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89121 Home Insurance Rates
Getting multiple homeowners insurance rates in 89121 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Las Vegas, NV. Many homeowners based out of the 89121 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Nevada licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 89121 should appear in the zip code field ready to go. For Las Vegas, NV Home Insurance Quotes, Click to easily get started!
89121 Homeowners Insurance Rates, Average Rating: Very Low!
Your homeowners insurance policy in 89121 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Las Vegas. For a basic HO-3, standard homeowners policy, the average premium per year in Nevada is around $638. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 89121 zip code today and let us help you save time and money on your homeowners insurance premium.
89121 Home Insurance Average Premiums
For the 89121, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $388 /yr. |
Average Coverage: | $638 /yr. |
2600 sq. ft. or higher (all discounts applied) | $938 /yr. |
What is the average home insurance cost for a home in 89121?
- • The average homeowners insurance premium paid annually for a home in 89121 is around $638 per year.
What does it cost on average per month for home insurance in 89121?
- • Homeowners in 89121 pay a monthly average cost per month around $53.00.
What kind of discount could I get if I combine my home and auto insurance together in 89121?
- • Autoowners in 89121 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89121.
Review average rates in another zip code:
89142 homeowners insurance rates
89148 homeowners insurance rates
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89130 homeowners insurance rates
Home Replacement Cost Coverage in 89121
Average Building Cost Per Square Foot in 89121: $177
Location: Las Vegas, Nevada (Clark County)Average Square Footage in 89121: 1,216 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 89121 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89121 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 89121 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,216 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $177 | 1,216 | $215,200 |
Additional Upgrades & Added Features | $221 | 1,216 | $269,000 |
Major Home Updates or Advancements | $266 | 1,216 | $322,800 |
It's important to understand that when you estimate your replacement cost of your home in the 89121 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 89121
Trusted Financial & Insurance
Address: 4930 E Tropicana Ave Las Vegas, NV 89121Phone: (702)456-5699
Website: www.trusted-insurance.com
Home-Services
Address: 3690 East Desert Inn Road Las Vegas, NV 89121Phone: (702)456-6001
Website:
Edwards Insurance
Address: 3690 East Desert Inn Road Las Vegas, NV 89121Phone: (702)456-6001
Website:
A-Accurate Insurance
Address: 3430 East Tropicana Avenue Las Vegas, NV 89121Phone: (702)433-1396
Website:
Valkenburg Linda
Address: 3505 East Flamingo Road Suite 4 Las Vegas, NV 89121Phone: (702)547-1900
Website:
Best Home & Auto Insurance Agencies in 89121
Pahl- Lee F - State Farm Insurance Agent
Address: 3660 E Desert Inn Rd Las Vegas, NV 89121Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Anchor Auto Insurance
Address: 4762 E Flamingo Rd Las Vegas, NV 89121Phone:
Website:
Info:
Allstate Insurance Companies
Address: 2755 S Nellis Blvd Las Vegas, NV 89121Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
A
Address: 3430 E Tropicana Ave Las Vegas, NV 89121Phone:
Website:
Info:
Nevada Pacific Insurance Services Inc
Address: 2795 E Desert Inn Rd Las Vegas, NV 89121Phone:
Website:
Info:
Housing Demographics for 89121
Population Review for 89121 Zip Code
For the city of Las Vegas, the population within 89121 has increased to over 66,074 residents in population size. The current population total is 68,692. We have broken down the population based on race below. In 89121, there are over 34317 in male population and 34375 females.
Population | Values |
---|---|
Total Population | 68,692 |
White Population | 26765 |
Black Population | 9211 |
Hispanic Population | 29754 |
Asian Population | 3860 |
Hawaiian Population | 700 |
Indian Population | 1037 |
Other Population | 15422 |
Male Population | 34317 |
Female Population | 34375 |
Population Estimate | 66074 |
Household Data for 89121
The average number of homes in 89121 is around 26,652, there are an average of 2.57 per household. The average house value according to local real estate values is around $215,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 26,652 |
Persons Per Household | 2.57 |
Average House Value | $215,200 |
Income Per Household | $46004 |
Median Age | 39.4 |
Median Age Male | 39.0 |
Median Age Female | 39.8 |
89121 Details | Values |
---|---|
State | NV |
State Full Name | Nevada |
City Type | P |
City Alias Abbreviation | |
Area Code | 702/725 |
City | Las Vegas |
City Alias Name | LAS VEGAS |
County | Clark |
County FIPS | 003 |
State FIPS | 32 |
Time Zone | 8 |
Day Light Saving | Y |
MSA | 4120 |
PMSA | |
CSA | 332 |
CBSA | 29820 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Las Vegas-Henderson-North Las Vegas, NV |
MSA_Name | Las Vegas, NV-AZ MSA |
PMSA_Name | |
Region | West |
Division | Mountain |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1190 |
Number Of Employees | 13542 |
Business First Quarter Payroll | 114210 |
Business Annual Payroll | 509148 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 1951269 |
CBSA Division Population | 0 |
Congressional District | 01 |
Congressional LandArea | 104.5 |
Delivery Residential | 25710 |
Delivery Business | 1348 |
Delivery Total | 28797 |
Preferred Last Line Key | Z14477 |
Classification Code | |
Multi-County | |
CSA Name | Las Vegas-Henderson, NV |
CBSA_DIV_Name | |
City State Key | Z14477 |
Land Area | 9.180000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Las Vegas |
City Alias Mixed Case | Las Vegas |
Box Count | 0 |
SFDU | 13342 |
MFDU | 7183 |
State ANSI | 32 |
County ANSI | 003 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 314880 |
Unique ZIP Name | |
SSA State County Code | 29010 |
Medicare CBSA Code | 29820 |
Medicare CBSA Name | Las Vegas-Henderson-Paradise, NV |
Medicare CBSA Type | Metro |
Market Rating Area ID | 1 |
County Mixed Case | Clark |
Nevada Homeowners Insurance News & Information
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2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
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Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
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Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]