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70663, LA Home Insurance

In the zip code of 70663, the population size is around 29,325, which consists of 11,167 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Sulphur, LA. A few years ago, a study was done and found that the average home insurance rates for Louisiana are around $1,513 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 70663 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Sulphur. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Sulphur, LA Homeowners Insurance Online Rates Today!

70663 Home Insurance Average Premiums

Local 70663 homeowners insurance quotes comparison

$1263 /yr.

Shows Zip Code: 70663 lowest rates with discounts applied on average.

For the 70663, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1263 /yr.
Average Coverage:$1513 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1813 /yr.

What is the average home insurance cost for a home in 70663?

  • • The average homeowners insurance premium paid annually for a home in 70663 is around $1513 per year.

What does it cost on average per month for home insurance in 70663?

  • • Homeowners in 70663 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 70663?

  • • Autoowners in 70663 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sulphur area, check out other zip codes nearby 70663.
Review average rates in another zip code:
70665 homeowners insurance rates
70663 homeowners insurance rates

Home Replacement Cost Coverage in 70663

Average Building Cost Per Square Foot in 70663: $122

Location: Sulphur, Louisiana (Calcasieu County)

Average Square Footage in 70663: 1,261 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70663 before you start any project. Sulphur homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70663 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70663 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,261 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sulphur area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,261$153,800
Additional Upgrades & Added Features$1531,261$192,250
Major Home Updates or Advancements$1831,261$230,700

It's important to understand that when you estimate your replacement cost of your home in the 70663 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70663

Allstate Insurance Companies - Sales Offices- Sulphur

Address: 4044 Maplewood Drive Sulphur, LA 70663
Phone: (337)625-7411
Website: www.allstate.com

Lyons Insurance Agency Inc

Address: 1625 Beglis Parkway Sulphur, LA 70663
Phone: (337)527-6336
Website: www.lyonsagency.com

Aucoin Randy Insurance

Address: 4044 Maplewood Drive Sulphur, LA 70663
Phone: (337)625-7411
Website: www.allstate.com

Allstate Insurance

Address: 4044 Maplewood Drive Sulphur, LA 70663
Phone: (337)625-7411
Website: www.allstate.com

Insurance Unlimited

Address: 1000 South Huntington Street # B Sulphur, LA 70663
Phone: (337)527-8691
Website:

Best Home & Auto Insurance Agencies in 70663

Allstate Insurance Companies - Sulphur- Sales Offices

Address: 910 1st Ave Sulphur, LA 70663
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Vincent- Carl H

Address: 815 S Huntington St Sulphur, LA 70663
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Granger- Kathryn E

Address: 942 N Beglis Pky Sulphur, LA 70663
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Lyons Insurance Agency Inc

Address: 1625 Beglis Pky Sulphur, LA 70663
Phone:
Website: http://www.lyonsagency.com
Info: Lyons Insurance - Lake Charles, Louisiana Auto, Home, Business / Commercial Insurance and Health Insurance
Lyons Insurance Provides Personal, Business / Commercial Insurance and Life / Health Insurance for the Lake Charles, Louisiana Area auto, home, Business / Commercial Insurance, Life / Health Insurance, Lake Charles, Louisiana LA, Lyons Insurance

State Farm Insurance

Address: 3701 Maplewood Dr, #2 Sulphur, LA 70663
Phone:
Website: http://www.statefarm.com/
Info:

Housing Demographics for 70663

Population Review for 70663 Zip Code

For the city of Sulphur, the population within 70663 has increased to over 31,483 residents in population size. The current population total is 29,325. We have broken down the population based on race below. In 70663, there are over 14300 in male population and 15025 females.

PopulationValues
Total Population29,325
White Population24307
Black Population2113
Hispanic Population1850
Asian Population230
Hawaiian Population9
Indian Population164
Other Population769
Male Population14300
Female Population15025
Population Estimate31483

Household Data for 70663

The average number of homes in 70663 is around 11,167, there are an average of 2.60 per household. The average house value according to local real estate values is around $153,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,167
Persons Per Household2.60
Average House Value$153,800
Income Per Household$54733
Median Age38.0
Median Age Male36.5
Median Age Female39.2
70663 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code337
CitySulphur
City Alias NameSULPHUR
CountyCalcasieu
County FIPS019
State FIPS22
Time Zone6
Day Light SavingY
MSA3960
PMSA
CSA324
CBSA29340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLake Charles, LA
MSA_NameLake Charles, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses687
Number Of Employees9684
Business First Quarter Payroll105428
Business Annual Payroll449503
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population199607
CBSA Division Population0
Congressional District03
Congressional LandArea6983.32
Delivery Residential12109
Delivery Business883
Delivery Total12923
Preferred Last Line KeyY24529
Classification Code
Multi-County
CSA NameLake Charles-DeRidder, LA
CBSA_DIV_Name
City State KeyY24529
Land Area97.776000
Water Area1.506000
City Alias Code
City Mixed CaseSulphur
City Alias Mixed CaseSulphur
Box Count0
SFDU10497
MFDU361
State ANSI22
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number218346
Unique ZIP Name
SSA State County Code19090
Medicare CBSA Code29340
Medicare CBSA NameLake Charles, LA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseCalcasieu

Louisiana Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]