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89121 Home Insurance Rates

Getting multiple homeowners insurance rates in 89121 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Las Vegas, NV. Many homeowners based out of the 89121 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Nevada licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 89121 should appear in the zip code field ready to go. For Las Vegas, NV Home Insurance Quotes, Click to easily get started!

89121 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 89121 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Las Vegas. For a basic HO-3, standard homeowners policy, the average premium per year in Nevada is around $638. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 89121 zip code today and let us help you save time and money on your homeowners insurance premium.

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89121 Home Insurance Average Premiums

Local 89121 homeowners insurance quotes comparison

$388 /yr.

Shows Zip Code: 89121 lowest rates with discounts applied on average.

For the 89121, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$388 /yr.
Average Coverage:$638 /yr.
2600 sq. ft. or higher
(all discounts applied)
$938 /yr.

What is the average home insurance cost for a home in 89121?

  • • The average homeowners insurance premium paid annually for a home in 89121 is around $638 per year.

What does it cost on average per month for home insurance in 89121?

  • • Homeowners in 89121 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 89121?

  • • Autoowners in 89121 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89121.
Review average rates in another zip code:
89146 homeowners insurance rates
89141 homeowners insurance rates
89119 homeowners insurance rates
89166 homeowners insurance rates
89128 homeowners insurance rates
89106 homeowners insurance rates
89109 homeowners insurance rates
89129 homeowners insurance rates
89121 homeowners insurance rates
89103 homeowners insurance rates

Home Replacement Cost Coverage in 89121

Average Building Cost Per Square Foot in 89121: $177

Location: Las Vegas, Nevada (Clark County)

Average Square Footage in 89121: 1,216 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89121 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89121 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89121 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,216 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1771,216$215,200
Additional Upgrades & Added Features$2211,216$269,000
Major Home Updates or Advancements$2661,216$322,800

It's important to understand that when you estimate your replacement cost of your home in the 89121 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89121

A-Accurate Insurance

Address: 3430 East Tropicana Avenue Las Vegas, NV 89121
Phone: (702)433-1396
Website:

Edwards Insurance

Address: 3690 East Desert Inn Road Las Vegas, NV 89121
Phone: (702)456-6001
Website:

Valkenburg Linda

Address: 3505 East Flamingo Road Suite 4 Las Vegas, NV 89121
Phone: (702)547-1900
Website:

Trusted Financial & Insurance

Address: 4930 E Tropicana Ave Las Vegas, NV 89121
Phone: (702)456-5699
Website: www.trusted-insurance.com

Home-Services

Address: 3690 East Desert Inn Road Las Vegas, NV 89121
Phone: (702)456-6001
Website:

Best Home & Auto Insurance Agencies in 89121

Strodl- John E

Address: 3650 E Flamingo Rd Las Vegas, NV 89121
Phone:
Website:
Info:

Anchor Auto Insurance

Address: 4762 E Flamingo Rd Las Vegas, NV 89121
Phone:
Website:
Info:

Pahl- Lee F - State Farm Insurance Agent

Address: 3660 E Desert Inn Rd Las Vegas, NV 89121
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Companies

Address: 2755 S Nellis Blvd Las Vegas, NV 89121
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Smitty's Insurance Center Inc.

Address: 3242 E Desert Inn Rd Las Vegas, NV 89121
Phone:
Website:
Info:

Housing Demographics for 89121

Population Review for 89121 Zip Code

For the city of Las Vegas, the population within 89121 has increased to over 66,074 residents in population size. The current population total is 68,692. We have broken down the population based on race below. In 89121, there are over 34317 in male population and 34375 females.

PopulationValues
Total Population68,692
White Population26765
Black Population9211
Hispanic Population29754
Asian Population3860
Hawaiian Population700
Indian Population1037
Other Population15422
Male Population34317
Female Population34375
Population Estimate66074

Household Data for 89121

The average number of homes in 89121 is around 26,652, there are an average of 2.57 per household. The average house value according to local real estate values is around $215,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26,652
Persons Per Household2.57
Average House Value$215,200
Income Per Household$46004
Median Age39.4
Median Age Male39.0
Median Age Female39.8
89121 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code702/725
CityLas Vegas
City Alias NameLAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1190
Number Of Employees13542
Business First Quarter Payroll114210
Business Annual Payroll509148
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District01
Congressional LandArea104.5
Delivery Residential25710
Delivery Business1348
Delivery Total28797
Preferred Last Line KeyZ14477
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14477
Land Area9.180000
Water Area0.000000
City Alias Code
City Mixed CaseLas Vegas
City Alias Mixed CaseLas Vegas
Box Count0
SFDU13342
MFDU7183
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number314880
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]