Get multiple home insurance quotes in 31211. Our licensed 31211, GA agents are ready to serve you.

31211 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 31211 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Macon, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 31211 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Georgia, like average Macon homeowners insurance rates, coverage options or home insurance types, please select Macon, GA Home Insurance Rates Online!

31211 Home Insurance Average Premiums

Local 31211 homeowners insurance quotes comparison

$817 /yr.

Shows Zip Code: 31211 lowest rates with discounts applied on average.

For the 31211, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$817 /yr.
Average Coverage:$1067 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1367 /yr.

What is the average home insurance cost for a home in 31211?

  • • The average homeowners insurance premium paid annually for a home in 31211 is around $1067 per year.

What does it cost on average per month for home insurance in 31211?

  • • Homeowners in 31211 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 31211?

  • • Autoowners in 31211 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Macon area, check out other zip codes nearby 31211.
Review average rates in another zip code:
31216 homeowners insurance rates
31204 homeowners insurance rates
31206 homeowners insurance rates
31211 homeowners insurance rates
31220 homeowners insurance rates
31217 homeowners insurance rates
31210 homeowners insurance rates
31201 homeowners insurance rates
31207 homeowners insurance rates

Home Replacement Cost Coverage in 31211

Average Building Cost Per Square Foot in 31211: $122

Location: Macon, Georgia (Bibb County)

Average Square Footage in 31211: 948 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31211 before you start any project. Macon homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31211 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31211 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 948 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Macon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122948$115,700
Additional Upgrades & Added Features$153948$144,625
Major Home Updates or Advancements$183948$173,550

It's important to understand that when you estimate your replacement cost of your home in the 31211 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31211

Miles Billy P Insurance

Address: 1765 Shurling Drive Macon, GA 31211
Phone: (478)745-2541
Website:

Billy P. Miles Agency

Address: 1765 Shurling Dr Macon, GA 31211
Phone: (478)745-2541
Website:

Becton Ed Insurance Agency

Address: 835 Clinton Road Macon, GA 31211
Phone: (478)745-2552
Website:

Best Home & Auto Insurance Agencies in 31211

Allstate Insurance Companies

Address: 1755 Shurling Dr Macon, GA 31211
Phone:
Website: http://www.allstateagencies.com
Info:

Billy P. Miles Agency

Address: 1765 Shurling Dr Macon, GA 31211
Phone:
Website:
Info:

Cotton States

Address: 630 North Ave Macon, GA 31211
Phone:
Website:
Info:

Becton Ed Insurance Agency

Address: 835 Clinton Rd Macon, GA 31211
Phone:
Website:
Info:

Housing Demographics for 31211

Population Review for 31211 Zip Code

For the city of Macon, the population within 31211 has increased to over 17,064 residents in population size. The current population total is 15,867. We have broken down the population based on race below. In 31211, there are over 7472 in male population and 8395 females.

PopulationValues
Total Population15,867
White Population6048
Black Population8917
Hispanic Population379
Asian Population106
Hawaiian Population11
Indian Population45
Other Population148
Male Population7472
Female Population8395
Population Estimate17064

Household Data for 31211

The average number of homes in 31211 is around 6,613, there are an average of 2.39 per household. The average house value according to local real estate values is around $115,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,613
Persons Per Household2.39
Average House Value$115,700
Income Per Household$39803
Median Age40.6
Median Age Male39.1
Median Age Female42.0
31211 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code478
CityMacon
City Alias NameMACON
CountyBibb
County FIPS021
State FIPS13
Time Zone5
Day Light SavingY
MSA4680
PMSA
CSA356
CBSA31420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMacon-Bibb County, GA
MSA_NameMacon, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses251
Number Of Employees2250
Business First Quarter Payroll17974
Business Annual Payroll75084
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population232293
CBSA Division Population0
Congressional District02|08
Congressional LandArea9626.23|8711.64
Delivery Residential7140
Delivery Business336
Delivery Total8641
Preferred Last Line KeyX10768
Classification Code
Multi-CountyY
CSA NameMacon-Bibb County--Warner Robins, GA
CBSA_DIV_Name
City State KeyX10768
Land Area44.330000
Water Area0.233000
City Alias Code
City Mixed CaseMacon
City Alias Mixed CaseMacon
Box Count0
SFDU5298
MFDU857
State ANSI13
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number125489
Unique ZIP Name
SSA State County Code11090
Medicare CBSA Code31420
Medicare CBSA NameMacon-Bibb County, GA
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseBibb

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]