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30901 Homeowners Insurance Quotes & Rates
Augusta residents living within the 6,870 homes available in the zip code of 30901 are shopping online to compare cheaper and more affordable Augusta, GA home insurance rates. In the great city of Augusta, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Georgia is around $1,065 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 30901 zip code.
With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.
Let us help you shop and compare your 30901 home insurance rates today! Please give us a call now at 1-855-976-2656. For Augusta, GA Homeowners Insurance Quotes, Click to easily get started!
30901 Home Insurance Average Premiums
For the 30901, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $815 /yr. |
Average Coverage: | $1065 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1365 /yr. |
What is the average home insurance cost for a home in 30901?
- • The average homeowners insurance premium paid annually for a home in 30901 is around $1065 per year.
What does it cost on average per month for home insurance in 30901?
- • Homeowners in 30901 pay a monthly average cost per month around $89.00.
What kind of discount could I get if I combine my home and auto insurance together in 30901?
- • Autoowners in 30901 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Augusta area, check out other zip codes nearby 30901.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 30901
Average Building Cost Per Square Foot in 30901: $122
Location: Augusta, Georgia (Richmond County)Average Square Footage in 30901: 592 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 30901 before you start any project. Augusta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30901 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 30901 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 592 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Augusta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 592 | $72,200 |
Additional Upgrades & Added Features | $153 | 592 | $90,250 |
Major Home Updates or Advancements | $183 | 592 | $108,300 |
It's important to understand that when you estimate your replacement cost of your home in the 30901 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 30901
Best Home & Auto Insurance Agencies in 30901
Affordable Auto Insurance
Address: 453 Broad St Augusta, GA 30901Phone:
Website:
Info:
Budget Insurance Agency
Address: 2455 Ga Highway 88, #1938 Hephzibah, GA 30901Phone:
Website: http://www.progressiveagent.com/budget-insurance-agency-hephzibah
Info:
Allstate Insurance
Address: 1810 Wylds Rd Augusta, GA 30901Phone:
Website: http://www.allstateagencies.com/012536?cid=OTC-YP.com-IYP&att=TL
Info:
Ace Insurance Agency
Address: 3420 Peach Orchard Rd, #5626 Augusta, GA 30901Phone:
Website: http://www.progressiveagent.com/ace-insurance-agcy-augusta
Info:
ACE Cash Express
Address: 531 15th St Augusta, GA 30901Phone:
Website: http://www.acecashexpress.com/
Info:
Housing Demographics for 30901
Population Review for 30901 Zip Code
For the city of Augusta, the population within 30901 has increased to over 15,660 residents in population size. The current population total is 15,978. We have broken down the population based on race below. In 30901, there are over 7562 in male population and 8416 females.
Population | Values |
---|---|
Total Population | 15,978 |
White Population | 2346 |
Black Population | 12714 |
Hispanic Population | 322 |
Asian Population | 256 |
Hawaiian Population | 12 |
Indian Population | 27 |
Other Population | 126 |
Male Population | 7562 |
Female Population | 8416 |
Population Estimate | 15660 |
Household Data for 30901
The average number of homes in 30901 is around 6,870, there are an average of 2.11 per household. The average house value according to local real estate values is around $72,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 6,870 |
Persons Per Household | 2.11 |
Average House Value | $72,200 |
Income Per Household | $20239 |
Median Age | 37.4 |
Median Age Male | 37.7 |
Median Age Female | 37.1 |
30901 Details | Values |
---|---|
State | GA |
State Full Name | Georgia |
City Type | P |
City Alias Abbreviation | |
Area Code | 706/762 |
City | Augusta |
City Alias Name | AUGUSTA |
County | Richmond |
County FIPS | 245 |
State FIPS | 13 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 0600 |
PMSA | |
CSA | |
CBSA | 12260 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Augusta-Richmond County, GA-SC |
MSA_Name | Augusta-Aiken, GA-SC MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 790 |
Number Of Employees | 17119 |
Business First Quarter Payroll | 209511 |
Business Annual Payroll | 898631 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 556877 |
CBSA Division Population | 0 |
Congressional District | 12 |
Congressional LandArea | 8185.27 |
Delivery Residential | 7422 |
Delivery Business | 1253 |
Delivery Total | 8766 |
Preferred Last Line Key | X10065 |
Classification Code | |
Multi-County | |
CSA Name | |
CBSA_DIV_Name | |
City State Key | X10065 |
Land Area | 17.615000 |
Water Area | 0.996000 |
City Alias Code | |
City Mixed Case | Augusta |
City Alias Mixed Case | Augusta |
Box Count | 0 |
SFDU | 3829 |
MFDU | 2002 |
State ANSI | 13 |
County ANSI | 245 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 120473 |
Unique ZIP Name | |
SSA State County Code | 11840 |
Medicare CBSA Code | 12260 |
Medicare CBSA Name | Augusta-Richmond County, GA-SC |
Medicare CBSA Type | Metro |
Market Rating Area ID | 5 |
County Mixed Case | Richmond |
Georgia Homeowners Insurance News & Information
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Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
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Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
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Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]