Get multiple home insurance quotes in 47803. Our licensed 47803, IN agents are ready to serve you.

Quickly Revew Homeowners Insurance in 47803

If you own a home in Terre Haute, IN you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 47803 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Indiana licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 47803 and start comparing rates now.

47803 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 47803 is $783 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 47803 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Terre Haute, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

47803 Home Insurance Average Premiums

Local 47803 homeowners insurance quotes comparison

$533 /yr.

Shows Zip Code: 47803 lowest rates with discounts applied on average.

For the 47803, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$533 /yr.
Average Coverage:$783 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1083 /yr.

What is the average home insurance cost for a home in 47803?

  • • The average homeowners insurance premium paid annually for a home in 47803 is around $783 per year.

What does it cost on average per month for home insurance in 47803?

  • • Homeowners in 47803 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 47803?

  • • Autoowners in 47803 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Terre Haute area, check out other zip codes nearby 47803.
Review average rates in another zip code:
47804 homeowners insurance rates
47809 homeowners insurance rates
47803 homeowners insurance rates
47807 homeowners insurance rates
47802 homeowners insurance rates
47805 homeowners insurance rates

Home Replacement Cost Coverage in 47803

Average Building Cost Per Square Foot in 47803: $108

Location: Terre Haute, Indiana (Vigo County)

Average Square Footage in 47803: 1,159 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47803 before you start any project. Terre Haute homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47803 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47803 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,159 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Terre Haute area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1081,159$125,200
Additional Upgrades & Added Features$1351,159$156,500
Major Home Updates or Advancements$1621,159$187,800

It's important to understand that when you estimate your replacement cost of your home in the 47803 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47803

Nasser John Insurance Agncy

Address: 3000 Poplar Street Terre Haute, IN 47803
Phone: (812)238-3879
Website:

Best Home & Auto Insurance Agencies in 47803

Burris- Stephen E

Address: 3137 Wabash Ave Terre Haute, IN 47803
Phone:
Website:
Info:

Waggoner- Richard P - State Farm Insurance Agent

Address: 1330 S 25th St Terre Haute, IN 47803
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Nasser John Insurance Agncy

Address: 3000 Poplar St Terre Haute, IN 47803
Phone:
Website:
Info:

American Family Insurance

Address: 903 S 25th St Terre Haute, IN 47803
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Steve Politz Ins Agency Inc - State Farm Insurance Agent

Address: 2001 Poplar St Terre Haute, IN 47803
Phone:
Website:
Info:

Housing Demographics for 47803

Population Review for 47803 Zip Code

For the city of Terre Haute, the population within 47803 has increased to over 21,964 residents in population size. The current population total is 21,832. We have broken down the population based on race below. In 47803, there are over 10856 in male population and 10976 females.

PopulationValues
Total Population21,832
White Population18700
Black Population1002
Hispanic Population609
Asian Population636
Hawaiian Population5
Indian Population51
Other Population249
Male Population10856
Female Population10976
Population Estimate21964

Household Data for 47803

The average number of homes in 47803 is around 9,248, there are an average of 2.22 per household. The average house value according to local real estate values is around $125,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,248
Persons Per Household2.22
Average House Value$125,200
Income Per Household$55211
Median Age37.7
Median Age Male34.6
Median Age Female40.9
47803 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812/930
CityTerre Haute
City Alias NameTERRE HAUTE
CountyVigo
County FIPS167
State FIPS18
Time Zone5
Day Light SavingY
MSA8320
PMSA
CSA
CBSA45460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTerre Haute, IN
MSA_NameTerre Haute, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses388
Number Of Employees6235
Business First Quarter Payroll51770
Business Annual Payroll214228
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population172425
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential9894
Delivery Business472
Delivery Total13011
Preferred Last Line KeyX13834
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX13834
Land Area33.415000
Water Area0.459000
City Alias Code
City Mixed CaseTerre Haute
City Alias Mixed CaseTerre Haute
Box Count152
SFDU7940
MFDU190
State ANSI18
County ANSI167
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number178690
Unique ZIP Name
SSA State County Code15830
Medicare CBSA Code45460
Medicare CBSA NameTerre Haute, IN
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseVigo

Indiana Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]