Get multiple home insurance quotes in 66606. Our licensed 66606, KS agents are ready to serve you.

66606, KS Home Insurance

In the zip code of 66606, the population size is around 11,056, which consists of 5,170 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Topeka, KS. A few years ago, a study was done and found that the average home insurance rates for Kansas are around $1,092 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 66606 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Topeka. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Topeka, KS Homeowners Insurance Online Rates Today!

66606 Home Insurance Average Premiums

Local 66606 homeowners insurance quotes comparison

$842 /yr.

Shows Zip Code: 66606 lowest rates with discounts applied on average.

For the 66606, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$842 /yr.
Average Coverage:$1092 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1392 /yr.

What is the average home insurance cost for a home in 66606?

  • • The average homeowners insurance premium paid annually for a home in 66606 is around $1092 per year.

What does it cost on average per month for home insurance in 66606?

  • • Homeowners in 66606 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 66606?

  • • Autoowners in 66606 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Topeka area, check out other zip codes nearby 66606.
Review average rates in another zip code:
66609 homeowners insurance rates
66611 homeowners insurance rates
66614 homeowners insurance rates
66615 homeowners insurance rates
66617 homeowners insurance rates
66621 homeowners insurance rates
66604 homeowners insurance rates
66618 homeowners insurance rates
66606 homeowners insurance rates
66616 homeowners insurance rates

Home Replacement Cost Coverage in 66606

Average Building Cost Per Square Foot in 66606: $126

Location: Topeka, Kansas (Shawnee County)

Average Square Footage in 66606: 728 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66606 before you start any project. Topeka homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66606 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66606 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 728 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Topeka area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126728$91,700
Additional Upgrades & Added Features$158728$114,625
Major Home Updates or Advancements$189728$137,550

It's important to understand that when you estimate your replacement cost of your home in the 66606 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66606

Best Home & Auto Insurance Agencies in 66606

Gutierrez- Joseph

Address: 1315 SW 6th Ave Topeka, KS 66606
Phone:
Website:
Info:

Housing Demographics for 66606

Population Review for 66606 Zip Code

For the city of Topeka, the population within 66606 has increased to over 11,676 residents in population size. The current population total is 11,056. We have broken down the population based on race below. In 66606, there are over 5235 in male population and 5821 females.

PopulationValues
Total Population11,056
White Population8347
Black Population780
Hispanic Population1459
Asian Population98
Hawaiian Population12
Indian Population156
Other Population421
Male Population5235
Female Population5821
Population Estimate11676

Household Data for 66606

The average number of homes in 66606 is around 5,170, there are an average of 2.09 per household. The average house value according to local real estate values is around $91,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,170
Persons Per Household2.09
Average House Value$91,700
Income Per Household$51463
Median Age39.5
Median Age Male37.8
Median Age Female41.2
66606 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityTopeka
City Alias NameTOPEKA
CountyShawnee
County FIPS177
State FIPS20
Time Zone6
Day Light SavingY
MSA8440
PMSA
CSA
CBSA45820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTopeka, KS
MSA_NameTopeka, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses208
Number Of Employees5646
Business First Quarter Payroll69068
Business Annual Payroll283950
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population233870
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential5587
Delivery Business306
Delivery Total6466
Preferred Last Line KeyW21615
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21615
Land Area5.762000
Water Area0.496000
City Alias Code
City Mixed CaseTopeka
City Alias Mixed CaseTopeka
Box Count0
SFDU3988
MFDU1032
State ANSI20
County ANSI177
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198932
Unique ZIP Name
SSA State County Code17880
Medicare CBSA Code45820
Medicare CBSA NameTopeka, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseShawnee

Kansas Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]