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30907 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 30907 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Augusta, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 30907 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Georgia, like average Augusta homeowners insurance rates, coverage options or home insurance types, please select Augusta, GA Home Insurance Rates Online!

30907 Home Insurance Average Premiums

Local 30907 homeowners insurance quotes comparison

$830 /yr.

Shows Zip Code: 30907 lowest rates with discounts applied on average.

For the 30907, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$830 /yr.
Average Coverage:$1080 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1380 /yr.

What is the average home insurance cost for a home in 30907?

  • • The average homeowners insurance premium paid annually for a home in 30907 is around $1080 per year.

What does it cost on average per month for home insurance in 30907?

  • • Homeowners in 30907 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30907?

  • • Autoowners in 30907 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Augusta area, check out other zip codes nearby 30907.
Review average rates in another zip code:
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30906 homeowners insurance rates

Home Replacement Cost Coverage in 30907

Average Building Cost Per Square Foot in 30907: $122

Location: Augusta, Georgia (Columbia County)

Average Square Footage in 30907: 1,440 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30907 before you start any project. Augusta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30907 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30907 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,440 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Augusta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,440$175,700
Additional Upgrades & Added Features$1531,440$219,625
Major Home Updates or Advancements$1831,440$263,550

It's important to understand that when you estimate your replacement cost of your home in the 30907 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30907

Albert L. Tankersley Jr. Agency

Address: 3703 Washington Rd Martinez, GA 30907
Phone: (706)863-6905
Website:

Liberty National Life Insurance

Address: 128 Davis Rd Martinez, GA 30907
Phone: (706)860-5381
Website:

American National Insurance CO

Address: 4159 Wheeler Road Augusta, GA 30907
Phone: (706)860-9854
Website: www.anico.com

Blanchard & Calhoun

Address: 245 Davis Rd Augusta, GA 30907
Phone: (706)650-6000
Website: www.blanchardcalhounins.com

Best Home & Auto Insurance Agencies in 30907

Allstate Insurance Company - Brian Lunde

Address: 156 South Belair Road Augusta, GA 30907
Phone:
Website: http://www.allstateagencies.com/056833?cid=OTC-YP.com-IYP&att=TL
Info:

Satcher Insurance Services Incorporated

Address: 4210 Columbia Road Augusta, GA 30907
Phone:
Website: http://www.satcherinsurance.com/
Info:

Blanchard & Calhoun

Address: 245 Davis Rd Augusta, GA 30907
Phone:
Website: http://www.blanchardcalhounins.com
Info:

Dougherty Insurance Services

Address: 123 Davis Rd Augusta, GA 30907
Phone:
Website:
Info:

Metlife Auto & Home

Address: 4412 Columbia Rd Augusta, GA 30907
Phone:
Website:
Info:

Housing Demographics for 30907

Population Review for 30907 Zip Code

For the city of Augusta, the population within 30907 has increased to over 52,543 residents in population size. The current population total is 50,964. We have broken down the population based on race below. In 30907, there are over 24706 in male population and 26258 females.

PopulationValues
Total Population50,964
White Population33625
Black Population8772
Hispanic Population3196
Asian Population3215
Hawaiian Population98
Indian Population152
Other Population1100
Male Population24706
Female Population26258
Population Estimate52543

Household Data for 30907

The average number of homes in 30907 is around 20,583, there are an average of 2.46 per household. The average house value according to local real estate values is around $175,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,583
Persons Per Household2.46
Average House Value$175,700
Income Per Household$74277
Median Age38.8
Median Age Male37.2
Median Age Female40.1
30907 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706
CityAugusta
City Alias NameAUGUSTA
CountyColumbia
County FIPS073
State FIPS13
Time Zone5
Day Light SavingY
MSA0600
PMSA
CSA
CBSA12260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAugusta-Richmond County, GA-SC
MSA_NameAugusta-Aiken, GA-SC MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1426
Number Of Employees19285
Business First Quarter Payroll172245
Business Annual Payroll748991
Business Employment Flag
Growth Rank45
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number4059
Growth Increase Percentage3.3
Metropolitan DetailsValues
CBSA Population556877
CBSA Division Population0
Congressional District12
Congressional LandArea8185.27
Delivery Residential21359
Delivery Business1647
Delivery Total26873
Preferred Last Line KeyX10065
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX10065
Land Area24.124000
Water Area0.880000
City Alias Code
City Mixed CaseAugusta
City Alias Mixed CaseAugusta
Box Count0
SFDU16192
MFDU2451
State ANSI13
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number120473
Unique ZIP Name
SSA State County Code11310
Medicare CBSA Code12260
Medicare CBSA NameAugusta-Richmond County, GA-SC
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseColumbia

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]