Compare 66604 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Topeka just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 10,394 neighbors looking to save on their home insurance policy in the local 66604 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 66604. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Kansas rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Topeka, KS home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Topeka, KS

66604 Home Insurance Average Premiums

Local 66604 homeowners insurance quotes comparison

$829 /yr.

Shows Zip Code: 66604 lowest rates with discounts applied on average.

For the 66604, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$829 /yr.
Average Coverage:	$1079 /yr.
2600 sq. ft. or higher (all discounts applied)	$1379 /yr.

What is the average home insurance cost for a home in 66604?

• The average homeowners insurance premium paid annually for a home in 66604 is around $1079 per year.

What does it cost on average per month for home insurance in 66604?

• Homeowners in 66604 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 66604?

• Autoowners in 66604 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Topeka area, check out other zip codes nearby 66604.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 66604

Average Building Cost Per Square Foot in 66604: $126

Location: Topeka, Kansas (Shawnee County)

Average Square Footage in 66604: 799 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66604 before you start any project. Topeka homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66604 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66604 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 799 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Topeka area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$126	799	$100,700
Additional Upgrades & Added Features	$158	799	$125,875
Major Home Updates or Advancements	$189	799	$151,050

Calculate Your Dwelling Coverage in 66604

It's important to understand that when you estimate your replacement cost of your home in the 66604 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 66604

American Family Insurance - Roger D Hood

Address: 1920 SW Westport Dr, Ste 102 Topeka, KS 66604
Phone:
Website: http://www.insurance-agency.amfam.com/KS/roger-d-hood/default.aspx?sourceid=yp3
Info:

Perkuhn, Thomas - Shelter Insurance

Address: 1129 SW Wanamaker Rd, #100 Topeka, KS 66604
Phone:
Website: http://www.shelterinsurance.com/CA/agent/TOMPERKUHN
Info:

Wood James R Insurance

Address: 1017 SW Gage Blvd Topeka, KS 66604
Phone:
Website:
Info:

American Family Insurance - Brad J Noller

Address: 1025 SW Gage Blvd, Ste A Topeka, KS 66604
Phone:
Website: http://www.insurance-agency.amfam.com/KS/brad-j-noller/default.aspx?sourceid=yp3
Info:

Jones, Ruth Ann - Shelter Insurance

Address: 1701 SW Fairlawn Rd Topeka, KS 66604
Phone:
Website: http://www.shelterinsurance.com/CA/agent/RUTHANNJONES
Info:

Housing Demographics for 66604

Population Review for 66604 Zip Code

For the city of Topeka, the population within 66604 has increased to over 23,457 residents in population size. The current population total is 22,933. We have broken down the population based on race below. In 66604, there are over 10953 in male population and 11980 females.

Population	Values
Total Population	22,933
White Population	16940
Black Population	2037
Hispanic Population	2851
Asian Population	235
Hawaiian Population	40
Indian Population	258
Other Population	961
Male Population	10953
Female Population	11980
Population Estimate	23457

Household Data for 66604

The average number of homes in 66604 is around 10,394, there are an average of 2.16 per household. The average house value according to local real estate values is around $100,700. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	10,394
Persons Per Household	2.16
Average House Value	$100,700
Income Per Household	$54102
Median Age	38.3
Median Age Male	36.5
Median Age Female	40.1

66604 Details	Values
State	KS
State Full Name	Kansas
City Type	P
City Alias Abbreviation
Area Code	785
City	Topeka
City Alias Name	TOPEKA
County	Shawnee
County FIPS	177
State FIPS	20
Time Zone	6
Day Light Saving	Y
MSA	8440
PMSA
CSA
CBSA	45820
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Topeka, KS
MSA_Name	Topeka, KS MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	683
Number Of Employees	16020
Business First Quarter Payroll	186991
Business Annual Payroll	734870
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	233870
CBSA Division Population	0
Congressional District	02
Congressional LandArea	14143.34
Delivery Residential	10860
Delivery Business	782
Delivery Total	12120
Preferred Last Line Key	W21615
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key	W21615
Land Area	6.759000
Water Area	0.006000
City Alias Code
City Mixed Case	Topeka
City Alias Mixed Case	Topeka
Box Count	283
SFDU	8238
MFDU	1345
State ANSI	20
County ANSI	177
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	198932
Unique ZIP Name
SSA State County Code	17880
Medicare CBSA Code	45820
Medicare CBSA Name	Topeka, KS
Medicare CBSA Type	Metro
Market Rating Area ID	2
County Mixed Case	Shawnee

Kansas Homeowners Insurance News & Information

Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

Home Insurance Quotes in 66604!