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Check Out 47807 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Terre Haute, IN.

We will gather some basic information about your home in Terre Haute, IN and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Indiana licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 47807 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 47807

We have pulled together a variety of data related to homeowners insurance in Indiana. Simply click on one of the links below to learn about the average cost of homeowners insurance in Indiana as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Terre Haute, IN home insurance quotes in your local city and review the most competitive coverages and premiums.

47807 Homeowners Insurance Rates, Average Rating: medium!

Homeowners insurance policies in 47807 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Indiana is roughly $747. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 47807 homeowners insurance policy!

47807 Home Insurance Average Premiums

Local 47807 homeowners insurance quotes comparison

$497 /yr.

Shows Zip Code: 47807 lowest rates with discounts applied on average.

For the 47807, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$497 /yr.
Average Coverage:$747 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1047 /yr.

What is the average home insurance cost for a home in 47807?

  • • The average homeowners insurance premium paid annually for a home in 47807 is around $747 per year.

What does it cost on average per month for home insurance in 47807?

  • • Homeowners in 47807 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 47807?

  • • Autoowners in 47807 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Terre Haute area, check out other zip codes nearby 47807.
Review average rates in another zip code:
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47805 homeowners insurance rates

Home Replacement Cost Coverage in 47807

Average Building Cost Per Square Foot in 47807: $108

Location: Terre Haute, Indiana (Vigo County)

Average Square Footage in 47807: 498 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 47807 before you start any project. Terre Haute homeowners pay on average around $108 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 47807 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 47807 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 498 sq. ft. and the average cost to rebuild the home in this area is around $108 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Terre Haute area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$108498$53,800
Additional Upgrades & Added Features$135498$67,250
Major Home Updates or Advancements$162498$80,700

It's important to understand that when you estimate your replacement cost of your home in the 47807 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 47807

Boaz Sam Real Estate & Insurance

Address: 517 South 7th Street Terre Haute, IN 47807
Phone: (812)234-1119
Website:

Clay Ladd Inc

Address: 819 Ohio Street Terre Haute, IN 47807
Phone: (812)235-6171
Website:

Sutton Insurance Agency

Address: 1088 Ohio St Terre Haute, IN 47807
Phone: (812)232-1727
Website: www.suttoninsurance.net

Best Home & Auto Insurance Agencies in 47807

Sutton Insurance Agency

Address: 1088 Ohio St Terre Haute, IN 47807
Phone:
Website: http://www.suttoninsurance.net
Info:

Frazier- Lester E - State Farm Insurance Agent

Address: 120 Cherry St Terre Haute, IN 47807
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Jeff Reynolds Insurance Services Inc

Address: 1800 Wabash Ave Terre Haute, IN 47807
Phone:
Website: http://www.progressive.com
Info: Car Insurance: Auto Insurance & Online Insurance Quotes - Progressive
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Boaz Sam Real Estate & Insurance

Address: 517 S 7th St Terre Haute, IN 47807
Phone:
Website:
Info:

Clay Ladd Inc

Address: 819 Ohio St Terre Haute, IN 47807
Phone:
Website:
Info:

Housing Demographics for 47807

Population Review for 47807 Zip Code

For the city of Terre Haute, the population within 47807 has increased to over 13,572 residents in population size. The current population total is 12,063. We have broken down the population based on race below. In 47807, there are over 6009 in male population and 6054 females.

PopulationValues
Total Population12,063
White Population8684
Black Population1863
Hispanic Population572
Asian Population204
Hawaiian Population7
Indian Population51
Other Population307
Male Population6009
Female Population6054
Population Estimate13572

Household Data for 47807

The average number of homes in 47807 is around 4,714, there are an average of 2.27 per household. The average house value according to local real estate values is around $53,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,714
Persons Per Household2.27
Average House Value$53,800
Income Per Household$23495
Median Age27.1
Median Age Male27.2
Median Age Female26.9
47807 DetailsValues
StateIN
State Full NameIndiana
City TypeP
City Alias Abbreviation
Area Code812/930
CityTerre Haute
City Alias NameTERRE HAUTE
CountyVigo
County FIPS167
State FIPS18
Time Zone5
Day Light SavingY
MSA8320
PMSA
CSA
CBSA45460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTerre Haute, IN
MSA_NameTerre Haute, IN MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses483
Number Of Employees6537
Business First Quarter Payroll88271
Business Annual Payroll348848
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population172425
CBSA Division Population0
Congressional District08
Congressional LandArea7255.39
Delivery Residential5979
Delivery Business792
Delivery Total7063
Preferred Last Line KeyX13834
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX13834
Land Area3.787000
Water Area0.000000
City Alias Code
City Mixed CaseTerre Haute
City Alias Mixed CaseTerre Haute
Box Count0
SFDU4121
MFDU930
State ANSI18
County ANSI167
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number178690
Unique ZIP Name
SSA State County Code15830
Medicare CBSA Code45460
Medicare CBSA NameTerre Haute, IN
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseVigo

Indiana Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]