Compare quotes for your home in 30907! Compare the best 12 carriers in minutes.
30907 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 30907 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Augusta, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 30907 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in Georgia, like average Augusta homeowners insurance rates, coverage options or home insurance types, please select Augusta, GA Home Insurance Rates Online!
30907 Home Insurance Average Premiums
For the 30907, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $830 /yr. |
Average Coverage: | $1080 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1380 /yr. |
What is the average home insurance cost for a home in 30907?
- • The average homeowners insurance premium paid annually for a home in 30907 is around $1080 per year.
What does it cost on average per month for home insurance in 30907?
- • Homeowners in 30907 pay a monthly average cost per month around $90.00.
What kind of discount could I get if I combine my home and auto insurance together in 30907?
- • Autoowners in 30907 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Augusta area, check out other zip codes nearby 30907.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 30907
Average Building Cost Per Square Foot in 30907: $122
Location: Augusta, Georgia (Columbia County)Average Square Footage in 30907: 1,440 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 30907 before you start any project. Augusta homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30907 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 30907 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,440 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Augusta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 1,440 | $175,700 |
Additional Upgrades & Added Features | $153 | 1,440 | $219,625 |
Major Home Updates or Advancements | $183 | 1,440 | $263,550 |
It's important to understand that when you estimate your replacement cost of your home in the 30907 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 30907
Albert L. Tankersley Jr. Agency
Address: 3703 Washington Rd Martinez, GA 30907Phone: (706)863-6905
Website:
Blanchard & Calhoun
Address: 245 Davis Rd Augusta, GA 30907Phone: (706)650-6000
Website: www.blanchardcalhounins.com
American National Insurance CO
Address: 4159 Wheeler Road Augusta, GA 30907Phone: (706)860-9854
Website: www.anico.com
Liberty National Life Insurance
Address: 128 Davis Rd Martinez, GA 30907Phone: (706)860-5381
Website:
Best Home & Auto Insurance Agencies in 30907
Metlife Auto & Home
Address: 4412 Columbia Rd Augusta, GA 30907Phone:
Website:
Info:
Denise Williford
Address: 3830 Washington Road #7 Augusta, GA 30907Phone:
Website: http://www.firstacceptancecorp.com/Locations.aspx
Info:
Affordable Insurance Agency
Address: 3328 Washington Rd Augusta, GA 30907Phone:
Website:
Info:
Bagwell Ins Svces
Address: 108 Davis Road Martinez, GA 30907Phone:
Website: http://www.insurancequoteaugusta.com/
Info:
Dougherty Insurance Services
Address: 123 Davis Rd Augusta, GA 30907Phone:
Website:
Info:
Housing Demographics for 30907
Population Review for 30907 Zip Code
For the city of Augusta, the population within 30907 has increased to over 52,543 residents in population size. The current population total is 50,964. We have broken down the population based on race below. In 30907, there are over 24706 in male population and 26258 females.
Population | Values |
---|---|
Total Population | 50,964 |
White Population | 33625 |
Black Population | 8772 |
Hispanic Population | 3196 |
Asian Population | 3215 |
Hawaiian Population | 98 |
Indian Population | 152 |
Other Population | 1100 |
Male Population | 24706 |
Female Population | 26258 |
Population Estimate | 52543 |
Household Data for 30907
The average number of homes in 30907 is around 20,583, there are an average of 2.46 per household. The average house value according to local real estate values is around $175,700. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 20,583 |
Persons Per Household | 2.46 |
Average House Value | $175,700 |
Income Per Household | $74277 |
Median Age | 38.8 |
Median Age Male | 37.2 |
Median Age Female | 40.1 |
30907 Details | Values |
---|---|
State | GA |
State Full Name | Georgia |
City Type | P |
City Alias Abbreviation | |
Area Code | 706 |
City | Augusta |
City Alias Name | AUGUSTA |
County | Columbia |
County FIPS | 073 |
State FIPS | 13 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 0600 |
PMSA | |
CSA | |
CBSA | 12260 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Augusta-Richmond County, GA-SC |
MSA_Name | Augusta-Aiken, GA-SC MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1426 |
Number Of Employees | 19285 |
Business First Quarter Payroll | 172245 |
Business Annual Payroll | 748991 |
Business Employment Flag | |
Growth Rank | 45 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 4059 |
Growth Increase Percentage | 3.3 |
Metropolitan Details | Values |
---|---|
CBSA Population | 556877 |
CBSA Division Population | 0 |
Congressional District | 12 |
Congressional LandArea | 8185.27 |
Delivery Residential | 21359 |
Delivery Business | 1647 |
Delivery Total | 26873 |
Preferred Last Line Key | X10065 |
Classification Code | |
Multi-County | Y |
CSA Name | |
CBSA_DIV_Name | |
City State Key | X10065 |
Land Area | 24.124000 |
Water Area | 0.880000 |
City Alias Code | |
City Mixed Case | Augusta |
City Alias Mixed Case | Augusta |
Box Count | 0 |
SFDU | 16192 |
MFDU | 2451 |
State ANSI | 13 |
County ANSI | 073 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 120473 |
Unique ZIP Name | |
SSA State County Code | 11310 |
Medicare CBSA Code | 12260 |
Medicare CBSA Name | Augusta-Richmond County, GA-SC |
Medicare CBSA Type | Metro |
Market Rating Area ID | 5 |
County Mixed Case | Columbia |
Georgia Homeowners Insurance News & Information
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Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
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Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
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Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]