Get multiple home insurance quotes in 31793. Our licensed 31793, GA agents are ready to serve you.

Find the Best Home Insurance Rates in 31793

Shopping for homeowners insurance in 31793 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Tifton, GA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Georgia licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 31793 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 31793

Find Tifton, GA Homeowners Insurance Quotes to review the best coverage options in your area.

31793 Home Insurance Rating is: high!

In 31793 the average premium is $1083. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 31793, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 31793!

31793 Home Insurance Average Premiums

Local 31793 homeowners insurance quotes comparison

$833 /yr.

Shows Zip Code: 31793 lowest rates with discounts applied on average.

For the 31793, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$833 /yr.
Average Coverage:$1083 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1383 /yr.

What is the average home insurance cost for a home in 31793?

  • • The average homeowners insurance premium paid annually for a home in 31793 is around $1083 per year.

What does it cost on average per month for home insurance in 31793?

  • • Homeowners in 31793 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 31793?

  • • Autoowners in 31793 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tifton area, check out other zip codes nearby 31793.
Review average rates in another zip code:
31794 homeowners insurance rates
31793 homeowners insurance rates

Home Replacement Cost Coverage in 31793

Average Building Cost Per Square Foot in 31793: $122

Location: Tifton, Georgia (Tift County)

Average Square Footage in 31793: 1,313 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31793 before you start any project. Tifton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31793 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31793 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,313 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tifton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,313$160,200
Additional Upgrades & Added Features$1531,313$200,250
Major Home Updates or Advancements$1831,313$240,300

It's important to understand that when you estimate your replacement cost of your home in the 31793 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31793

Best Home & Auto Insurance Agencies in 31793

Housing Demographics for 31793

Population Review for 31793 Zip Code

For the city of Tifton, the population within 31793 has increased to over 9,570 residents in population size. The current population total is 8,932. We have broken down the population based on race below. In 31793, there are over 4217 in male population and 4715 females.

PopulationValues
Total Population8,932
White Population6462
Black Population1294
Hispanic Population985
Asian Population186
Hawaiian Population0
Indian Population20
Other Population443
Male Population4217
Female Population4715
Population Estimate9570

Household Data for 31793

The average number of homes in 31793 is around 3,359, there are an average of 2.52 per household. The average house value according to local real estate values is around $160,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,359
Persons Per Household2.52
Average House Value$160,200
Income Per Household$70585
Median Age37.3
Median Age Male36.1
Median Age Female38.6
31793 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityTifton
City Alias NameTIFTON
CountyTift
County FIPS277
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA45700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTifton, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses226
Number Of Employees3484
Business First Quarter Payroll32426
Business Annual Payroll145594
Business Employment Flag
Growth Rank40
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number1339
Growth Increase Percentage3.3
Metropolitan DetailsValues
CBSA Population40118
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential3798
Delivery Business236
Delivery Total6681
Preferred Last Line KeyX11274
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX11274
Land Area93.520000
Water Area3.207000
City Alias Code
City Mixed CaseTifton
City Alias Mixed CaseTifton
Box Count748
SFDU3105
MFDU378
State ANSI13
County ANSI277
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number128745
Unique ZIP Name
SSA State County Code11900
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseTift

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]