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55344 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 55344? There are over 7,148 occupied homes in the 55344 area. With a population size of 15,837, it's not uncommon for residence of Eden Prairie, MN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Minnesota is around $1,112 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 55344 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Eden Prairie, MN Home Insurance Rate Quotes

55344 Home Insurance Average Premiums

Local 55344 homeowners insurance quotes comparison

$862 /yr.

Shows Zip Code: 55344 lowest rates with discounts applied on average.

For the 55344, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$862 /yr.
Average Coverage:$1112 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1412 /yr.

What is the average home insurance cost for a home in 55344?

  • • The average homeowners insurance premium paid annually for a home in 55344 is around $1112 per year.

What does it cost on average per month for home insurance in 55344?

  • • Homeowners in 55344 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 55344?

  • • Autoowners in 55344 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eden Prairie area, check out other zip codes nearby 55344.
Review average rates in another zip code:
55347 homeowners insurance rates
55346 homeowners insurance rates
55344 homeowners insurance rates

Home Replacement Cost Coverage in 55344

Average Building Cost Per Square Foot in 55344: $188

Location: Eden Prairie, Minnesota (Hennepin County)

Average Square Footage in 55344: 1,482 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55344 before you start any project. Eden Prairie homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55344 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55344 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,482 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eden Prairie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,482$278,700
Additional Upgrades & Added Features$2351,482$348,375
Major Home Updates or Advancements$2821,482$418,050

It's important to understand that when you estimate your replacement cost of your home in the 55344 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55344

Allstate Insurance - Rick Johnson

Address: 11800 Singletree Ln Suite 105 Eden Prairie, MN 55344
Phone: (952)944-8726
Website:

Ijb Risk Services

Address: 6551 City West Pkwy Eden Prairie, MN 55344
Phone: (952)947-9710
Website:

GD Van Wagenen Company

Address: 6483 City West Pkwy Eden Prairie, MN 55344
Phone: (952)833-9100
Website:

Palmer & Cay Of Minnesota

Address: 6600 City West Pkwy Eden Prairie, MN 55344
Phone: (612)942-5960
Website:

Allstate Insurance Sales

Address: 7901 Flying Cloud Dr #228 Eden Prairie, MN 55344
Phone: (952)943-0819
Website:

Best Home & Auto Insurance Agencies in 55344

Ijb Risk Services

Address: 6551 City West Pky Eden Prairie, MN 55344
Phone:
Website:
Info:

Dolder Insurance Agency Inc - State Farm Insurance Agent

Address: 8260 Commonwealth Dr Eden Prairie, MN 55344
Phone:
Website:
Info:

Allstate Insurance Companies - Claim Office- Eden Prairie

Address: 965 Prairie Center Dr Eden Prairie, MN 55344
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance Companies

Address: 11800 Singletree Ln Eden Prairie, MN 55344
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

GD Van Wagenen Company

Address: 6483 City West Pky Eden Prairie, MN 55344
Phone:
Website:
Info:

Housing Demographics for 55344

Population Review for 55344 Zip Code

For the city of Eden Prairie, the population within 55344 has increased to over 16,739 residents in population size. The current population total is 15,837. We have broken down the population based on race below. In 55344, there are over 7675 in male population and 8162 females.

PopulationValues
Total Population15,837
White Population8604
Black Population2342
Hispanic Population977
Asian Population3339
Hawaiian Population4
Indian Population90
Other Population542
Male Population7675
Female Population8162
Population Estimate16739

Household Data for 55344

The average number of homes in 55344 is around 7,148, there are an average of 2.17 per household. The average house value according to local real estate values is around $278,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,148
Persons Per Household2.17
Average House Value$278,700
Income Per Household$80939
Median Age34.4
Median Age Male33.5
Median Age Female35.4
55344 DetailsValues
StateMN
State Full NameMinnesota
City TypeB
City Alias Abbreviation
Area Code952
CityEden Prairie
City Alias NameEDEN PRAIRIE
CountyHennepin
County FIPS053
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1435
Number Of Employees45074
Business First Quarter Payroll1080599
Business Annual Payroll3976299
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District03
Congressional LandArea527.05
Delivery Residential7714
Delivery Business1407
Delivery Total11685
Preferred Last Line KeyY25191
Classification Code
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY25191
Land Area8.860000
Water Area0.716000
City Alias Code
City Mixed CaseEden Prairie
City Alias Mixed CaseEden Prairie
Box Count293
SFDU707
MFDU5208
State ANSI27
County ANSI053
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number264590
Unique ZIP Name
SSA State County Code24260
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseHennepin

Minnesota Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]