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71118 Home Insurance Rates

Getting multiple homeowners insurance rates in 71118 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Shreveport, LA. Many homeowners based out of the 71118 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Louisiana licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 71118 should appear in the zip code field ready to go. For Shreveport, LA Home Insurance Quotes, Click to easily get started!

71118 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 71118 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Shreveport. For a basic HO-3, standard homeowners policy, the average premium per year in Louisiana is around $1509. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 71118 zip code today and let us help you save time and money on your homeowners insurance premium.

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71118 Home Insurance Average Premiums

Local 71118 homeowners insurance quotes comparison

$1259 /yr.

Shows Zip Code: 71118 lowest rates with discounts applied on average.

For the 71118, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1259 /yr.
Average Coverage:$1509 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1809 /yr.

What is the average home insurance cost for a home in 71118?

  • • The average homeowners insurance premium paid annually for a home in 71118 is around $1509 per year.

What does it cost on average per month for home insurance in 71118?

  • • Homeowners in 71118 pay a monthly average cost per month around $126.00.

What kind of discount could I get if I combine my home and auto insurance together in 71118?

  • • Autoowners in 71118 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shreveport area, check out other zip codes nearby 71118.
Review average rates in another zip code:
71104 homeowners insurance rates
71101 homeowners insurance rates
71115 homeowners insurance rates
71106 homeowners insurance rates
71118 homeowners insurance rates
71129 homeowners insurance rates
71119 homeowners insurance rates
71105 homeowners insurance rates
71109 homeowners insurance rates
71107 homeowners insurance rates

Home Replacement Cost Coverage in 71118

Average Building Cost Per Square Foot in 71118: $122

Location: Shreveport, Louisiana (Caddo County)

Average Square Footage in 71118: 1,184 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 71118 before you start any project. Shreveport homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 71118 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 71118 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,184 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shreveport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,184$144,400
Additional Upgrades & Added Features$1531,184$180,500
Major Home Updates or Advancements$1831,184$216,600

It's important to understand that when you estimate your replacement cost of your home in the 71118 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 71118

Jackson Insurance Inc

Address: 739 Benton Rd Bossier City, LA 71118
Phone: (318)746-2222
Website: progressive.com

Jackson Insurance Agency Inc

Address: 9051 Mansfield Road Suite E3 Shreveport, LA 71118
Phone: (318)687-6955
Website: www.jia-ins.com

Allstate Insurance-Kraig Wood Agency

Address: 9478 Mansfield Rd Shreveport, LA 71118
Phone: (318)688-8888
Website: agent.allstate.com/02562

Best Home & Auto Insurance Agencies in 71118

Ashworth- Donald G

Address: 3026 Bert Kouns Industrial Loop Shreveport, LA 71118
Phone:
Website:
Info:

Earl Timmons Ins Agency Inc - State Farm Insurance Agent

Address: 8889 Jewella Ave Shreveport, LA 71118
Phone:
Website:
Info:

Tullos- Ben H

Address: 2886 Southland Park Dr Shreveport, LA 71118
Phone:
Website: http://www.bentullos.com
Info:

Roberts- Ted

Address: 9443 Mansfield Rd Shreveport, LA 71118
Phone:
Website:
Info:

Mottet- Robert W - State Farm Insurance Agent

Address: 680 Bert Kouns Industrial Loop Shreveport, LA 71118
Phone:
Website:
Info:

Housing Demographics for 71118

Population Review for 71118 Zip Code

For the city of Shreveport, the population within 71118 has increased to over 25,298 residents in population size. The current population total is 24,582. We have broken down the population based on race below. In 71118, there are over 11160 in male population and 13422 females.

PopulationValues
Total Population24,582
White Population9300
Black Population13580
Hispanic Population795
Asian Population255
Hawaiian Population9
Indian Population104
Other Population356
Male Population11160
Female Population13422
Population Estimate25298

Household Data for 71118

The average number of homes in 71118 is around 10,020, there are an average of 2.40 per household. The average house value according to local real estate values is around $144,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,020
Persons Per Household2.40
Average House Value$144,400
Income Per Household$50590
Median Age37.9
Median Age Male35.4
Median Age Female39.9
71118 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code318
CityShreveport
City Alias NameSHREVEPORT
CountyCaddo
County FIPS017
State FIPS22
Time Zone6
Day Light SavingY
MSA7680
PMSA
CSA508
CBSA43340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameShreveport-Bossier City, LA
MSA_NameShreveport-Bossier City, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses420
Number Of Employees4746
Business First Quarter Payroll45241
Business Annual Payroll190920
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population398604
CBSA Division Population0
Congressional District04
Congressional LandArea12435.1
Delivery Residential10541
Delivery Business650
Delivery Total12110
Preferred Last Line KeyY24454
Classification Code
Multi-County
CSA NameShreveport-Bossier City-Minden, LA
CBSA_DIV_Name
City State KeyY24454
Land Area13.074000
Water Area0.200000
City Alias Code
City Mixed CaseShreveport
City Alias Mixed CaseShreveport
Box Count0
SFDU7329
MFDU2452
State ANSI22
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number217956
Unique ZIP Name
SSA State County Code19080
Medicare CBSA Code43340
Medicare CBSA NameShreveport-Bossier City, LA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseCaddo

Louisiana Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]