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Quickly Revew Homeowners Insurance in 31794

If you own a home in Tifton, GA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 31794 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Georgia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 31794 and start comparing rates now.

31794 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 31794 is $1034 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 31794 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Tifton, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

31794 Home Insurance Average Premiums

Local 31794 homeowners insurance quotes comparison

$784 /yr.

Shows Zip Code: 31794 lowest rates with discounts applied on average.

For the 31794, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$784 /yr.
Average Coverage:$1034 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1334 /yr.

What is the average home insurance cost for a home in 31794?

  • • The average homeowners insurance premium paid annually for a home in 31794 is around $1034 per year.

What does it cost on average per month for home insurance in 31794?

  • • Homeowners in 31794 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 31794?

  • • Autoowners in 31794 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tifton area, check out other zip codes nearby 31794.
Review average rates in another zip code:
31793 homeowners insurance rates
31794 homeowners insurance rates

Home Replacement Cost Coverage in 31794

Average Building Cost Per Square Foot in 31794: $122

Location: Tifton, Georgia (Tift County)

Average Square Footage in 31794: 985 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 31794 before you start any project. Tifton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 31794 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 31794 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 985 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tifton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122985$120,200
Additional Upgrades & Added Features$153985$150,250
Major Home Updates or Advancements$183985$180,300

It's important to understand that when you estimate your replacement cost of your home in the 31794 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 31794

Best Home & Auto Insurance Agencies in 31794

Kincaid Insurance Agency

Address: 1009 Central Ave N Tifton, GA 31794
Phone:
Website:
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Insurance Unlimited

Address: 602 Tift Ave N Tifton, GA 31794
Phone:
Website: http://www.progressive.com
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Bryant's Insurance Agency

Address: 221 Park Plaza Way Tifton, GA 31794
Phone:
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Coleman Insurance Agency

Address: 105 2nd St W Tifton, GA 31794
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Brookfield Insurance Agency

Address: 122 7th St W Tifton, GA 31794
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Housing Demographics for 31794

Population Review for 31794 Zip Code

For the city of Tifton, the population within 31794 has increased to over 28,227 residents in population size. The current population total is 28,012. We have broken down the population based on race below. In 31794, there are over 13278 in male population and 14734 females.

PopulationValues
Total Population28,012
White Population13832
Black Population10163
Hispanic Population3335
Asian Population442
Hawaiian Population2
Indian Population104
Other Population1950
Male Population13278
Female Population14734
Population Estimate28227

Household Data for 31794

The average number of homes in 31794 is around 11,011, there are an average of 2.50 per household. The average house value according to local real estate values is around $120,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,011
Persons Per Household2.50
Average House Value$120,200
Income Per Household$39652
Median Age36.9
Median Age Male35.8
Median Age Female38.1
31794 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code229
CityTifton
City Alias NameTIFTON
CountyTift
County FIPS277
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA45700
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTifton, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses793
Number Of Employees13676
Business First Quarter Payroll149919
Business Annual Payroll633675
Business Employment Flag
Growth Rank40
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number1339
Growth Increase Percentage3.3
Metropolitan DetailsValues
CBSA Population40118
CBSA Division Population0
Congressional District08
Congressional LandArea8711.64
Delivery Residential11291
Delivery Business1118
Delivery Total12646
Preferred Last Line KeyX11274
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX11274
Land Area114.547000
Water Area3.022000
City Alias Code
City Mixed CaseTifton
City Alias Mixed CaseTifton
Box Count0
SFDU9071
MFDU620
State ANSI13
County ANSI277
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number128745
Unique ZIP Name
SSA State County Code11900
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID15
County Mixed CaseTift

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]