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Searching for Homeowners Insurance in 70810

If you are a homeowners that lives in 70810 you may be searching for more affordable homeowners insurance in Baton Rouge. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Baton Rouge, LA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Louisiana licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 70810 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Baton Rouge, LA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 70810 Home Insurance Costs: very high!

In Baton Rouge, homeowners are paying roughly $1546 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 70810 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Baton Rouge are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 70810 policy right now!

70810 Home Insurance Average Premiums

Local 70810 homeowners insurance quotes comparison

$1296 /yr.

Shows Zip Code: 70810 lowest rates with discounts applied on average.

For the 70810, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1296 /yr.
Average Coverage:$1546 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1846 /yr.

What is the average home insurance cost for a home in 70810?

  • • The average homeowners insurance premium paid annually for a home in 70810 is around $1546 per year.

What does it cost on average per month for home insurance in 70810?

  • • Homeowners in 70810 pay a monthly average cost per month around $129.00.

What kind of discount could I get if I combine my home and auto insurance together in 70810?

  • • Autoowners in 70810 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Baton Rouge area, check out other zip codes nearby 70810.
Review average rates in another zip code:
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70809 homeowners insurance rates

Home Replacement Cost Coverage in 70810

Average Building Cost Per Square Foot in 70810: $122

Location: Baton Rouge, Louisiana (East Baton Rouge County)

Average Square Footage in 70810: 2,577 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70810 before you start any project. Baton Rouge homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70810 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70810 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,577 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Baton Rouge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,577$314,400
Additional Upgrades & Added Features$1532,577$393,000
Major Home Updates or Advancements$1832,577$471,600

It's important to understand that when you estimate your replacement cost of your home in the 70810 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70810

Allstate Insurance - Ron Desormeaux

Address: 17732 Highland Rd Suite C Baton Rouge, LA 70810
Phone: (225)751-7077
Website:

Allstate Insurance Companies - Sales Offices- Port Allen

Address: 423 Court Street Baton Rouge, LA 70810
Phone: (225)344-2816
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 70810

Allstate Insurance Company - Johnnie J Seal

Address: 8841 Bluebonnet Blvd Baton Rouge, LA 70810
Phone:
Website: http://www.allstateagencies.com/046167?cid=OTC-YP.com-IYP&att=TL
Info:

State Farm Bank

Address: 13894 Perkins Rd Baton Rouge, LA 70810
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Kenelly Kenneth P

Address: 13234 Perkins Rd Baton Rouge, LA 70810
Phone:
Website: http://www.statefarm.com/
Info:

Allstate Insurance Companies

Address: 9270 Siegen Ln Baton Rouge, LA 70810
Phone:
Website:
Info:

Tessier- Janelle D

Address: 11930 Perkins Rd Baton Rouge, LA 70810
Phone:
Website:
Info:

Housing Demographics for 70810

Population Review for 70810 Zip Code

For the city of Baton Rouge, the population within 70810 has increased to over 47,207 residents in population size. The current population total is 42,472. We have broken down the population based on race below. In 70810, there are over 20265 in male population and 22207 females.

PopulationValues
Total Population42,472
White Population23695
Black Population12046
Hispanic Population3662
Asian Population2255
Hawaiian Population2
Indian Population131
Other Population1517
Male Population20265
Female Population22207
Population Estimate47207

Household Data for 70810

The average number of homes in 70810 is around 17,511, there are an average of 2.41 per household. The average house value according to local real estate values is around $314,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,511
Persons Per Household2.41
Average House Value$314,400
Income Per Household$90770
Median Age38.3
Median Age Male36.9
Median Age Female39.7
70810 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code225
CityBaton Rouge
City Alias NameBATON ROUGE
CountyEast Baton Rouge
County FIPS033
State FIPS22
Time Zone6
Day Light SavingY
MSA0760
PMSA
CSA132
CBSA12940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameBaton Rouge, LA
MSA_NameBaton Rouge, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1262
Number Of Employees17068
Business First Quarter Payroll215956
Business Annual Payroll955931
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population802484
CBSA Division Population0
Congressional District06
Congressional LandArea4033.89
Delivery Residential19588
Delivery Business1131
Delivery Total22536
Preferred Last Line KeyY23370
Classification Code
Multi-County
CSA NameBaton Rouge-Hammond, LA
CBSA_DIV_Name
City State KeyY23370
Land Area26.205000
Water Area0.071000
City Alias Code
City Mixed CaseBaton Rouge
City Alias Mixed CaseBaton Rouge
Box Count0
SFDU13094
MFDU2944
State ANSI22
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number210624
Unique ZIP Name
SSA State County Code19160
Medicare CBSA Code12940
Medicare CBSA NameBaton Rouge, LA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseEast Baton Rouge

Louisiana Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]