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If you live in the 70806 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Baton Rouge have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our LA licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 70806 and then compare quotes from a variety of nationwide insurance companies.

70806 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 70806 the average premium for homeowners coverage is $1483 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 70806. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 70806 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Baton Rouge, LA home insurance quotes in your area.

70806 Home Insurance Average Premiums

Local 70806 homeowners insurance quotes comparison

$1233 /yr.

Shows Zip Code: 70806 lowest rates with discounts applied on average.

For the 70806, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1233 /yr.
Average Coverage:$1483 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1783 /yr.

What is the average home insurance cost for a home in 70806?

  • • The average homeowners insurance premium paid annually for a home in 70806 is around $1483 per year.

What does it cost on average per month for home insurance in 70806?

  • • Homeowners in 70806 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 70806?

  • • Autoowners in 70806 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baton Rouge area, check out other zip codes nearby 70806.
Review average rates in another zip code:
70819 homeowners insurance rates
70817 homeowners insurance rates
70814 homeowners insurance rates
70810 homeowners insurance rates
70815 homeowners insurance rates
70818 homeowners insurance rates
70802 homeowners insurance rates
70820 homeowners insurance rates
70812 homeowners insurance rates
70805 homeowners insurance rates

Home Replacement Cost Coverage in 70806

Average Building Cost Per Square Foot in 70806: $122

Location: Baton Rouge, Louisiana (East Baton Rouge County)

Average Square Footage in 70806: 2,198 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70806 before you start any project. Baton Rouge homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70806 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70806 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,198 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baton Rouge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,198$268,100
Additional Upgrades & Added Features$1532,198$335,125
Major Home Updates or Advancements$1832,198$402,150

It's important to understand that when you estimate your replacement cost of your home in the 70806 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70806

Insurance Network of Louisiana Inc

Address: 8345 Florida Boulevard Baton Rouge, LA 70806
Phone: (225)201-0997
Website: www.lainsurance.net

Fourrier Andre Insurance

Address: 4275 Government Street Baton Rouge, LA 70806
Phone: (225)383-0682
Website: www.fourrieragency.com

Hibernia Insurance Agency Llc

Address: 411 Colonial Dr Baton Rouge, LA 70806
Phone: (504)926-7712
Website:

Best Home & Auto Insurance Agencies in 70806

Starr Insurance Agency

Address: 8312 Florida Blvd Baton Rouge, LA 70806
Phone:
Website:
Info:

Mehrotra- Rahul K

Address: 8149 Florida Blvd Baton Rouge, LA 70806
Phone:
Website:
Info:

A Ace Insurance Agency Inc

Address: 5050 Government St Baton Rouge, LA 70806
Phone:
Website: http://www.aaceinsurance.com
Info:

Mckey- Phillip R

Address: 6915 Jefferson Hwy Baton Rouge, LA 70806
Phone:
Website:
Info:

Dimattia Insurance Agency

Address: 7525 Florida Blvd Baton Rouge, LA 70806
Phone:
Website:
Info:

Housing Demographics for 70806

Population Review for 70806 Zip Code

For the city of Baton Rouge, the population within 70806 has increased to over 30,806 residents in population size. The current population total is 27,898. We have broken down the population based on race below. In 70806, there are over 13143 in male population and 14755 females.

PopulationValues
Total Population27,898
White Population12522
Black Population12882
Hispanic Population1600
Asian Population329
Hawaiian Population9
Indian Population96
Other Population812
Male Population13143
Female Population14755
Population Estimate30806

Household Data for 70806

The average number of homes in 70806 is around 12,780, there are an average of 2.13 per household. The average house value according to local real estate values is around $268,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,780
Persons Per Household2.13
Average House Value$268,100
Income Per Household$47591
Median Age37.2
Median Age Male36.1
Median Age Female38.1
70806 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code225
CityBaton Rouge
City Alias NameBATON ROUGE
CountyEast Baton Rouge
County FIPS033
State FIPS22
Time Zone6
Day Light SavingY
MSA0760
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_NameBaton Rouge, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1248
Number Of Employees18624
Business First Quarter Payroll219473
Business Annual Payroll925470
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District02|06
Congressional LandArea1268.48|4033.89
Delivery Residential14463
Delivery Business2071
Delivery Total16691
Preferred Last Line KeyY23370
Classification Code
Multi-County
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY23370
Land Area8.912000
Water Area0.000000
City Alias Code
City Mixed CaseBaton Rouge
City Alias Mixed CaseBaton Rouge
Box Count0
SFDU7682
MFDU5230
State ANSI22
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number210624
Unique ZIP Name
SSA State County Code19160
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseEast Baton Rouge

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]