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Compare 60005 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 60005 area? The average homeowners premium in Illinois for a standard homeowners policy is around $854/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 60005 zip code, the population size is around 30,221 with 13,022 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 60005.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Arlington Heights, IL Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. IL RateDiscountsSavingsShop Rates
$1,144up to 40% off$458

60005 Home Insurance Average Premiums

Local 60005 homeowners insurance quotes comparison

$604 /yr.

Shows Zip Code: 60005 lowest rates with discounts applied on average.

For the 60005, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$604 /yr.
Average Coverage:$854 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1154 /yr.

What is the average home insurance cost for a home in 60005?

  • • The average homeowners insurance premium paid annually for a home in 60005 is around $854 per year.

What does it cost on average per month for home insurance in 60005?

  • • Homeowners in 60005 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 60005?

  • • Autoowners in 60005 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arlington Heights area, check out other zip codes nearby 60005.
Review average rates in another zip code:
60005 homeowners insurance rates
60004 homeowners insurance rates

Home Replacement Cost Coverage in 60005

Average Building Cost Per Square Foot in 60005: $154

Location: Arlington Heights, Illinois (Cook County)

Average Square Footage in 60005: 2,277 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 60005 before you start any project. Arlington Heights homeowners pay on average around $154 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 60005 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 60005 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,277 sq. ft. and the average cost to rebuild the home in this area is around $154 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arlington Heights area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1542,277$350,700
Additional Upgrades & Added Features$1932,277$438,375
Major Home Updates or Advancements$2312,277$526,050

It's important to understand that when you estimate your replacement cost of your home in the 60005 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 60005

Allstate Insurance - Thomas B. Kraft

Address: 9 N Vail Ave Ste101 Arlington Heights, IL 60005
Phone: (847)368-8500
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=14883

Allstate Insurance - Ava Dacka

Address: 632 E Golf Rd Arlington Heights, IL 60005
Phone: (847)734-0700
Website:

Best Home & Auto Insurance Agencies in 60005

Insurance Unlimited Consultant

Address: 1 N Vail Ave Arlington Heights, IL 60005
Phone:
Website: http://www.iuconsultants.com
Info:

Blue Cross Insurance

Address: 2340 S Arlington Heights Rd Arlington Heights, IL 60005
Phone:
Website:
Info:

Nick G Roumeliotis - Nationwide Insurance

Address: 1141 S Arlington Heights Rd Arlington Heights, IL 60005
Phone:
Website: http://www.nationwide.com/agent/Arlington-Heights-ILLINOIS-insurance-agent/nick-roumeliotis/office.html
Info:

Keller- Anthony E - State Farm Insurance Agent

Address: 928 W Algonquin Rd Arlington Heights, IL 60005
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Ava Dacka

Address: 632 E Golf Rd Arlington Heights, IL 60005
Phone:
Website:
Info:

Housing Demographics for 60005

Population Review for 60005 Zip Code

For the city of Arlington Heights, the population within 60005 has increased to over 31,990 residents in population size. The current population total is 30,221. We have broken down the population based on race below. In 60005, there are over 14683 in male population and 15538 females.

PopulationValues
Total Population30,221
White Population22829
Black Population649
Hispanic Population3368
Asian Population3062
Hawaiian Population10
Indian Population130
Other Population1422
Male Population14683
Female Population15538
Population Estimate31990

Household Data for 60005

The average number of homes in 60005 is around 13,022, there are an average of 2.30 per household. The average house value according to local real estate values is around $350,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,022
Persons Per Household2.30
Average House Value$350,700
Income Per Household$94670
Median Age42.8
Median Age Male40.5
Median Age Female44.9
60005 DetailsValues
StateIL
State Full NameIllinois
City TypeP
City Alias AbbreviationARLINGTON HTS
Area Code847/224/630/708/773
CityArlington Heights
City Alias NameARLINGTON HEIGHTS
CountyCook
County FIPS031
State FIPS17
Time Zone6
Day Light SavingY
MSA1602
PMSA1600
CSA176
CBSA16980
CBSA_DIV16984
CBSA_TypeMetro
CBSA_NameChicago-Naperville-Elgin, IL-IN
MSA_NameChicago-Gary-Kenosha, IL-IN-WI CMSA
PMSA_NameChicago, IL PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1467
Number Of Employees19394
Business First Quarter Payroll295588
Business Annual Payroll1320229
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population9461105
CBSA Division Population7147982
Congressional District03|05|08
Congressional LandArea237.18|95.71|205.52
Delivery Residential13909
Delivery Business1448
Delivery Total17395
Preferred Last Line KeyW11888
Classification Code
Multi-County
CSA NameChicago-Naperville, IL-IN-WI
CBSA_DIV_NameChicago-Naperville-Schaumburg, IL
City State KeyW11888
Land Area6.570000
Water Area0.037000
City Alias Code
City Mixed CaseArlington Heights
City Alias Mixed CaseArlington Heights
Box Count0
SFDU6351
MFDU6713
State ANSI17
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number160282
Unique ZIP Name
SSA State County Code14141
Medicare CBSA Code16984
Medicare CBSA NameChicago-Naperville-Evanston, IL
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCook

Illinois Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]