Get multiple home insurance quotes in 66603. Our licensed 66603, KS agents are ready to serve you.

66603 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 66603? There are over 725 occupied homes in the 66603 area. With a population size of 1,569, it's not uncommon for residence of Topeka, KS to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Kansas is around $1,120 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 66603 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Topeka, KS Home Insurance Rate Quotes

66603 Home Insurance Average Premiums

Local 66603 homeowners insurance quotes comparison

$870 /yr.

Shows Zip Code: 66603 lowest rates with discounts applied on average.

For the 66603, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$870 /yr.
Average Coverage:$1120 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1420 /yr.

What is the average home insurance cost for a home in 66603?

  • • The average homeowners insurance premium paid annually for a home in 66603 is around $1120 per year.

What does it cost on average per month for home insurance in 66603?

  • • Homeowners in 66603 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 66603?

  • • Autoowners in 66603 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Topeka area, check out other zip codes nearby 66603.
Review average rates in another zip code:
66621 homeowners insurance rates
66617 homeowners insurance rates
66610 homeowners insurance rates
66605 homeowners insurance rates
66608 homeowners insurance rates
66607 homeowners insurance rates
66603 homeowners insurance rates
66606 homeowners insurance rates
66609 homeowners insurance rates
66612 homeowners insurance rates

Home Replacement Cost Coverage in 66603

Average Building Cost Per Square Foot in 66603: $126

Location: Topeka, Kansas (Shawnee County)

Average Square Footage in 66603: 393 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66603 before you start any project. Topeka homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66603 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66603 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 393 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Topeka area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126393$49,500
Additional Upgrades & Added Features$158393$61,875
Major Home Updates or Advancements$189393$74,250

It's important to understand that when you estimate your replacement cost of your home in the 66603 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66603

Farmers Insurance Group - Agents- GORD On Insurance Agency

Address: 627 Southwest Topeka Boulevard Suite C Topeka, KS 66603
Phone: (785)273-0899
Website: www.farmers.com

Davis Insurance Agency

Address: 627 Southwest Topeka Boulevard Bsmt Topeka, KS 66603
Phone: (785)232-6347
Website: www.farmers.com

Ron Cowan Insurance

Address: 211 Sw 6th Avenue Topeka, KS 66603
Phone: (785)233-2244
Website:

Best Home & Auto Insurance Agencies in 66603

Davis Insurance Agency

Address: 627 SW Topeka Blvd Topeka, KS 66603
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Ron Cowan Insurance

Address: 211 SW 6th Ave Topeka, KS 66603
Phone:
Website:
Info:

Housing Demographics for 66603

Population Review for 66603 Zip Code

For the city of Topeka, the population within 66603 has increased to over 1,970 residents in population size. The current population total is 1,569. We have broken down the population based on race below. In 66603, there are over 861 in male population and 708 females.

PopulationValues
Total Population1,569
White Population806
Black Population220
Hispanic Population517
Asian Population10
Hawaiian Population0
Indian Population36
Other Population247
Male Population861
Female Population708
Population Estimate1970

Household Data for 66603

The average number of homes in 66603 is around 725, there are an average of 2.13 per household. The average house value according to local real estate values is around $49,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode725
Persons Per Household2.13
Average House Value$49,500
Income Per Household$19846
Median Age38.3
Median Age Male41.7
Median Age Female33.4
66603 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityTopeka
City Alias NameTOPEKA
CountyShawnee
County FIPS177
State FIPS20
Time Zone6
Day Light SavingY
MSA8440
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_NameTopeka, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses291
Number Of Employees5046
Business First Quarter Payroll97681
Business Annual Payroll365002
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential925
Delivery Business475
Delivery Total1396
Preferred Last Line KeyW21615
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21615
Land Area0.894000
Water Area0.064000
City Alias Code
City Mixed CaseTopeka
City Alias Mixed CaseTopeka
Box Count0
SFDU518
MFDU357
State ANSI20
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198932
Unique ZIP Name
SSA State County Code17880
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseShawnee

Kansas Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]