispanic Population322
Asian Population256
Hawaiian Population12
Indian Population27
Other Population126
Male Population7562
Female Population8416
Population Estimate15660

Household Data for 30901

The average number of homes in 30901 is around 6,870, there are an average of 2.11 per household. The average house value according to local real estate values is around $72,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,870
Persons Per Household2.11
Average House Value$72,200
Income Per Household$20239
Median Age37.4
Median Age Male37.7
Median Age Female37.1
30901 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityAugusta
City Alias NameAUGUSTA
CountyRichmond
County FIPS245
State FIPS13
Time Zone5
Day Light SavingY
MSA0600
PMSA
CSA
CBSA12260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAugusta-Richmond County, GA-SC
MSA_NameAugusta-Aiken, GA-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses790
Number Of Employees17119
Business First Quarter Payroll209511
Business Annual Payroll898631
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population556877
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential7422
Delivery Business1253
Delivery Total8766
Preferred Last Line KeyX10065
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX10065
Land Area17.615000
Water Area0.996000
City Alias Code
City Mixed CaseAugusta
City Alias Mixed CaseAugusta
Box Count0
SFDU3829
MFDU2002
State ANSI13
County ANSI245
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120473
Unique ZIP Name
SSA State County Code11840
Medicare CBSA Code12260
Medicare CBSA NameAugusta-Richmond County, GA-SC
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseRichmond

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]