Get multiple home insurance quotes in 55346. Our licensed 55346, MN agents are ready to serve you.

55346 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 55346 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Eden Prairie, MN. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 55346 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Minnesota, like average Eden Prairie homeowners insurance rates, coverage options or home insurance types, please select Eden Prairie, MN Home Insurance Rates Online!

55346 Home Insurance Average Premiums

Local 55346 homeowners insurance quotes comparison

$934 /yr.

Shows Zip Code: 55346 lowest rates with discounts applied on average.

For the 55346, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$934 /yr.
Average Coverage:$1184 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1484 /yr.

What is the average home insurance cost for a home in 55346?

  • • The average homeowners insurance premium paid annually for a home in 55346 is around $1184 per year.

What does it cost on average per month for home insurance in 55346?

  • • Homeowners in 55346 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 55346?

  • • Autoowners in 55346 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Eden Prairie area, check out other zip codes nearby 55346.
Review average rates in another zip code:
55344 homeowners insurance rates
55347 homeowners insurance rates
55346 homeowners insurance rates

Home Replacement Cost Coverage in 55346

Average Building Cost Per Square Foot in 55346: $188

Location: Eden Prairie, Minnesota (Hennepin County)

Average Square Footage in 55346: 1,973 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55346 before you start any project. Eden Prairie homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55346 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55346 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,973 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Eden Prairie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,973$371,000
Additional Upgrades & Added Features$2351,973$463,750
Major Home Updates or Advancements$2821,973$556,500

It's important to understand that when you estimate your replacement cost of your home in the 55346 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55346

Best Home & Auto Insurance Agencies in 55346

Associated Insurance Agents Inc.

Address: 7215 Sunshine Dr Eden Prairie, MN 55346
Phone:
Website:
Info:

Housing Demographics for 55346

Population Review for 55346 Zip Code

For the city of Eden Prairie, the population within 55346 has increased to over 17,647 residents in population size. The current population total is 17,139. We have broken down the population based on race below. In 55346, there are over 8368 in male population and 8771 females.

PopulationValues
Total Population17,139
White Population13440
Black Population1140
Hispanic Population678
Asian Population1128
Hawaiian Population13
Indian Population39
Other Population238
Male Population8368
Female Population8771
Population Estimate17647

Household Data for 55346

The average number of homes in 55346 is around 6,396, there are an average of 2.68 per household. The average house value according to local real estate values is around $371,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,396
Persons Per Household2.68
Average House Value$371,000
Income Per Household$123596
Median Age40.9
Median Age Male40.0
Median Age Female41.8
55346 DetailsValues
StateMN
State Full NameMinnesota
City TypeB
City Alias Abbreviation
Area Code952
CityEden Prairie
City Alias NameEDEN PRAIRIE
CountyHennepin
County FIPS053
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses345
Number Of Employees2306
Business First Quarter Payroll38691
Business Annual Payroll157358
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District03
Congressional LandArea527.05
Delivery Residential6585
Delivery Business138
Delivery Total7686
Preferred Last Line KeyY25191
Classification Code
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY25191
Land Area6.762000
Water Area0.235000
City Alias Code
City Mixed CaseEden Prairie
City Alias Mixed CaseEden Prairie
Box Count0
SFDU3979
MFDU334
State ANSI27
County ANSI053
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number264590
Unique ZIP Name
SSA State County Code24260
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseHennepin

Minnesota Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]