Get multiple home insurance quotes in 31210. Our licensed 31210, GA agents are ready to serve you.

Compare 31210 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Macon just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 15,051 neighbors looking to save on their home insurance policy in the local 31210 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 31210. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Georgia rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Macon, GA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Macon, GA

31210 Home Insurance Average Premiums

Local 31210 homeowners insurance quotes comparison

$755 /yr.

Shows Zip Code: 31210 lowest rates with discounts applied on average.

For the 31210, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$755 /yr.
Average Coverage:$1005 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1305 /yr.

What is the average home insurance cost for a home in 31210?

  • • The average homeowners insurance premium paid annually for a home in 31210 is around $1005 per year.

What does it cost on average per month for home insurance in 31210?

  • • Homeowners in 31210 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 31210?

  • • Autoowners in 31210 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Macon area, check out other zip codes nearby 31210.
Review average rates in another zip code:
31204 homeowners insurance rates
31216 homeowners insurance rates
31210 homeowners insurance rates
31211 homeowners insurance rates
31217 homeowners insurance rates
31206 homeowners insurance rates
31201 homeowners insurance rates
31207 homeowners insurance rates
31220 homeowners insurance rates

Home Replacement Cost Coverage in 31210

Average Building Cost Per Square Foot in 31210: $122

Location: Macon, Georgia (Bibb County)

Average Square Footage in 31210: 1,675 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31210 before you start any project. Macon homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31210 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31210 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,675 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Macon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,675$204,300
Additional Upgrades & Added Features$1531,675$255,375
Major Home Updates or Advancements$1831,675$306,450

It's important to understand that when you estimate your replacement cost of your home in the 31210 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31210

Allstate Insurance - David L. Mc Ever

Address: 3902 Northside Drive Suite B-6 Macon, GA 31210
Phone: (478)475-0000
Website:

Allstate Insurance - Charles Hayes III

Address: 125 Plantation Centre Drive S. Suite 500b Macon, GA 31210
Phone: (478)477-6490
Website:

Allen & Lambert Inc

Address: 1760 Bass Rd Ste 101 Macon, GA 31210
Phone: (912)474-6480
Website:

Long Agency

Address: 3333 Northside Drive Macon, GA 31210
Phone: (478)474-1877
Website:

Best Home & Auto Insurance Agencies in 31210

Alfa Insurance

Address: 5940 Zebulon Rd Macon, GA 31210
Phone:
Website: http://www.alfains.com
Info: Alfa Insurance Home Page

Gerdes Jr- Kenneth L - State Farm Insurance Agent

Address: 3311 Northside Dr Macon, GA 31210
Phone:
Website:
Info:

Allstate Insurance Companies - Claims Office- Macon

Address: 5400 Riverside Dr, #100 Macon, GA 31210
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Alfa Insurance - Macon

Address: 4725 Northside Dr Macon, GA 31210
Phone:
Website:
Info:

Hightower- Howard E - State Farm Insurance Agent

Address: 5960 Zebulon Rd Macon, GA 31210
Phone:
Website: http://www.statefarmbank.com
Info:

Housing Demographics for 31210

Population Review for 31210 Zip Code

For the city of Macon, the population within 31210 has increased to over 37,283 residents in population size. The current population total is 35,345. We have broken down the population based on race below. In 31210, there are over 16062 in male population and 19283 females.

PopulationValues
Total Population35,345
White Population19901
Black Population11745
Hispanic Population1435
Asian Population1579
Hawaiian Population8
Indian Population60
Other Population494
Male Population16062
Female Population19283
Population Estimate37283

Household Data for 31210

The average number of homes in 31210 is around 15,051, there are an average of 2.30 per household. The average house value according to local real estate values is around $204,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,051
Persons Per Household2.30
Average House Value$204,300
Income Per Household$67470
Median Age38.8
Median Age Male37.3
Median Age Female40.2
31210 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478
CityMacon
City Alias NameMACON
CountyBibb
County FIPS021
State FIPS13
Time Zone5
Day Light SavingY
MSA4680
PMSA
CSA356
CBSA31420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMacon-Bibb County, GA
MSA_NameMacon, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1233
Number Of Employees19459
Business First Quarter Payroll197615
Business Annual Payroll849700
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population232293
CBSA Division Population0
Congressional District02|08
Congressional LandArea9626.23|8711.64
Delivery Residential16210
Delivery Business1366
Delivery Total17170
Preferred Last Line KeyX10768
Classification Code
Multi-CountyY
CSA NameMacon-Bibb County--Warner Robins, GA
CBSA_DIV_Name
City State KeyX10768
Land Area41.339000
Water Area0.383000
City Alias Code
City Mixed CaseMacon
City Alias Mixed CaseMacon
Box Count0
SFDU9462
MFDU5489
State ANSI13
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number125489
Unique ZIP Name
SSA State County Code11090
Medicare CBSA Code31420
Medicare CBSA NameMacon-Bibb County, GA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseBibb

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]