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70665, LA Homeowners Insurance Rates

With a population size of 12,532 and with 4,685 occupied homes in the 70665 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Sulphur, LA are around $1,500 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Sulphur, Louisiana. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Louisiana home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Sulphur, LA.

For Louisiana home insurance information, including average Sulphur home insurance rates, coverage options or the different homeowners insurance types, please select Sulphur, LA Home Insurance Quotes Now!

70665 Home Insurance Average Premiums

Local 70665 homeowners insurance quotes comparison

$1250 /yr.

Shows Zip Code: 70665 lowest rates with discounts applied on average.

For the 70665, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1250 /yr.
Average Coverage:$1500 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1800 /yr.

What is the average home insurance cost for a home in 70665?

  • • The average homeowners insurance premium paid annually for a home in 70665 is around $1500 per year.

What does it cost on average per month for home insurance in 70665?

  • • Homeowners in 70665 pay a monthly average cost per month around $125.00.

What kind of discount could I get if I combine my home and auto insurance together in 70665?

  • • Autoowners in 70665 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sulphur area, check out other zip codes nearby 70665.
Review average rates in another zip code:
70665 homeowners insurance rates
70663 homeowners insurance rates

Home Replacement Cost Coverage in 70665

Average Building Cost Per Square Foot in 70665: $122

Location: Sulphur, Louisiana (Calcasieu County)

Average Square Footage in 70665: 1,429 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70665 before you start any project. Sulphur homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70665 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70665 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,429 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sulphur area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,429$174,300
Additional Upgrades & Added Features$1531,429$217,875
Major Home Updates or Advancements$1831,429$261,450

It's important to understand that when you estimate your replacement cost of your home in the 70665 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70665

Best Home & Auto Insurance Agencies in 70665

Housing Demographics for 70665

Population Review for 70665 Zip Code

For the city of Sulphur, the population within 70665 has increased to over 14,300 residents in population size. The current population total is 12,532. We have broken down the population based on race below. In 70665, there are over 6294 in male population and 6238 females.

PopulationValues
Total Population12,532
White Population10904
Black Population534
Hispanic Population603
Asian Population248
Hawaiian Population8
Indian Population71
Other Population210
Male Population6294
Female Population6238
Population Estimate14300

Household Data for 70665

The average number of homes in 70665 is around 4,685, there are an average of 2.67 per household. The average house value according to local real estate values is around $174,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,685
Persons Per Household2.67
Average House Value$174,300
Income Per Household$79068
Median Age37.8
Median Age Male37.4
Median Age Female38.0
70665 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code337
CitySulphur
City Alias NameSULPHUR
CountyCalcasieu
County FIPS019
State FIPS22
Time Zone6
Day Light SavingY
MSA3960
PMSA
CSA324
CBSA29340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLake Charles, LA
MSA_NameLake Charles, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses231
Number Of Employees4655
Business First Quarter Payroll81425
Business Annual Payroll345603
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population199607
CBSA Division Population0
Congressional District03
Congressional LandArea6983.32
Delivery Residential5356
Delivery Business321
Delivery Total5663
Preferred Last Line KeyY24529
Classification Code
Multi-County
CSA NameLake Charles-DeRidder, LA
CBSA_DIV_Name
City State KeyY24529
Land Area153.041000
Water Area5.529000
City Alias Code
City Mixed CaseSulphur
City Alias Mixed CaseSulphur
Box Count0
SFDU4185
MFDU564
State ANSI22
County ANSI019
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number218346
Unique ZIP Name
SSA State County Code19090
Medicare CBSA Code29340
Medicare CBSA NameLake Charles, LA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseCalcasieu

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]