Compare 89131 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Las Vegas just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 16,997 neighbors looking to save on their home insurance policy in the local 89131 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 89131. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Nevada rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Las Vegas, NV home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Las Vegas, NV

89131 Home Insurance Average Premiums

Local 89131 homeowners insurance quotes comparison

$422 /yr.

Shows Zip Code: 89131 lowest rates with discounts applied on average.

For the 89131, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$422 /yr.
Average Coverage:	$672 /yr.
2600 sq. ft. or higher (all discounts applied)	$972 /yr.

What is the average home insurance cost for a home in 89131?

• The average homeowners insurance premium paid annually for a home in 89131 is around $672 per year.

What does it cost on average per month for home insurance in 89131?

• Homeowners in 89131 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 89131?

• Autoowners in 89131 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89131.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 89131

Average Building Cost Per Square Foot in 89131: $177

Location: Las Vegas, Nevada (Clark County)

Average Square Footage in 89131: 2,238 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89131 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89131 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89131 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,238 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$177	2,238	$396,200
Additional Upgrades & Added Features	$221	2,238	$495,250
Major Home Updates or Advancements	$266	2,238	$594,300

Calculate Your Dwelling Coverage in 89131

It's important to understand that when you estimate your replacement cost of your home in the 89131 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 89131

Myers- Sidney T

Address: 8414 Farm Rd, #150 Las Vegas, NV 89131
Phone:
Website:
Info:

Allstate

Address: 6525 N Buffalo Dr, #150 Las Vegas, NV 89131
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 89131

Population Review for 89131 Zip Code

For the city of Las Vegas, the population within 89131 has increased to over 52,151 residents in population size. The current population total is 49,985. We have broken down the population based on race below. In 89131, there are over 24682 in male population and 25303 females.

Population	Values
Total Population	49,985
White Population	32561
Black Population	4245
Hispanic Population	8595
Asian Population	2819
Hawaiian Population	439
Indian Population	336
Other Population	2660
Male Population	24682
Female Population	25303
Population Estimate	52151

Household Data for 89131

The average number of homes in 89131 is around 16,997, there are an average of 2.93 per household. The average house value according to local real estate values is around $396,200. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	16,997
Persons Per Household	2.93
Average House Value	$396,200
Income Per Household	$104688
Median Age	40.2
Median Age Male	39.3
Median Age Female	40.9

89131 Details	Values
State	NV
State Full Name	Nevada
City Type	P
City Alias Abbreviation
Area Code	725
City	Las Vegas
City Alias Name	LAS VEGAS
County	Clark
County FIPS	003
State FIPS	32
Time Zone	8
Day Light Saving	Y
MSA	4120
PMSA
CSA	332
CBSA	29820
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Las Vegas-Henderson-North Las Vegas, NV
MSA_Name	Las Vegas, NV-AZ MSA
PMSA_Name
Region	West
Division	Mountain
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	651
Number Of Employees	4951
Business First Quarter Payroll	38981
Business Annual Payroll	175262
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	1951269
CBSA Division Population	0
Congressional District	04
Congressional LandArea	50997.97
Delivery Residential	17799
Delivery Business	293
Delivery Total	27163
Preferred Last Line Key	Z14477
Classification Code
Multi-County
CSA Name	Las Vegas-Henderson, NV
CBSA_DIV_Name
City State Key	Z14477
Land Area	16.163000
Water Area	0.003000
City Alias Code
City Mixed Case	Las Vegas
City Alias Mixed Case	Las Vegas
Box Count	0
SFDU	708
MFDU	517
State ANSI	32
County ANSI	003
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	314880
Unique ZIP Name
SSA State County Code	29010
Medicare CBSA Code	29820
Medicare CBSA Name	Las Vegas-Henderson-Paradise, NV
Medicare CBSA Type	Metro
Market Rating Area ID	1
County Mixed Case	Clark

Nevada Homeowners Insurance News & Information

2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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