Get multiple home insurance quotes in 70002. Our licensed 70002, LA agents are ready to serve you.

70002 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 70002 zip code it's important to know that our rates are very competitive for homeowners living in Metairie, LA. Many homeowners based out of your 70002 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Louisiana licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70002 should appear in the zip code field ready to go. For Metairie, LA Homeowners Insurance Quotes nearby, we offer the best rates and service.

70002: Average Home Insurance Rates

For homeowners living in the great city of Metairie, the average homeowners policy is considered very high in comparison to other states. Louisiana premiums are estimated to be around $1459 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 70002 Home Insurance Quotes!

70002 Home Insurance Average Premiums

Local 70002 homeowners insurance quotes comparison

$1209 /yr.

Shows Zip Code: 70002 lowest rates with discounts applied on average.

For the 70002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1209 /yr.
Average Coverage:$1459 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1759 /yr.

What is the average home insurance cost for a home in 70002?

  • • The average homeowners insurance premium paid annually for a home in 70002 is around $1459 per year.

What does it cost on average per month for home insurance in 70002?

  • • Homeowners in 70002 pay a monthly average cost per month around $122.00.

What kind of discount could I get if I combine my home and auto insurance together in 70002?

  • • Autoowners in 70002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Metairie area, check out other zip codes nearby 70002.
Review average rates in another zip code:
70002 homeowners insurance rates
70001 homeowners insurance rates
70003 homeowners insurance rates
70005 homeowners insurance rates
70006 homeowners insurance rates

Home Replacement Cost Coverage in 70002

Average Building Cost Per Square Foot in 70002: $122

Location: Metairie, Louisiana (Jefferson County)

Average Square Footage in 70002: 2,780 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70002 before you start any project. Metairie homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,780 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Metairie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,780$339,100
Additional Upgrades & Added Features$1532,780$423,875
Major Home Updates or Advancements$1832,780$508,650

It's important to understand that when you estimate your replacement cost of your home in the 70002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70002

State Farm Insurance

Address: 3524 16th Street Apt C Metairie, LA 70002
Phone: (504)885-8080
Website: www.statefarm.com

State Farm Insurance Companies - Agents Offices

Address: 3524 16th Street Apt C Metairie, LA 70002
Phone: (504)885-8080
Website: www.statefarm.com

Emery & James Ltd

Address: 2618 Edenborn Ave Metairie, LA 70002
Phone: (504)454-9871
Website: www.emeryjames.com

Best Home & Auto Insurance Agencies in 70002

Allstate Insurance Companies - Sales Offices- Metairie

Address: 3510 N Causeway Blvd, #200 Metairie, LA 70002
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Emery & James Ltd

Address: 2618 Edenborn Ave Metairie, LA 70002
Phone:
Website: http://www.emeryjames.com
Info:

Zimmer- Pam - State Farm Insurance Agent

Address: 3525 Hessmer Ave, #203 Metairie, LA 70002
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Spell- Anthony J

Address: 3939 N Causeway Blvd Metairie, LA 70002
Phone:
Website:
Info:

Bordlee- Anthony J

Address: 3422 Cleary Ave Metairie, LA 70002
Phone:
Website:
Info:

Housing Demographics for 70002

Population Review for 70002 Zip Code

For the city of Metairie, the population within 70002 has increased to over 21,418 residents in population size. The current population total is 19,857. We have broken down the population based on race below. In 70002, there are over 9720 in male population and 10137 females.

PopulationValues
Total Population19,857
White Population11495
Black Population2901
Hispanic Population4167
Asian Population1269
Hawaiian Population5
Indian Population99
Other Population1928
Male Population9720
Female Population10137
Population Estimate21418

Household Data for 70002

The average number of homes in 70002 is around 8,774, there are an average of 2.26 per household. The average house value according to local real estate values is around $339,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,774
Persons Per Household2.26
Average House Value$339,100
Income Per Household$64513
Median Age39.6
Median Age Male38.0
Median Age Female41.6
70002 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504
CityMetairie
City Alias NameMETAIRIE
CountyJefferson
County FIPS051
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1744
Number Of Employees24794
Business First Quarter Payroll326395
Business Annual Payroll1336794
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential9477
Delivery Business2312
Delivery Total11960
Preferred Last Line KeyY24128
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24128
Land Area3.226000
Water Area0.169000
City Alias Code
City Mixed CaseMetairie
City Alias Mixed CaseMetairie
Box Count0
SFDU5029
MFDU3969
State ANSI22
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number216051
Unique ZIP Name
SSA State County Code19250
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJefferson

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]