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55344 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 55344? There are over 7,148 occupied homes in the 55344 area. With a population size of 15,837, it's not uncommon for residence of Eden Prairie, MN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Minnesota is around $1,112 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 55344 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Eden Prairie, MN Home Insurance Rate Quotes
55344 Home Insurance Average Premiums
For the 55344, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $862 /yr. |
Average Coverage: | $1112 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1412 /yr. |
What is the average home insurance cost for a home in 55344?
- • The average homeowners insurance premium paid annually for a home in 55344 is around $1112 per year.
What does it cost on average per month for home insurance in 55344?
- • Homeowners in 55344 pay a monthly average cost per month around $93.00.
What kind of discount could I get if I combine my home and auto insurance together in 55344?
- • Autoowners in 55344 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Eden Prairie area, check out other zip codes nearby 55344.
Review average rates in another zip code:
55347 homeowners insurance rates
55344 homeowners insurance rates
55346 homeowners insurance rates
Home Replacement Cost Coverage in 55344
Average Building Cost Per Square Foot in 55344: $188
Location: Eden Prairie, Minnesota (Hennepin County)Average Square Footage in 55344: 1,482 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 55344 before you start any project. Eden Prairie homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55344 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 55344 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,482 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eden Prairie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $188 | 1,482 | $278,700 |
Additional Upgrades & Added Features | $235 | 1,482 | $348,375 |
Major Home Updates or Advancements | $282 | 1,482 | $418,050 |
It's important to understand that when you estimate your replacement cost of your home in the 55344 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 55344
Ijb Risk Services
Address: 6551 City West Pkwy Eden Prairie, MN 55344Phone: (952)947-9710
Website:
Allstate Insurance - Rick Johnson
Address: 11800 Singletree Ln Suite 105 Eden Prairie, MN 55344Phone: (952)944-8726
Website:
Palmer & Cay Of Minnesota
Address: 6600 City West Pkwy Eden Prairie, MN 55344Phone: (612)942-5960
Website:
Allstate Insurance Sales
Address: 7901 Flying Cloud Dr #228 Eden Prairie, MN 55344Phone: (952)943-0819
Website:
GD Van Wagenen Company
Address: 6483 City West Pkwy Eden Prairie, MN 55344Phone: (952)833-9100
Website:
Best Home & Auto Insurance Agencies in 55344
Thomas Swirtz Ins Agency Inc - State Farm Insurance Agent
Address: 250 Prairie Center Dr, #280 Eden Prairie, MN 55344Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Swanson- Harlan A - State Farm Insurance Agent
Address: 11800 Singletree Ln, #130 Eden Prairie, MN 55344Phone:
Website:
Info:
Jon Fransway Insurance
Address: 16315 Terrey Pine Dr Eden Prairie, MN 55344Phone:
Website: http://www.twincities.citysearch.com/profile/46276570/eden_prairie_mn/jon_fransway_insurance.html
Info:
Allstate Insurance - Rick Johnson
Address: 11800 Singletree Ln, #105 Eden Prairie, MN 55344Phone:
Website:
Info:
Hoel- Carole A
Address: 13995 Anderson Lakes Pky Eden Prairie, MN 55344Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Housing Demographics for 55344
Population Review for 55344 Zip Code
For the city of Eden Prairie, the population within 55344 has increased to over 16,739 residents in population size. The current population total is 15,837. We have broken down the population based on race below. In 55344, there are over 7675 in male population and 8162 females.
Population | Values |
---|---|
Total Population | 15,837 |
White Population | 8604 |
Black Population | 2342 |
Hispanic Population | 977 |
Asian Population | 3339 |
Hawaiian Population | 4 |
Indian Population | 90 |
Other Population | 542 |
Male Population | 7675 |
Female Population | 8162 |
Population Estimate | 16739 |
Household Data for 55344
The average number of homes in 55344 is around 7,148, there are an average of 2.17 per household. The average house value according to local real estate values is around $278,700. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 7,148 |
Persons Per Household | 2.17 |
Average House Value | $278,700 |
Income Per Household | $80939 |
Median Age | 34.4 |
Median Age Male | 33.5 |
Median Age Female | 35.4 |
55344 Details | Values |
---|---|
State | MN |
State Full Name | Minnesota |
City Type | B |
City Alias Abbreviation | |
Area Code | 952 |
City | Eden Prairie |
City Alias Name | EDEN PRAIRIE |
County | Hennepin |
County FIPS | 053 |
State FIPS | 27 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | 5120 |
PMSA | |
CSA | 378 |
CBSA | 33460 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Minneapolis-St. Paul-Bloomington, MN-WI |
MSA_Name | Minneapolis-St. Paul, MN-WI MSA |
PMSA_Name | |
Region | Midwest |
Division | West North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1435 |
Number Of Employees | 45074 |
Business First Quarter Payroll | 1080599 |
Business Annual Payroll | 3976299 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 3279833 |
CBSA Division Population | 0 |
Congressional District | 03 |
Congressional LandArea | 527.05 |
Delivery Residential | 7714 |
Delivery Business | 1407 |
Delivery Total | 11685 |
Preferred Last Line Key | Y25191 |
Classification Code | |
Multi-County | |
CSA Name | Minneapolis-St. Paul, MN-WI |
CBSA_DIV_Name | |
City State Key | Y25191 |
Land Area | 8.860000 |
Water Area | 0.716000 |
City Alias Code | |
City Mixed Case | Eden Prairie |
City Alias Mixed Case | Eden Prairie |
Box Count | 293 |
SFDU | 707 |
MFDU | 5208 |
State ANSI | 27 |
County ANSI | 053 |
ZIP Intro | |
Alias Intro | |
Facility Code | B |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 264590 |
Unique ZIP Name | |
SSA State County Code | 24260 |
Medicare CBSA Code | 33460 |
Medicare CBSA Name | Minneapolis-St. Paul-Bloomington, MN-WI |
Medicare CBSA Type | Metro |
Market Rating Area ID | 8 |
County Mixed Case | Hennepin |
Minnesota Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
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Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]