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Searching for Homeowners Insurance in 70810
If you are a homeowners that lives in 70810 you may be searching for more affordable homeowners insurance in Baton Rouge. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.
GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Baton Rouge, LA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.
Our Louisiana licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.
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Get 70810 Home Insurance Rate Quotes Right Now!
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Baton Rouge, LA home insurance quotes in your local city and review the most competitive coverages and premiums.
Check Out 70810 Home Insurance Costs: very high!
In Baton Rouge, homeowners are paying roughly $1546 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 70810 zip code.
Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Baton Rouge are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.
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70810 Home Insurance Average Premiums
For the 70810, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1296 /yr. |
Average Coverage: | $1546 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1846 /yr. |
What is the average home insurance cost for a home in 70810?
- • The average homeowners insurance premium paid annually for a home in 70810 is around $1546 per year.
What does it cost on average per month for home insurance in 70810?
- • Homeowners in 70810 pay a monthly average cost per month around $129.00.
What kind of discount could I get if I combine my home and auto insurance together in 70810?
- • Autoowners in 70810 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Baton Rouge area, check out other zip codes nearby 70810.
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Home Replacement Cost Coverage in 70810
Average Building Cost Per Square Foot in 70810: $122
Location: Baton Rouge, Louisiana (East Baton Rouge County)Average Square Footage in 70810: 2,577 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 70810 before you start any project. Baton Rouge homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70810 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 70810 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,577 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baton Rouge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 2,577 | $314,400 |
Additional Upgrades & Added Features | $153 | 2,577 | $393,000 |
Major Home Updates or Advancements | $183 | 2,577 | $471,600 |
It's important to understand that when you estimate your replacement cost of your home in the 70810 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 70810
Allstate Insurance Companies - Sales Offices- Port Allen
Address: 423 Court Street Baton Rouge, LA 70810Phone: (225)344-2816
Website: www.allstate.com
Allstate Insurance - Ron Desormeaux
Address: 17732 Highland Rd Suite C Baton Rouge, LA 70810Phone: (225)751-7077
Website:
Best Home & Auto Insurance Agencies in 70810
Debbie Whitlock-Kennedy
Address: 11017 Perkins Rd Baton Rouge, LA 70810Phone:
Website:
Info:
State Farm Bank
Address: 13894 Perkins Rd Baton Rouge, LA 70810Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Tessier- Janelle D
Address: 11930 Perkins Rd Baton Rouge, LA 70810Phone:
Website:
Info:
Allstate Insurance Companies - Sales Offices- Port Allen
Address: 423 Court St Baton Rouge, LA 70810Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Allstate Insurance - Ron Desormeaux
Address: 17732 Highland Rd Baton Rouge, LA 70810Phone:
Website:
Info:
Housing Demographics for 70810
Population Review for 70810 Zip Code
For the city of Baton Rouge, the population within 70810 has increased to over 47,207 residents in population size. The current population total is 42,472. We have broken down the population based on race below. In 70810, there are over 20265 in male population and 22207 females.
Population | Values |
---|---|
Total Population | 42,472 |
White Population | 23695 |
Black Population | 12046 |
Hispanic Population | 3662 |
Asian Population | 2255 |
Hawaiian Population | 2 |
Indian Population | 131 |
Other Population | 1517 |
Male Population | 20265 |
Female Population | 22207 |
Population Estimate | 47207 |
Household Data for 70810
The average number of homes in 70810 is around 17,511, there are an average of 2.41 per household. The average house value according to local real estate values is around $314,400. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 17,511 |
Persons Per Household | 2.41 |
Average House Value | $314,400 |
Income Per Household | $90770 |
Median Age | 38.3 |
Median Age Male | 36.9 |
Median Age Female | 39.7 |
70810 Details | Values |
---|---|
State | LA |
State Full Name | Louisiana |
City Type | P |
City Alias Abbreviation | |
Area Code | 225 |
City | Baton Rouge |
City Alias Name | BATON ROUGE |
County | East Baton Rouge |
County FIPS | 033 |
State FIPS | 22 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 0760 |
PMSA | |
CSA | 132 |
CBSA | 12940 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Baton Rouge, LA |
MSA_Name | Baton Rouge, LA MSA |
PMSA_Name | |
Region | South |
Division | West South Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1262 |
Number Of Employees | 17068 |
Business First Quarter Payroll | 215956 |
Business Annual Payroll | 955931 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 802484 |
CBSA Division Population | 0 |
Congressional District | 06 |
Congressional LandArea | 4033.89 |
Delivery Residential | 19588 |
Delivery Business | 1131 |
Delivery Total | 22536 |
Preferred Last Line Key | Y23370 |
Classification Code | |
Multi-County | |
CSA Name | Baton Rouge-Hammond, LA |
CBSA_DIV_Name | |
City State Key | Y23370 |
Land Area | 26.205000 |
Water Area | 0.071000 |
City Alias Code | |
City Mixed Case | Baton Rouge |
City Alias Mixed Case | Baton Rouge |
Box Count | 0 |
SFDU | 13094 |
MFDU | 2944 |
State ANSI | 22 |
County ANSI | 033 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 210624 |
Unique ZIP Name | |
SSA State County Code | 19160 |
Medicare CBSA Code | 12940 |
Medicare CBSA Name | Baton Rouge, LA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 5 |
County Mixed Case | East Baton Rouge |
Louisiana Homeowners Insurance News & Information
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]
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Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025
Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]
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Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024
Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies. Here are some common exclusions that could leave you […]