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67203 Homeowners Insurance Quotes & Rates

Wichita residents living within the 13,434 homes available in the zip code of 67203 are shopping online to compare cheaper and more affordable Wichita, KS home insurance rates. In the great city of Wichita, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Kansas is around $1,082 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 67203 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 67203 home insurance rates today! Please give us a call now at 1-913-276-4017. For Wichita, KS Homeowners Insurance Quotes, Click to easily get started!

67203 Home Insurance Average Premiums

Local 67203 homeowners insurance quotes comparison

$832 /yr.

Shows Zip Code: 67203 lowest rates with discounts applied on average.

For the 67203, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$832 /yr.
Average Coverage:$1082 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1382 /yr.

What is the average home insurance cost for a home in 67203?

  • • The average homeowners insurance premium paid annually for a home in 67203 is around $1082 per year.

What does it cost on average per month for home insurance in 67203?

  • • Homeowners in 67203 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 67203?

  • • Autoowners in 67203 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wichita area, check out other zip codes nearby 67203.
Review average rates in another zip code:
67228 homeowners insurance rates
67206 homeowners insurance rates
67219 homeowners insurance rates
67230 homeowners insurance rates
67226 homeowners insurance rates
67211 homeowners insurance rates
67223 homeowners insurance rates
67205 homeowners insurance rates
67202 homeowners insurance rates
67220 homeowners insurance rates

Home Replacement Cost Coverage in 67203

Average Building Cost Per Square Foot in 67203: $126

Location: Wichita, Kansas (Sedgwick County)

Average Square Footage in 67203: 848 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67203 before you start any project. Wichita homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67203 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67203 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 848 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wichita area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126848$106,900
Additional Upgrades & Added Features$158848$133,625
Major Home Updates or Advancements$189848$160,350

It's important to understand that when you estimate your replacement cost of your home in the 67203 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67203

Greg Fewin Agency

Address: 2061 North West Street Wichita, KS 67203
Phone: (316)943-2101
Website: www.gregfewinagency.com

Farm Bureau Financial Services - 21st & Amidon Office- Bridwell Ed

Address: 2043 West 21st Street North Wichita, KS 67203
Phone: (316)831-9600
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 67203

Suzie White Ins Agcy Inc - State Farm Insurance Agent

Address: 2803 W 13th St N Wichita, KS 67203
Phone:
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Heritage Insurance Agency

Address: 1510 W Douglas Ave Wichita, KS 67203
Phone:
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Farmers Insurance - Jim Bogle

Address: 3447 W Central Ave Wichita, KS 67203
Phone:
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Hank Johnson Insurance

Address: 3202 W 13th St N, #1 Wichita, KS 67203
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Pham Davidson Insurance

Address: 402 W 21st St N Wichita, KS 67203
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Housing Demographics for 67203

Population Review for 67203 Zip Code

For the city of Wichita, the population within 67203 has increased to over 29,773 residents in population size. The current population total is 30,498. We have broken down the population based on race below. In 67203, there are over 15407 in male population and 15091 females.

PopulationValues
Total Population30,498
White Population19672
Black Population1970
Hispanic Population8578
Asian Population489
Hawaiian Population28
Indian Population570
Other Population3482
Male Population15407
Female Population15091
Population Estimate29773

Household Data for 67203

The average number of homes in 67203 is around 13,434, there are an average of 2.14 per household. The average house value according to local real estate values is around $106,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,434
Persons Per Household2.14
Average House Value$106,900
Income Per Household$44779
Median Age36.0
Median Age Male34.9
Median Age Female37.6
67203 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code316
CityWichita
City Alias NameWICHITA
CountySedgwick
County FIPS173
State FIPS20
Time Zone6
Day Light SavingY
MSA9040
PMSA
CSA556
CBSA48620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWichita, KS
MSA_NameWichita, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses734
Number Of Employees8815
Business First Quarter Payroll73437
Business Annual Payroll313692
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population623061
CBSA Division Population0
Congressional District04
Congressional LandArea14315.68
Delivery Residential13913
Delivery Business988
Delivery Total15526
Preferred Last Line KeyW21759
Classification Code
Multi-County
CSA NameWichita-Arkansas City-Winfield, KS
CBSA_DIV_Name
City State KeyW21759
Land Area7.162000
Water Area0.411000
City Alias Code
City Mixed CaseWichita
City Alias Mixed CaseWichita
Box Count0
SFDU9475
MFDU1474
State ANSI20
County ANSI173
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number199713
Unique ZIP Name
SSA State County Code17860
Medicare CBSA Code48620
Medicare CBSA NameWichita, KS
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseSedgwick

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]