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Home Insurance in 70003

Our rates are very competitive for homeowners living in the 70003 zip code. Many homeowners based out of Metairie, LA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our LA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 70003 should appear in the zip code field ready to go.

70003 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Metairie area? The average homeowners premium in 70003 is very high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 70003, you can expect to pay around $1584 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 70003 Today!

Get Home Insurance Quotes in 70003

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Louisiana. Start your 70003 home insurance shopping today!

  1. Metairie, LA Home Insurance Quotes

70003 Home Insurance Average Premiums

Local 70003 homeowners insurance quotes comparison

$1334 /yr.

Shows Zip Code: 70003 lowest rates with discounts applied on average.

For the 70003, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1334 /yr.
Average Coverage:$1584 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1884 /yr.

What is the average home insurance cost for a home in 70003?

  • • The average homeowners insurance premium paid annually for a home in 70003 is around $1584 per year.

What does it cost on average per month for home insurance in 70003?

  • • Homeowners in 70003 pay a monthly average cost per month around $132.00.

What kind of discount could I get if I combine my home and auto insurance together in 70003?

  • • Autoowners in 70003 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Metairie area, check out other zip codes nearby 70003.
Review average rates in another zip code:
70006 homeowners insurance rates
70005 homeowners insurance rates
70003 homeowners insurance rates
70002 homeowners insurance rates
70001 homeowners insurance rates

Home Replacement Cost Coverage in 70003

Average Building Cost Per Square Foot in 70003: $122

Location: Metairie, Louisiana (Jefferson County)

Average Square Footage in 70003: 1,760 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70003 before you start any project. Metairie homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70003 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70003 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,760 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Metairie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,760$214,700
Additional Upgrades & Added Features$1531,760$268,375
Major Home Updates or Advancements$1831,760$322,050

It's important to understand that when you estimate your replacement cost of your home in the 70003 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70003

DURR UA Home Warranty

Address: 7809 Airline Drive Suite 304E Metairie, LA 70003
Phone: (504)737-7077
Website: www.uadurr.com

Ann Sagona Insurance Agency

Address: 2920 David Drive Metairie, LA 70003
Phone: (504)455-7711
Website:

Burghardt Insurance Agency

Address: 3008 David Drive Metairie, LA 70003
Phone: (504)455-7283
Website: www.danburghardt.com

Best Home & Auto Insurance Agencies in 70003

Tregle- Rodney William - State Farm Insurance Agent

Address: 6601 Veterans Memorial Blvd, #36 Metairie, LA 70003
Phone:
Website:
Info:

Guillot- Rodney L - State Farm Insurance Agent

Address: 6601 Veterans Memorial Blvd, #7 Metairie, LA 70003
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Brockhoff- Robert E

Address: 5500 Veterans Memorial Blvd Metairie, LA 70003
Phone:
Website:
Info:

Ann Sagona Insurance Agency

Address: 2920 David Dr Metairie, LA 70003
Phone:
Website:
Info:

Burghardt Insurance Agency - Gentilly

Address: 3008 David Dr Metairie, LA 70003
Phone:
Website: http://www.danburghardt.com
Info:

Housing Demographics for 70003

Population Review for 70003 Zip Code

For the city of Metairie, the population within 70003 has increased to over 41,355 residents in population size. The current population total is 40,068. We have broken down the population based on race below. In 70003, there are over 19228 in male population and 20840 females.

PopulationValues
Total Population40,068
White Population25696
Black Population4755
Hispanic Population7962
Asian Population1351
Hawaiian Population8
Indian Population246
Other Population3325
Male Population19228
Female Population20840
Population Estimate41355

Household Data for 70003

The average number of homes in 70003 is around 16,194, there are an average of 2.46 per household. The average house value according to local real estate values is around $214,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,194
Persons Per Household2.46
Average House Value$214,700
Income Per Household$67910
Median Age41.6
Median Age Male39.8
Median Age Female43.4
70003 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code504
CityMetairie
City Alias NameMETAIRIE
CountyJefferson
County FIPS051
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA35380
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNew Orleans-Metairie, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses609
Number Of Employees8045
Business First Quarter Payroll151855
Business Annual Payroll701873
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1167764
CBSA Division Population0
Congressional District01|02
Congressional LandArea4030.23|1268.48
Delivery Residential16811
Delivery Business763
Delivery Total18053
Preferred Last Line KeyY24128
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY24128
Land Area6.958000
Water Area0.153000
City Alias Code
City Mixed CaseMetairie
City Alias Mixed CaseMetairie
Box Count0
SFDU14760
MFDU1906
State ANSI22
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number216051
Unique ZIP Name
SSA State County Code19250
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJefferson

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]