Get multiple home insurance quotes in 89178. Our licensed 89178, NV agents are ready to serve you.

89178 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 89178? Our rates are very competitive for homeowners living in Las Vegas, NV. Many homeowners based out of your 89178 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Nevada licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 89178 should appear in the zip code field ready to go. For Las Vegas, NV Home Insurance Rate Quotes click to review the best rates and service online!

89178 Average Premium is Rated: Very Low!

Homeowners living in 89178 can easily save up to 40% off the average home insurance premium of $603 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Las Vegas that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 89178 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 89178!

89178 Home Insurance Average Premiums

Local 89178 homeowners insurance quotes comparison

$353 /yr.

Shows Zip Code: 89178 lowest rates with discounts applied on average.

For the 89178, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$353 /yr.
Average Coverage:$603 /yr.
2600 sq. ft. or higher
(all discounts applied)
$903 /yr.

What is the average home insurance cost for a home in 89178?

  • • The average homeowners insurance premium paid annually for a home in 89178 is around $603 per year.

What does it cost on average per month for home insurance in 89178?

  • • Homeowners in 89178 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 89178?

  • • Autoowners in 89178 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Las Vegas area, check out other zip codes nearby 89178.
Review average rates in another zip code:
89107 homeowners insurance rates
89169 homeowners insurance rates
89146 homeowners insurance rates
89141 homeowners insurance rates
89161 homeowners insurance rates
89115 homeowners insurance rates
89110 homeowners insurance rates
89124 homeowners insurance rates
89149 homeowners insurance rates
89148 homeowners insurance rates

Home Replacement Cost Coverage in 89178

Average Building Cost Per Square Foot in 89178: $177

Location: Las Vegas, Nevada (Clark County)

Average Square Footage in 89178: 2,008 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89178 before you start any project. Las Vegas homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89178 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89178 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,008 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Las Vegas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1772,008$355,500
Additional Upgrades & Added Features$2212,008$444,375
Major Home Updates or Advancements$2662,008$533,250

It's important to understand that when you estimate your replacement cost of your home in the 89178 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89178

Best Home & Auto Insurance Agencies in 89178

Housing Demographics for 89178

Population Review for 89178 Zip Code

For the city of Las Vegas, the population within 89178 has increased to over 48,939 residents in population size. The current population total is 42,157. We have broken down the population based on race below. In 89178, there are over 21006 in male population and 21151 females.

PopulationValues
Total Population42,157
White Population18938
Black Population3434
Hispanic Population8475
Asian Population9634
Hawaiian Population556
Indian Population284
Other Population2761
Male Population21006
Female Population21151
Population Estimate48939

Household Data for 89178

The average number of homes in 89178 is around 14,666, there are an average of 2.87 per household. The average house value according to local real estate values is around $355,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,666
Persons Per Household2.87
Average House Value$355,500
Income Per Household$92471
Median Age35.3
Median Age Male35.0
Median Age Female35.6
89178 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code702
CityLas Vegas
City Alias NameLAS VEGAS
CountyClark
County FIPS003
State FIPS32
Time Zone8
Day Light SavingY
MSA4120
PMSA
CSA332
CBSA29820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLas Vegas-Henderson-North Las Vegas, NV
MSA_NameLas Vegas, NV-AZ MSA
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses353
Number Of Employees2183
Business First Quarter Payroll15306
Business Annual Payroll72213
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1951269
CBSA Division Population0
Congressional District03
Congressional LandArea2848.99
Delivery Residential17052
Delivery Business165
Delivery Total17087
Preferred Last Line KeyZ14477
Classification Code
Multi-County
CSA NameLas Vegas-Henderson, NV
CBSA_DIV_Name
City State KeyZ14477
Land Area22.583000
Water Area0.000000
City Alias Code
City Mixed CaseLas Vegas
City Alias Mixed CaseLas Vegas
Box Count0
SFDU79
MFDU1144
State ANSI32
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number314880
Unique ZIP Name
SSA State County Code29010
Medicare CBSA Code29820
Medicare CBSA NameLas Vegas-Henderson-Paradise, NV
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClark

Nevada Homeowners Insurance News & Information

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