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70663, LA Home Insurance
In the zip code of 70663, the population size is around 29,325, which consists of 11,167 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Sulphur, LA. A few years ago, a study was done and found that the average home insurance rates for Louisiana are around $1,513 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 70663 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Sulphur. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!
If you would like to review more information on rates within your area, please click Sulphur, LA Homeowners Insurance Online Rates Today!
70663 Home Insurance Average Premiums
For the 70663, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1263 /yr. |
Average Coverage: | $1513 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1813 /yr. |
What is the average home insurance cost for a home in 70663?
- • The average homeowners insurance premium paid annually for a home in 70663 is around $1513 per year.
What does it cost on average per month for home insurance in 70663?
- • Homeowners in 70663 pay a monthly average cost per month around $126.00.
What kind of discount could I get if I combine my home and auto insurance together in 70663?
- • Autoowners in 70663 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Sulphur area, check out other zip codes nearby 70663.
Review average rates in another zip code:
70663 homeowners insurance rates
70665 homeowners insurance rates
Home Replacement Cost Coverage in 70663
Average Building Cost Per Square Foot in 70663: $122
Location: Sulphur, Louisiana (Calcasieu County)Average Square Footage in 70663: 1,261 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70663 before you start any project. Sulphur homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70663 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70663 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,261 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sulphur area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 1,261 | $153,800 |
Additional Upgrades & Added Features | $153 | 1,261 | $192,250 |
Major Home Updates or Advancements | $183 | 1,261 | $230,700 |
It's important to understand that when you estimate your replacement cost of your home in the 70663 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70663
Allstate Insurance Companies - Sales Offices- Sulphur
Address: 4044 Maplewood Drive Sulphur, LA 70663Phone: (337)625-7411
Website: www.allstate.com
Lyons Insurance Agency Inc
Address: 1625 Beglis Parkway Sulphur, LA 70663Phone: (337)527-6336
Website: www.lyonsagency.com
Aucoin Randy Insurance
Address: 4044 Maplewood Drive Sulphur, LA 70663Phone: (337)625-7411
Website: www.allstate.com
Allstate Insurance
Address: 4044 Maplewood Drive Sulphur, LA 70663Phone: (337)625-7411
Website: www.allstate.com
Insurance Unlimited
Address: 1000 South Huntington Street # B Sulphur, LA 70663Phone: (337)527-8691
Website:
Best Home & Auto Insurance Agencies in 70663
Lyons Insurance Agency Inc
Address: 1625 Beglis Pky Sulphur, LA 70663Phone:
Website: http://www.lyonsagency.com
Info: Lyons Insurance - Lake Charles, Louisiana Auto, Home, Business / Commercial Insurance and Health Insurance
Lyons Insurance Provides Personal, Business / Commercial Insurance and Life / Health Insurance for the Lake Charles, Louisiana Area auto, home, Business / Commercial Insurance, Life / Health Insurance, Lake Charles, Louisiana LA, Lyons Insurance
Bobby J Nelson
Address: 4044 Maplewood Dr Sulphur, LA 70663Phone:
Website:
Info:
Kinney Insurance Agency
Address: 815 Willow Ave Sulphur, LA 70663Phone:
Website: http://www.kinneyinsuranceagency.com
Info:
State Farm Insurance
Address: 3701 Maplewood Dr, #2 Sulphur, LA 70663Phone:
Website: http://www.statefarm.com/
Info:
Chris Duncan Agency Inc of Sulphur
Address: 4032 Maplewood Dr Sulphur, LA 70663Phone:
Website:
Info:
Housing Demographics for 70663
Population Review for 70663 Zip Code
For the city of Sulphur, the population within 70663 has increased to over 31,483 residents in population size. The current population total is 29,325. We have broken down the population based on race below. In 70663, there are over 14300 in male population and 15025 females.
Population | Values |
---|---|
Total Population | 29,325 |
White Population | 24307 |
Black Population | 2113 |
Hispanic Population | 1850 |
Asian Population | 230 |
Hawaiian Population | 9 |
Indian Population | 164 |
Other Population | 769 |
Male Population | 14300 |
Female Population | 15025 |
Population Estimate | 31483 |
Household Data for 70663
The average number of homes in 70663 is around 11,167, there are an average of 2.60 per household. The average house value according to local real estate values is around $153,800. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 11,167 |
Persons Per Household | 2.60 |
Average House Value | $153,800 |
Income Per Household | $54733 |
Median Age | 38.0 |
Median Age Male | 36.5 |
Median Age Female | 39.2 |
70663 Details | Values |
---|---|
State | LA |
State Full Name | Louisiana |
City Type | P |
City Alias Abbreviation | |
Area Code | 337 |
City | Sulphur |
City Alias Name | SULPHUR |
County | Calcasieu |
County FIPS | 019 |
State FIPS | 22 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 3960 |
PMSA | |
CSA | 324 |
CBSA | 29340 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Lake Charles, LA |
MSA_Name | Lake Charles, LA MSA |
PMSA_Name | |
Region | South |
Division | West South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 687 |
Number Of Employees | 9684 |
Business First Quarter Payroll | 105428 |
Business Annual Payroll | 449503 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 199607 |
CBSA Division Population | 0 |
Congressional District | 03 |
Congressional LandArea | 6983.32 |
Delivery Residential | 12109 |
Delivery Business | 883 |
Delivery Total | 12923 |
Preferred Last Line Key | Y24529 |
Classification Code | |
Multi-County | |
CSA Name | Lake Charles-DeRidder, LA |
CBSA_DIV_Name | |
City State Key | Y24529 |
Land Area | 97.776000 |
Water Area | 1.506000 |
City Alias Code | |
City Mixed Case | Sulphur |
City Alias Mixed Case | Sulphur |
Box Count | 0 |
SFDU | 10497 |
MFDU | 361 |
State ANSI | 22 |
County ANSI | 019 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 218346 |
Unique ZIP Name | |
SSA State County Code | 19090 |
Medicare CBSA Code | 29340 |
Medicare CBSA Name | Lake Charles, LA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 4 |
County Mixed Case | Calcasieu |
Louisiana Homeowners Insurance News & Information
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]