89052 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 89052? There are over 25,024 occupied homes in the 89052 area. With a population size of 59,987, it's not uncommon for residence of Henderson, NV to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Nevada is around $565 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 89052 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Henderson, NV Home Insurance Rate Quotes

89052 Home Insurance Average Premiums

Local 89052 homeowners insurance quotes comparison

$315 /yr.

Shows Zip Code: 89052 lowest rates with discounts applied on average.

For the 89052, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$315 /yr.
Average Coverage:	$565 /yr.
2600 sq. ft. or higher (all discounts applied)	$865 /yr.

What is the average home insurance cost for a home in 89052?

• The average homeowners insurance premium paid annually for a home in 89052 is around $565 per year.

What does it cost on average per month for home insurance in 89052?

• Homeowners in 89052 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 89052?

• Autoowners in 89052 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Henderson area, check out other zip codes nearby 89052.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 89052

Average Building Cost Per Square Foot in 89052: $177

Location: Henderson, Nevada (Clark County)

Average Square Footage in 89052: 2,511 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89052 before you start any project. Henderson homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89052 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89052 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,511 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Henderson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$177	2,511	$444,500
Additional Upgrades & Added Features	$221	2,511	$555,625
Major Home Updates or Advancements	$266	2,511	$666,750

Calculate Your Dwelling Coverage in 89052

It's important to understand that when you estimate your replacement cost of your home in the 89052 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 89052

Allstate Insurance - Michael Scheeler

Address: 10120 S Eastern Ave-234 Henderson, NV 89052
Phone:
Website: http://www.allstateagencies.com/051134/Welcome
Info:

Randy Wilcox Ins Agcy Inc

Address: 11241 S Eastern Ave Henderson, NV 89052
Phone:
Website: http://www.randygwilcox.com
Info:

Allstate Insurance - Eric Richard Zimmerman

Address: 2505 Anthem Village Dr Henderson, NV 89052
Phone:
Website:
Info:

Amber Aiello Ins Agcy Inc - State Farm Insurance Agent

Address: 11241 S Eastern Ave, #2 Henderson, NV 89052
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Vicki Barendregt - Allstate Agent

Address: 2230 W Horizon Ridge Pkwy-100 Henderson, NV 89052
Phone:
Website: http://www.allstateagencies.com/VBarendregt/Welcome/
Info:

Housing Demographics for 89052

Population Review for 89052 Zip Code

For the city of Henderson, the population within 89052 has increased to over 66,837 residents in population size. The current population total is 59,987. We have broken down the population based on race below. In 89052, there are over 29195 in male population and 30792 females.

Population	Values
Total Population	59,987
White Population	37266
Black Population	3408
Hispanic Population	8240
Asian Population	8615
Hawaiian Population	501
Indian Population	287
Other Population	2559
Male Population	29195
Female Population	30792
Population Estimate	66837

Household Data for 89052

The average number of homes in 89052 is around 25,024, there are an average of 2.40 per household. The average house value according to local real estate values is around $444,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	25,024
Persons Per Household	2.40
Average House Value	$444,500
Income Per Household	$90064
Median Age	45.8
Median Age Male	44.9
Median Age Female	46.5

89052 Details	Values
State	NV
State Full Name	Nevada
City Type	P
City Alias Abbreviation
Area Code	702
City	Henderson
City Alias Name	HENDERSON
County	Clark
County FIPS	003
State FIPS	32
Time Zone	8
Day Light Saving	Y
MSA	4120
PMSA
CSA	332
CBSA	29820
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Las Vegas-Henderson-North Las Vegas, NV
MSA_Name	Las Vegas, NV-AZ MSA
PMSA_Name
Region	West
Division	Mountain
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	1920
Number Of Employees	19934
Business First Quarter Payroll	284894
Business Annual Payroll	1304629
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1951269
CBSA Division Population	0
Congressional District	01\|03
Congressional LandArea	104.5\|2848.99
Delivery Residential	27849
Delivery Business	1357
Delivery Total	28142
Preferred Last Line Key	Z14441
Classification Code
Multi-County
CSA Name	Las Vegas-Henderson, NV
CBSA_DIV_Name
City State Key	Z14441
Land Area	16.296000
Water Area	0.000000
City Alias Code
City Mixed Case	Henderson
City Alias Mixed Case	Henderson
Box Count	0
SFDU	1981
MFDU	7840
State ANSI	32
County ANSI	003
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	314080
Unique ZIP Name
SSA State County Code	29010
Medicare CBSA Code	29820
Medicare CBSA Name	Las Vegas-Henderson-Paradise, NV
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Clark

Nevada Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

Home Insurance Quotes in 89052!