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46217 Home Insurance Rates

Getting multiple homeowners insurance rates in 46217 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Indianapolis, IN. Many homeowners based out of the 46217 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Indiana licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 46217 should appear in the zip code field ready to go. For Indianapolis, IN Home Insurance Quotes, Click to easily get started!

46217 Homeowners Insurance Rates, Average Rating: Medium!

Your homeowners insurance policy in 46217 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Indianapolis. For a basic HO-3, standard homeowners policy, the average premium per year in Indiana is around $788. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 46217 zip code today and let us help you save time and money on your homeowners insurance premium.

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46217 Home Insurance Average Premiums

Local 46217 homeowners insurance quotes comparison

$538 /yr.

Shows Zip Code: 46217 lowest rates with discounts applied on average.

For the 46217, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$538 /yr.
Average Coverage:$788 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1088 /yr.

What is the average home insurance cost for a home in 46217?

  • • The average homeowners insurance premium paid annually for a home in 46217 is around $788 per year.

What does it cost on average per month for home insurance in 46217?

  • • Homeowners in 46217 pay a monthly average cost per month around $66.00.

What kind of discount could I get if I combine my home and auto insurance together in 46217?

  • • Autoowners in 46217 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Indianapolis area, check out other zip codes nearby 46217.
Review average rates in another zip code:
46254 homeowners insurance rates
46219 homeowners insurance rates
46231 homeowners insurance rates
46280 homeowners insurance rates
46268 homeowners insurance rates
46208 homeowners insurance rates
46237 homeowners insurance rates
46256 homeowners insurance rates
46221 homeowners insurance rates
46229 homeowners insurance rates

Home Replacement Cost Coverage in 46217

Average Building Cost Per Square Foot in 46217: $108

Location: Indianapolis, Indiana (Marion County)

Average Square Footage in 46217: 1,501 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 46217 before you start any project. Indianapolis homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 46217 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 46217 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,501 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Indianapolis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,501$162,100
Additional Upgrades & Added Features$1351,501$202,625
Major Home Updates or Advancements$1621,501$243,150

It's important to understand that when you estimate your replacement cost of your home in the 46217 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 46217

Best Home & Auto Insurance Agencies in 46217

Eberg- Keith R

Address: 7550 S Meridian St Indianapolis, IN 46217
Phone:
Website:
Info:

American Family Insurance - Keith T Blessing

Address: 7623 S Meridian St Indianapolis, IN 46217
Phone:
Website: http://www.insurance-agency.amfam.com/IN/keith-t-blessing/default.aspx?sourceid=yp3
Info:

Neimeyer- Janet L

Address: 3045 S Meridian St Indianapolis, IN 46217
Phone:
Website:
Info:

State Farm Insurance Sarah Holtrup

Address: 1350 W Southport Rd, Ste F Indianapolis, IN 46217
Phone:
Website: http://www.sarahholtrup.com/
Info:

Allstate Insurance Company - Rebecca McCreery

Address: 8033 S Meridian St Indianapolis, IN 46217
Phone:
Website: http://www.allstateagencies.com/060597?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 46217

Population Review for 46217 Zip Code

For the city of Indianapolis, the population within 46217 has increased to over 35,947 residents in population size. The current population total is 34,725. We have broken down the population based on race below. In 46217, there are over 17300 in male population and 17425 females.

PopulationValues
Total Population34,725
White Population23298
Black Population1473
Hispanic Population1847
Asian Population6946
Hawaiian Population21
Indian Population86
Other Population852
Male Population17300
Female Population17425
Population Estimate35947

Household Data for 46217

The average number of homes in 46217 is around 12,774, there are an average of 2.72 per household. The average house value according to local real estate values is around $162,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,774
Persons Per Household2.72
Average House Value$162,100
Income Per Household$75602
Median Age35.3
Median Age Male34.8
Median Age Female35.9
46217 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code463
CityIndianapolis
City Alias NameINDIANAPOLIS
CountyMarion
County FIPS097
State FIPS18
Time Zone5
Day Light SavingY
MSA3480
PMSA
CSA294
CBSA26900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameIndianapolis-Carmel-Greenwood, IN
MSA_NameIndianapolis, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses560
Number Of Employees6343
Business First Quarter Payroll81101
Business Annual Payroll374398
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1756241
CBSA Division Population0
Congressional District06
Congressional LandArea6206.83
Delivery Residential13216
Delivery Business525
Delivery Total14700
Preferred Last Line KeyX12558
Classification Code
Multi-County
CSA NameIndianapolis-Carmel-Muncie, IN
CBSA_DIV_Name
City State KeyX12558
Land Area21.157000
Water Area0.109000
City Alias Code
City Mixed CaseIndianapolis
City Alias Mixed CaseIndianapolis
Box Count152
SFDU11017
MFDU1581
State ANSI18
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number174037
Unique ZIP Name
SSA State County Code15480
Medicare CBSA Code26900
Medicare CBSA NameIndianapolis-Carmel-Anderson, IN
Medicare CBSA TypeMetro
Market Rating Area ID10
County Mixed CaseMarion

Indiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]