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60004 Homeowners Insurance Quotes & Rates

Arlington Heights residents living within the 20,455 homes available in the zip code of 60004 are shopping online to compare cheaper and more affordable Arlington Heights, IL home insurance rates. In the great city of Arlington Heights, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Illinois is around $883 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 60004 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 60004 home insurance rates today! Please give us a call now at 1-855-976-2656. For Arlington Heights, IL Homeowners Insurance Quotes, Click to easily get started!

60004 Home Insurance Average Premiums

Local 60004 homeowners insurance quotes comparison

$633 /yr.

Shows Zip Code: 60004 lowest rates with discounts applied on average.

For the 60004, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$633 /yr.
Average Coverage:$883 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1183 /yr.

What is the average home insurance cost for a home in 60004?

  • • The average homeowners insurance premium paid annually for a home in 60004 is around $883 per year.

What does it cost on average per month for home insurance in 60004?

  • • Homeowners in 60004 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 60004?

  • • Autoowners in 60004 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arlington Heights area, check out other zip codes nearby 60004.
Review average rates in another zip code:
60005 homeowners insurance rates
60004 homeowners insurance rates

Home Replacement Cost Coverage in 60004

Average Building Cost Per Square Foot in 60004: $154

Location: Arlington Heights, Illinois (Cook County)

Average Square Footage in 60004: 2,356 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60004 before you start any project. Arlington Heights homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60004 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60004 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,356 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arlington Heights area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,356$362,800
Additional Upgrades & Added Features$1932,356$453,500
Major Home Updates or Advancements$2312,356$544,200

It's important to understand that when you estimate your replacement cost of your home in the 60004 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60004

Allstate Insurance - Edward Marchese

Address: 1845 E Rand Rd L105 Arlington Heights, IL 60004
Phone: (847)398-7500
Website:

Allstate Insurance - Hedy Mack-Chiu

Address: 4242 Arlington Heights Road Arlington Hts, IL 60004
Phone: (847)253-1568
Website:

Allstate Insurance-Alex Chen

Address: 4242 N Arlington Heights Rd Arlington Hts, IL 60004
Phone: (847)253-1568
Website: agent.allstate.com/46343

Best Home & Auto Insurance Agencies in 60004

Burnidge- Jennifer K - State Farm Insurance Agent

Address: 220 W Northwest Hwy Arlington Heights, IL 60004
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Kay Insurance Agency Inc

Address: 1714 E Northwest Hwy Arlington Heights, IL 60004
Phone:
Website: http://www.pekininsurance.com
Info:

Allstate Insurance Companies

Address: 1845 E Rand Rd Arlington Heights, IL 60004
Phone:
Website: http://www.allstateagencies.com
Info:

Anzhela Berezovskaya-Farmers Insurance

Address: 3275 N Arlington Heights Rd, Ste 405 Arlington Heights, IL 60004
Phone:
Website: http://www.farmersagent.com/aberezovskaya/
Info:

John Saisi-Farmers Insurance

Address: 520 W Northwest Hwy Arlington Heights, IL 60004
Phone:
Website: http://www.farmersagent.com/jsaisi/
Info:

Housing Demographics for 60004

Population Review for 60004 Zip Code

For the city of Arlington Heights, the population within 60004 has increased to over 53,825 residents in population size. The current population total is 52,546. We have broken down the population based on race below. In 60004, there are over 25420 in male population and 27126 females.

PopulationValues
Total Population52,546
White Population40369
Black Population937
Hispanic Population4849
Asian Population5508
Hawaiian Population12
Indian Population175
Other Population1884
Male Population25420
Female Population27126
Population Estimate53825

Household Data for 60004

The average number of homes in 60004 is around 20,455, there are an average of 2.55 per household. The average house value according to local real estate values is around $362,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode20,455
Persons Per Household2.55
Average House Value$362,800
Income Per Household$108890
Median Age42.0
Median Age Male40.6
Median Age Female43.5
60004 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias AbbreviationARLINGTON HTS
Area Code224/847
CityArlington Heights
City Alias NameARLINGTON HEIGHTS
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1667
Number Of Employees17668
Business First Quarter Payroll255894
Business Annual Payroll983360
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District05|08|09
Congressional LandArea95.71|205.52|105.35
Delivery Residential21108
Delivery Business1200
Delivery Total22545
Preferred Last Line KeyW11888
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW11888
Land Area11.117000
Water Area0.027000
City Alias Code
City Mixed CaseArlington Heights
City Alias Mixed CaseArlington Heights
Box Count0
SFDU13207
MFDU5853
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number160282
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]