Compare quotes for your home in 31211! Compare the best 12 carriers in minutes.
31211 Online Home Insurance Rates
Comparing a bunch of different rates for your home in 31211 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Macon, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 31211 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.
If you would like to review more information on home insurance premiums in Georgia, like average Macon homeowners insurance rates, coverage options or home insurance types, please select Macon, GA Home Insurance Rates Online!
31211 Home Insurance Average Premiums
For the 31211, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $817 /yr. |
Average Coverage: | $1067 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1367 /yr. |
What is the average home insurance cost for a home in 31211?
- • The average homeowners insurance premium paid annually for a home in 31211 is around $1067 per year.
What does it cost on average per month for home insurance in 31211?
- • Homeowners in 31211 pay a monthly average cost per month around $89.00.
What kind of discount could I get if I combine my home and auto insurance together in 31211?
- • Autoowners in 31211 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Macon area, check out other zip codes nearby 31211.
Review average rates in another zip code:
31216 homeowners insurance rates
31206 homeowners insurance rates
31204 homeowners insurance rates
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31207 homeowners insurance rates
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31201 homeowners insurance rates
31220 homeowners insurance rates
Home Replacement Cost Coverage in 31211
Average Building Cost Per Square Foot in 31211: $122
Location: Macon, Georgia (Bibb County)Average Square Footage in 31211: 948 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 31211 before you start any project. Macon homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31211 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 31211 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 948 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Macon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 948 | $115,700 |
Additional Upgrades & Added Features | $153 | 948 | $144,625 |
Major Home Updates or Advancements | $183 | 948 | $173,550 |
It's important to understand that when you estimate your replacement cost of your home in the 31211 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 31211
Becton Ed Insurance Agency
Address: 835 Clinton Road Macon, GA 31211Phone: (478)745-2552
Website:
Billy P. Miles Agency
Address: 1765 Shurling Dr Macon, GA 31211Phone: (478)745-2541
Website:
Miles Billy P Insurance
Address: 1765 Shurling Drive Macon, GA 31211Phone: (478)745-2541
Website:
Best Home & Auto Insurance Agencies in 31211
Cotton States
Address: 630 North Ave Macon, GA 31211Phone:
Website:
Info:
Allstate Insurance Companies
Address: 1755 Shurling Dr Macon, GA 31211Phone:
Website: http://www.allstateagencies.com
Info:
Billy P. Miles Agency
Address: 1765 Shurling Dr Macon, GA 31211Phone:
Website:
Info:
Becton Ed Insurance Agency
Address: 835 Clinton Rd Macon, GA 31211Phone:
Website:
Info:
Housing Demographics for 31211
Population Review for 31211 Zip Code
For the city of Macon, the population within 31211 has increased to over 17,064 residents in population size. The current population total is 15,867. We have broken down the population based on race below. In 31211, there are over 7472 in male population and 8395 females.
Population | Values |
---|---|
Total Population | 15,867 |
White Population | 6048 |
Black Population | 8917 |
Hispanic Population | 379 |
Asian Population | 106 |
Hawaiian Population | 11 |
Indian Population | 45 |
Other Population | 148 |
Male Population | 7472 |
Female Population | 8395 |
Population Estimate | 17064 |
Household Data for 31211
The average number of homes in 31211 is around 6,613, there are an average of 2.39 per household. The average house value according to local real estate values is around $115,700. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 6,613 |
Persons Per Household | 2.39 |
Average House Value | $115,700 |
Income Per Household | $39803 |
Median Age | 40.6 |
Median Age Male | 39.1 |
Median Age Female | 42.0 |
31211 Details | Values |
---|---|
State | GA |
State Full Name | Georgia |
City Type | P |
City Alias Abbreviation | |
Area Code | 478 |
City | Macon |
City Alias Name | MACON |
County | Bibb |
County FIPS | 021 |
State FIPS | 13 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 4680 |
PMSA | |
CSA | 356 |
CBSA | 31420 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Macon-Bibb County, GA |
MSA_Name | Macon, GA MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 251 |
Number Of Employees | 2250 |
Business First Quarter Payroll | 17974 |
Business Annual Payroll | 75084 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 232293 |
CBSA Division Population | 0 |
Congressional District | 02|08 |
Congressional LandArea | 9626.23|8711.64 |
Delivery Residential | 7140 |
Delivery Business | 336 |
Delivery Total | 8641 |
Preferred Last Line Key | X10768 |
Classification Code | |
Multi-County | Y |
CSA Name | Macon-Bibb County--Warner Robins, GA |
CBSA_DIV_Name | |
City State Key | X10768 |
Land Area | 44.330000 |
Water Area | 0.233000 |
City Alias Code | |
City Mixed Case | Macon |
City Alias Mixed Case | Macon |
Box Count | 0 |
SFDU | 5298 |
MFDU | 857 |
State ANSI | 13 |
County ANSI | 021 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 125489 |
Unique ZIP Name | |
SSA State County Code | 11090 |
Medicare CBSA Code | 31420 |
Medicare CBSA Name | Macon-Bibb County, GA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 12 |
County Mixed Case | Bibb |
Georgia Homeowners Insurance News & Information
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Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
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Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
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Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]