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70002 Homeowners Insurance Quotes & Coverage Options
For homeowners like you shopping online for home insurance quotes in the 70002 zip code it's important to know that our rates are very competitive for homeowners living in Metairie, LA. Many homeowners based out of your 70002 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70002 should appear in the zip code field ready to go. For Metairie, LA Homeowners Insurance Quotes nearby, we offer the best rates and service.
70002: Average Home Insurance Rates
For homeowners living in the great city of Metairie, the average homeowners policy is considered very high in comparison to other states. Louisiana premiums are estimated to be around $1459 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.
70002 Home Insurance Average Premiums
$1209 /yr.
Shows Zip Code: 70002 lowest rates with discounts applied on average.
For the 70002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $1209 /yr. |
| Average Coverage: | $1459 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1759 /yr. |
What is the average home insurance cost for a home in 70002?
- • The average homeowners insurance premium paid annually for a home in 70002 is around $1459 per year.
What does it cost on average per month for home insurance in 70002?
- • Homeowners in 70002 pay a monthly average cost per month around $122.00.
What kind of discount could I get if I combine my home and auto insurance together in 70002?
- • Autoowners in 70002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Metairie area, check out other zip codes nearby 70002.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 70002
Average Building Cost Per Square Foot in 70002: $122
Location: Metairie, Louisiana (Jefferson County)Average Square Footage in 70002: 2,780 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70002 before you start any project. Metairie homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,780 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Metairie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $122 | 2,780 | $339,100 |
| Additional Upgrades & Added Features | $153 | 2,780 | $423,875 |
| Major Home Updates or Advancements | $183 | 2,780 | $508,650 |
It's important to understand that when you estimate your replacement cost of your home in the 70002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70002
Emery & James Ltd
Address: 2618 Edenborn Ave Metairie, LA 70002Phone: (504)454-9871
Website: www.emeryjames.com
State Farm Insurance Companies - Agents Offices
Address: 3524 16th Street Apt C Metairie, LA 70002Phone: (504)885-8080
Website: www.statefarm.com
State Farm Insurance
Address: 3524 16th Street Apt C Metairie, LA 70002Phone: (504)885-8080
Website: www.statefarm.com
Best Home & Auto Insurance Agencies in 70002
Bart Dornier Ins Agency Inc
Address: 3000 Severn Ave Metairie, LA 70002Phone:
Website:
Info:
Emery & James Ltd
Address: 2618 Edenborn Ave Metairie, LA 70002Phone:
Website: http://www.emeryjames.com
Info:
State Farm Insurance
Address: 3850 N Causeway Blvd Metairie, LA 70002Phone:
Website:
Info:
Eagan, MARC - Eagan Insurance Incorporated
Address: 2629 North Causeway Boulevard #101 Metairie, LA 70002Phone:
Website: http://www.eaganins.com/
Info:
Allstate Insurance Company - Lawrence Orlando
Address: 3814 Veterans Memorial Boulevard Metairie, LA 70002Phone:
Website: http://www.allstateagencies.com/048128?cid=OTC-YP.com-IYP&att=TL
Info:
Housing Demographics for 70002
Population Review for 70002 Zip Code
For the city of Metairie, the population within 70002 has increased to over 21,418 residents in population size. The current population total is 19,857. We have broken down the population based on race below. In 70002, there are over 9720 in male population and 10137 females.
| Population | Values |
|---|---|
| Total Population | 19,857 |
| White Population | 11495 |
| Black Population | 2901 |
| Hispanic Population | 4167 |
| Asian Population | 1269 |
| Hawaiian Population | 5 |
| Indian Population | 99 |
| Other Population | 1928 |
| Male Population | 9720 |
| Female Population | 10137 |
| Population Estimate | 21418 |
Household Data for 70002
The average number of homes in 70002 is around 8,774, there are an average of 2.26 per household. The average house value according to local real estate values is around $339,100. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 8,774 |
| Persons Per Household | 2.26 |
| Average House Value | $339,100 |
| Income Per Household | $64513 |
| Median Age | 39.6 |
| Median Age Male | 38.0 |
| Median Age Female | 41.6 |
| 70002 Details | Values |
|---|---|
| State | LA |
| State Full Name | Louisiana |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 504 |
| City | Metairie |
| City Alias Name | METAIRIE |
| County | Jefferson |
| County FIPS | 051 |
| State FIPS | 22 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 5560 |
| PMSA | |
| CSA | 406 |
| CBSA | 35380 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | New Orleans-Metairie, LA |
| MSA_Name | New Orleans, LA MSA |
| PMSA_Name | |
| Region | South |
| Division | West South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1744 |
| Number Of Employees | 24794 |
| Business First Quarter Payroll | 326395 |
| Business Annual Payroll | 1336794 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 1167764 |
| CBSA Division Population | 0 |
| Congressional District | 01 |
| Congressional LandArea | 4030.23 |
| Delivery Residential | 9477 |
| Delivery Business | 2312 |
| Delivery Total | 11960 |
| Preferred Last Line Key | Y24128 |
| Classification Code | |
| Multi-County | |
| CSA Name | New Orleans-Metairie-Slidell, LA-MS |
| CBSA_DIV_Name | |
| City State Key | Y24128 |
| Land Area | 3.226000 |
| Water Area | 0.169000 |
| City Alias Code | |
| City Mixed Case | Metairie |
| City Alias Mixed Case | Metairie |
| Box Count | 0 |
| SFDU | 5029 |
| MFDU | 3969 |
| State ANSI | 22 |
| County ANSI | 051 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 216051 |
| Unique ZIP Name | |
| SSA State County Code | 19250 |
| Medicare CBSA Code | 35380 |
| Medicare CBSA Name | New Orleans-Metairie, LA |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 1 |
| County Mixed Case | Jefferson |
Louisiana Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]