Quickly Revew Homeowners Insurance in 70809

If you own a home in Baton Rouge, LA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 70809 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Louisiana licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 70809 and start comparing rates now.

70809 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 70809 is $1483 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 70809 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Baton Rouge, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

70809 Home Insurance Average Premiums

Local 70809 homeowners insurance quotes comparison

$1233 /yr.

Shows Zip Code: 70809 lowest rates with discounts applied on average.

For the 70809, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$1233 /yr.
Average Coverage:	$1483 /yr.
2600 sq. ft. or higher (all discounts applied)	$1783 /yr.

What is the average home insurance cost for a home in 70809?

• The average homeowners insurance premium paid annually for a home in 70809 is around $1483 per year.

What does it cost on average per month for home insurance in 70809?

• Homeowners in 70809 pay a monthly average cost per month around $124.00.

What kind of discount could I get if I combine my home and auto insurance together in 70809?

• Autoowners in 70809 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baton Rouge area, check out other zip codes nearby 70809.
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Home Replacement Cost Coverage in 70809

Average Building Cost Per Square Foot in 70809: $122

Location: Baton Rouge, Louisiana (East Baton Rouge County)

Average Square Footage in 70809: 2,197 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70809 before you start any project. Baton Rouge homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70809 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70809 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,197 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baton Rouge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$122	2,197	$268,000
Additional Upgrades & Added Features	$153	2,197	$335,000
Major Home Updates or Advancements	$183	2,197	$402,000

Calculate Your Dwelling Coverage in 70809

It's important to understand that when you estimate your replacement cost of your home in the 70809 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 70809

State Farm

Address: 8044 Jefferson Hwy Baton Rouge, LA 70809
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Blue Cross & Blue Shield of Louisiana

Address: 5525 Reitz Ave Baton Rouge, LA 70809
Phone:
Website:
Info:

Albert Salzer

Address: 10126 Jefferson Hwy Baton Rouge, LA 70809
Phone:
Website:
Info:

Usagencies Direct Insurance

Address: 6765 Siegen Ln, #D Baton Rouge, LA 70809
Phone:
Website: http://www.usagencies.com/
Info:

LETT Insurance Agency Inc

Address: 9844 Jefferson Hwy Baton Rouge, LA 70809
Phone:
Website:
Info:

Housing Demographics for 70809

Population Review for 70809 Zip Code

For the city of Baton Rouge, the population within 70809 has increased to over 27,813 residents in population size. The current population total is 25,302. We have broken down the population based on race below. In 70809, there are over 11869 in male population and 13433 females.

Population	Values
Total Population	25,302
White Population	17016
Black Population	4798
Hispanic Population	1723
Asian Population	1209
Hawaiian Population	4
Indian Population	54
Other Population	617
Male Population	11869
Female Population	13433
Population Estimate	27813

Household Data for 70809

The average number of homes in 70809 is around 11,864, there are an average of 2.09 per household. The average house value according to local real estate values is around $268,000. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	11,864
Persons Per Household	2.09
Average House Value	$268,000
Income Per Household	$73782
Median Age	39.7
Median Age Male	37.7
Median Age Female	41.8

70809 Details	Values
State	LA
State Full Name	Louisiana
City Type	P
City Alias Abbreviation
Area Code	225
City	Baton Rouge
City Alias Name	BATON ROUGE
County	East Baton Rouge
County FIPS	033
State FIPS	22
Time Zone	6
Day Light Saving	Y
MSA	0760
PMSA
CSA	132
CBSA	12940
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Baton Rouge, LA
MSA_Name	Baton Rouge, LA MSA
PMSA_Name
Region	South
Division	West South Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	2043
Number Of Employees	65511
Business First Quarter Payroll	961959
Business Annual Payroll	4046250
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	802484
CBSA Division Population	0
Congressional District	06
Congressional LandArea	4033.89
Delivery Residential	13308
Delivery Business	2491
Delivery Total	16364
Preferred Last Line Key	Y23370
Classification Code
Multi-County
CSA Name	Baton Rouge-Hammond, LA
CBSA_DIV_Name
City State Key	Y23370
Land Area	14.384000
Water Area	0.000000
City Alias Code
City Mixed Case	Baton Rouge
City Alias Mixed Case	Baton Rouge
Box Count	0
SFDU	6300
MFDU	5059
State ANSI	22
County ANSI	033
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	210624
Unique ZIP Name
SSA State County Code	19160
Medicare CBSA Code	12940
Medicare CBSA Name	Baton Rouge, LA
Medicare CBSA Type	Metro
Market Rating Area ID	5
County Mixed Case	East Baton Rouge

Louisiana Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

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