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Homeowners Insurance in 89119

For homeowners living in 89119, you want more affordable home insurance rates in Las Vegas, right? Our rates are very competitive for homeowners living in the great city of Las Vegas, NV. Many homeowners living in the 89119 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Nevada licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 89119 should appear in the zip code field ready to go. Comparing Las Vegas, NV Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

89119 Home Insurance Costs Are Considered: Very Low!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Las Vegas pay around $634 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Nevada home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 89119 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Las Vegas homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Nevada home insurance premium today!

Get 89119 Homeowners Insurance Rates Now!

89119 Home Insurance Average Premiums

Local 89119 homeowners insurance quotes comparison

$384 /yr.

Shows Zip Code: 89119 lowest rates with discounts applied on average.

For the 89119, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$384 /yr.
Average Coverage:$634 /yr.
2600 sq. ft. or higher
(all discounts applied)
$934 /yr.

What is the average home insurance cost for a home in 89119?

  • • The average homeowners insurance premium paid annually for a home in 89119 is around $634 per year.

What does it cost on average per month for home insurance in 89119?

  • • Homeowners in 89119 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 89119?

  • • Autoowners in 89119 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89119.
Review average rates in another zip code:
89143 homeowners insurance rates
89110 homeowners insurance rates
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89142 homeowners insurance rates
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89141 homeowners insurance rates
89146 homeowners insurance rates

Home Replacement Cost Coverage in 89119

Average Building Cost Per Square Foot in 89119: $177

Location: Las Vegas, Nevada (Clark County)

Average Square Footage in 89119: 1,410 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89119 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89119 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89119 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,410 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,410$249,500
Additional Upgrades & Added Features$2211,410$311,875
Major Home Updates or Advancements$2661,410$374,250

It's important to understand that when you estimate your replacement cost of your home in the 89119 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89119

Allstate Insurance - Michelle Mc Arthy

Address: 1421 E Sunset #14 Las Vegas, NV 89119
Phone: (702)270-8111
Website:

Allstate Insurance - Jeffery G. Tilton

Address: 340 E Warm Springs Rd Suite #15b Las Vegas, NV 89119
Phone: (702)896-4787
Website:

Best Home & Auto Insurance Agencies in 89119

Farmers Insurance Group

Address: 1850 E Flamingo Rd Las Vegas, NV 89119
Phone:
Website:
Info:

Brooke Insurance & Financial Services

Address: 5025 S Eastern Ave, #21 Las Vegas, NV 89119
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 500 E Warm Springs Rd, #200 Las Vegas, NV 89119
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Farmers Insurance

Address: 6070 S Eastern Ave Las Vegas, NV 89119
Phone:
Website:
Info:

Allstate Insurance - Jeffery G. Tilton

Address: 340 E Warm Springs Rd, #15b Las Vegas, NV 89119
Phone:
Website:
Info:

Housing Demographics for 89119

Population Review for 89119 Zip Code

For the city of Las Vegas, the population within 89119 has increased to over 44,732 residents in population size. The current population total is 48,895. We have broken down the population based on race below. In 89119, there are over 25485 in male population and 23410 females.

PopulationValues
Total Population48,895
White Population16395
Black Population8639
Hispanic Population18424
Asian Population5239
Hawaiian Population504
Indian Population630
Other Population10191
Male Population25485
Female Population23410
Population Estimate44732

Household Data for 89119

The average number of homes in 89119 is around 21,780, there are an average of 2.19 per household. The average house value according to local real estate values is around $249,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,780
Persons Per Household2.19
Average House Value$249,500
Income Per Household$41298
Median Age35.4
Median Age Male35.8
Median Age Female35.0
89119 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code702/725
CityLas Vegas
City Alias NameLAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2406
Number Of Employees73568
Business First Quarter Payroll1028211
Business Annual Payroll4407570
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District01|03
Congressional LandArea104.5|2848.99
Delivery Residential20426
Delivery Business2715
Delivery Total26375
Preferred Last Line KeyZ14477
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14477
Land Area12.903000
Water Area0.000000
City Alias Code
City Mixed CaseLas Vegas
City Alias Mixed CaseLas Vegas
Box Count0
SFDU3597
MFDU12152
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number314880
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]