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Home Insurance in 67228

Our rates are very competitive for homeowners living in the 67228 zip code. Many homeowners based out of Wichita, KS have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our KS licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 67228 should appear in the zip code field ready to go.

67228 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Wichita area? The average homeowners premium in 67228 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 67228, you can expect to pay around $1097 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 67228

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Kansas. Start your 67228 home insurance shopping today!

  1. Wichita, KS Home Insurance Quotes

67228 Home Insurance Average Premiums

Local 67228 homeowners insurance quotes comparison

$847 /yr.

Shows Zip Code: 67228 lowest rates with discounts applied on average.

For the 67228, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$847 /yr.
Average Coverage:$1097 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1397 /yr.

What is the average home insurance cost for a home in 67228?

  • • The average homeowners insurance premium paid annually for a home in 67228 is around $1097 per year.

What does it cost on average per month for home insurance in 67228?

  • • Homeowners in 67228 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 67228?

  • • Autoowners in 67228 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wichita area, check out other zip codes nearby 67228.
Review average rates in another zip code:
67209 homeowners insurance rates
67217 homeowners insurance rates
67208 homeowners insurance rates
67232 homeowners insurance rates
67204 homeowners insurance rates
67235 homeowners insurance rates
67211 homeowners insurance rates
67218 homeowners insurance rates
67226 homeowners insurance rates
67227 homeowners insurance rates

Home Replacement Cost Coverage in 67228

Average Building Cost Per Square Foot in 67228: $126

Location: Wichita, Kansas (Sedgwick County)

Average Square Footage in 67228: 2,925 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67228 before you start any project. Wichita homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67228 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67228 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,925 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wichita area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,925$368,500
Additional Upgrades & Added Features$1582,925$460,625
Major Home Updates or Advancements$1892,925$552,750

It's important to understand that when you estimate your replacement cost of your home in the 67228 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67228

Best Home & Auto Insurance Agencies in 67228

Housing Demographics for 67228

Population Review for 67228 Zip Code

For the city of Wichita, the population within 67228 has increased to over 2,800 residents in population size. The current population total is 2,713. We have broken down the population based on race below. In 67228, there are over 1353 in male population and 1360 females.

PopulationValues
Total Population2,713
White Population2105
Black Population47
Hispanic Population113
Asian Population335
Hawaiian Population1
Indian Population11
Other Population28
Male Population1353
Female Population1360
Population Estimate2800

Household Data for 67228

The average number of homes in 67228 is around 793, there are an average of 3.42 per household. The average house value according to local real estate values is around $368,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode793
Persons Per Household3.42
Average House Value$368,500
Income Per Household$163068
Median Age36.1
Median Age Male35.6
Median Age Female36.4
67228 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code316
CityWichita
City Alias NameWICHITA
CountySedgwick
County FIPS173
State FIPS20
Time Zone6
Day Light SavingY
MSA9040
PMSA
CSA556
CBSA48620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWichita, KS
MSA_NameWichita, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees103
Business First Quarter Payroll761
Business Annual Payroll3456
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population623061
CBSA Division Population0
Congressional District04
Congressional LandArea14315.68
Delivery Residential819
Delivery Business3
Delivery Total822
Preferred Last Line KeyW21759
Classification Code
Multi-CountyY
CSA NameWichita-Arkansas City-Winfield, KS
CBSA_DIV_Name
City State KeyW21759
Land Area12.437000
Water Area0.011000
City Alias Code
City Mixed CaseWichita
City Alias Mixed CaseWichita
Box Count0
SFDU386
MFDU0
State ANSI20
County ANSI173
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number199713
Unique ZIP Name
SSA State County Code17860
Medicare CBSA Code48620
Medicare CBSA NameWichita, KS
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseSedgwick

Kansas Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]