Get multiple home insurance quotes in 89011. Our licensed 89011, NV agents are ready to serve you.

89011 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 89011 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Henderson, NV. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 89011 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Nevada, like average Henderson homeowners insurance rates, coverage options or home insurance types, please select Henderson, NV Home Insurance Rates Online!

89011 Home Insurance Average Premiums

Local 89011 homeowners insurance quotes comparison

$324 /yr.

Shows Zip Code: 89011 lowest rates with discounts applied on average.

For the 89011, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$324 /yr.
Average Coverage:$574 /yr.
2600 sq. ft. or higher
(all discounts applied)
$874 /yr.

What is the average home insurance cost for a home in 89011?

  • • The average homeowners insurance premium paid annually for a home in 89011 is around $574 per year.

What does it cost on average per month for home insurance in 89011?

  • • Homeowners in 89011 pay a monthly average cost per month around $48.00.

What kind of discount could I get if I combine my home and auto insurance together in 89011?

  • • Autoowners in 89011 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Henderson area, check out other zip codes nearby 89011.
Review average rates in another zip code:
89052 homeowners insurance rates
89074 homeowners insurance rates
89015 homeowners insurance rates
89044 homeowners insurance rates
89012 homeowners insurance rates
89002 homeowners insurance rates
89011 homeowners insurance rates
89014 homeowners insurance rates

Home Replacement Cost Coverage in 89011

Average Building Cost Per Square Foot in 89011: $177

Location: Henderson, Nevada (Clark County)

Average Square Footage in 89011: 1,914 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89011 before you start any project. Henderson homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89011 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89011 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,914 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Henderson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,914$338,700
Additional Upgrades & Added Features$2211,914$423,375
Major Home Updates or Advancements$2661,914$508,050

It's important to understand that when you estimate your replacement cost of your home in the 89011 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89011

Best Home & Auto Insurance Agencies in 89011

ARS Collision Center

Address: 249 Elliott Rd Henderson, NV 89011
Phone:
Website:
Info:

Housing Demographics for 89011

Population Review for 89011 Zip Code

For the city of Henderson, the population within 89011 has increased to over 44,447 residents in population size. The current population total is 34,456. We have broken down the population based on race below. In 89011, there are over 17011 in male population and 17445 females.

PopulationValues
Total Population34,456
White Population18585
Black Population3430
Hispanic Population8023
Asian Population3723
Hawaiian Population303
Indian Population295
Other Population3115
Male Population17011
Female Population17445
Population Estimate44447

Household Data for 89011

The average number of homes in 89011 is around 13,568, there are an average of 2.54 per household. The average house value according to local real estate values is around $338,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,568
Persons Per Household2.54
Average House Value$338,700
Income Per Household$81736
Median Age40.1
Median Age Male39.7
Median Age Female40.5
89011 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code702
CityHenderson
City Alias NameHENDERSON
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses645
Number Of Employees11851
Business First Quarter Payroll146413
Business Annual Payroll623707
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District01|04
Congressional LandArea104.5|50997.97
Delivery Residential17499
Delivery Business700
Delivery Total17782
Preferred Last Line KeyZ14441
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14441
Land Area16.504000
Water Area0.491000
City Alias Code
City Mixed CaseHenderson
City Alias Mixed CaseHenderson
Box Count0
SFDU2018
MFDU2392
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number314080
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]