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If you live in the 89143 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Las Vegas have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NV licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 89143 and then compare quotes from a variety of nationwide insurance companies.

89143 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 89143 the average premium for homeowners coverage is $686 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 89143. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 89143 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Las Vegas, NV home insurance quotes in your area.

89143 Home Insurance Average Premiums

Local 89143 homeowners insurance quotes comparison

$436 /yr.

Shows Zip Code: 89143 lowest rates with discounts applied on average.

For the 89143, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$436 /yr.
Average Coverage:$686 /yr.
2600 sq. ft. or higher
(all discounts applied)
$986 /yr.

What is the average home insurance cost for a home in 89143?

  • • The average homeowners insurance premium paid annually for a home in 89143 is around $686 per year.

What does it cost on average per month for home insurance in 89143?

  • • Homeowners in 89143 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 89143?

  • • Autoowners in 89143 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89143.
Review average rates in another zip code:
89178 homeowners insurance rates
89179 homeowners insurance rates
89124 homeowners insurance rates
89161 homeowners insurance rates
89117 homeowners insurance rates
89120 homeowners insurance rates
89101 homeowners insurance rates
89104 homeowners insurance rates
89122 homeowners insurance rates
89130 homeowners insurance rates

Home Replacement Cost Coverage in 89143

Average Building Cost Per Square Foot in 89143: $177

Location: Las Vegas, Nevada (Clark County)

Average Square Footage in 89143: 1,831 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89143 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89143 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89143 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,831 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,831$324,000
Additional Upgrades & Added Features$2211,831$405,000
Major Home Updates or Advancements$2661,831$486,000

It's important to understand that when you estimate your replacement cost of your home in the 89143 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89143

Best Home & Auto Insurance Agencies in 89143

Housing Demographics for 89143

Population Review for 89143 Zip Code

For the city of Las Vegas, the population within 89143 has increased to over 14,538 residents in population size. The current population total is 13,249. We have broken down the population based on race below. In 89143, there are over 6491 in male population and 6758 females.

PopulationValues
Total Population13,249
White Population8067
Black Population1416
Hispanic Population2579
Asian Population807
Hawaiian Population93
Indian Population129
Other Population826
Male Population6491
Female Population6758
Population Estimate14538

Household Data for 89143

The average number of homes in 89143 is around 4,216, there are an average of 3.14 per household. The average house value according to local real estate values is around $324,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,216
Persons Per Household3.14
Average House Value$324,000
Income Per Household$86393
Median Age34.7
Median Age Male34.2
Median Age Female35.3
89143 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code702
CityLas Vegas
City Alias NameLAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses99
Number Of Employees649
Business First Quarter Payroll4781
Business Annual Payroll22341
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District04
Congressional LandArea50997.97
Delivery Residential4630
Delivery Business30
Delivery Total12077
Preferred Last Line KeyZ14477
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14477
Land Area3.507000
Water Area0.000000
City Alias Code
City Mixed CaseLas Vegas
City Alias Mixed CaseLas Vegas
Box Count0
SFDU126
MFDU0
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number314880
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

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